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Roussel Insurance & Financial Services

146 N. San Fernando Blvd Suite 203

Burbank, CA 91502

Phone: 818-848-3331
Fax: 818-848-2982


CA Insurance License #0D51758




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What is Included in a Typical Commercial Insurance Policy

We like to think that there is nothing 'typical' about commercial insurance.  Your business is unique and needs commercial insurance designed to fit your needs.  However, we can say there are coverages that every business should consider.  Therefore, we would like the chance to review your risk and then provide a program specifically designed for your business.

Commercial Liability
  • Bodily Injury -- Bodily injury to a third party.
  • Property Damage -- Damage to a third party's property (equipment building etc.).
  • Personal Injury-- Injury to the mind or emotions, as opposed to an injury to property.
  • Advertising Liability -- Damages arising out of advertising, libel, slander, and invasion of privacy.
  • Products and Completed Operations -- Liability arising out of products you sell or business operations and services conducted, excluding professional services.
  • Premises -- Covers liability arising out of injury to third parties while on your premises.
  • Management Liability -- This might include cyber, employment, and professional liability coverage.  Directors and officers liability also might fall under this category.
  • Umbrella -- Provides excess liability over primary auto and commercial liability policies.
  • Pollution -- Coverage for accidental release of pollutants.
Business Auto
  • Covers vehicles owned by the company for business use
  • Can include comprehensive and collision
Commercial Property

  • Buildings and Equipment --This covers most property on or near the business premises that is used in the business.  This would include such things as machinery, computers, raw materials, or inventory.
  • Business Income and Extra Expense -- If your main business premises are destroyed, along with much of the property you used to operate, business income will provide funds to cover lost revenue.  Extra Expense provides the cost of a temporary location and other related expenses.
This information is not intended to be a complete review of all available coverage. Please call our office and we will be happy to provide a review of your insurance program.
At Roussel Insurance we strive for trust and reliability with our clients. Through our 30 years in the insurance business we have learned to achieve immediate and sustainable cost savings for businesses and individuals. We can help find you the right insurance options, so that no matter what your budget is we can minimize you're spending and easily meet your needs

Call our team today.


This information is intended for the client, individual or entity to which it is addressed. These articles contain concepts and opinions, and are not intended to represent the consensus of the insurance or risk community, nor to provide professional legal or tax advice.  Please seek professional legal or tax counsel before making any decisions.  The information provided does not change or modify any insurance policy, only the actual terms of the in-force policies will govern claim settlements