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Consumers who sold their life insurance policies on the secondary market recovered an average of more than $212,000 per policy (specifically an average payout of $212,066) in 2025.
Key 2025 Life Settlement Highlights:
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Average Payout: $212,066 per policy sold, compared to an average cash surrender value of just $24,360 if surrendered directly to an insurer.
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Total Value: Consumers received nearly nine times more by selling their policies through a life settlement compared to standard insurer surrender values.
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Market Activity: Nearly 3,000 transactions were completed in 2025.
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