Rick Alford

Rick Alford, CRP, President
Office 972-731-2539 | Cell 214-762-1905 
 Newsletter
November 2017
 Edition 
May the good things of life be yours in abundance.
Happy Thanksgiving!
Why investing in a 401(k) or IRA could be the wrong retirement solution for you...
 
Life Insurance: Not Always About Death

Many Americans view life insurance policies as a key part of their financial planning. But they tend to think in terms of how it will benefit their survivors, not how it might benefit themselves. 

People are surprised to learn that their life insurance policy can help them handle expenses during retirement. Many consider life insurance to be just a death benefit, but it can be a lot more than that.
The Accounting Professor:
What Tax Cuts Mean for Investors

The stock market turned strongly positive after Donald Trump won the presidential election. To some extent, this can be attributed to expectations of a drastic cut in corporate taxes. Trump's tax reform also includes proposals to encourage the repatriation of foreign profits.

Take a look at what these tax cuts would mean for investors...
In This Issue
Thankful for you...
I wanted to take a moment to express my sincere appreciation
for your trust in me
and extend to you
my best wishes for
a happy and healthy
Thanksgiving Day.

-Rick Alford
Is It Time to Take Another Look at Fixed Annuities?
 
One of the most important considerations for your finances is what portion of your money should be used for "risky" investments to maximize growth potential and what portion should be kept "safe" to ensure preservation of capital when the markets get turbulent. 

For the safe portion, a typical recommendation is money market accounts, certificates of deposits or bond mutual funds. However, there is a lesser known but better alternative than bond funds: a fixed annuity.  Why is it better?
What to include in your Estate Planning checklist

Feel overwhelmed just thinking about creating an estate plan?  Here are six crucial items to include on you estate planning checklist...