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from RedRock Financial | September 2019
When Will You Retire?
Retirement Ages Around the Globe
While working is great, most of us are thinking about the day when we don't have to. But when will that be?
Around the world the official age of retirement is creeping upwards as governments try to balance pensions and stretch public finances. However, the age that workers are actually retiring is often lower than you might think.
What is an Inverted Yield Curve?
Making Sense of the News
August has been quite the roller coaster for investors. The stock markets went into a "tizzy" in part because of the bond markets and something called an inverted yield curve.
If you don't understand this phenomenon, you are not alone. The inverted yield curve is a confusing and complex topic. In 1986, Duke University finance professor, Campbell Harvey, wrote a dissertation on the inverted yield curve and its ability to predict a recession. At the time, his model had correctly predicted the 4 previous recessions. It has also predicted all three recessions since its publication.
So, does that mean another recession is on the horizon? The answer is...probably. Recessions happen. So do bull and bear markets. But should you worry? That's the big question. At Freedman Financial, we believe our clients' financial plans are built to withstand normal market cycles. And when that's the case, the best course of action is no action at all.
For more details about inverted yield curves, click on the link below. Read how Campbell Harvey would explain his theory to his grandmother.
Where Will the West's Next Deadly Wildfire Strike?
The Risks are Everywhere

Of small communities across 11 states, more than 500 have a higher wildfire hazard potential than Paradise, California.
Economic Updates

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

Ben Knight, CFP®, Kathy Carpenter, CFP® and Diane Knight, CFP® are Registered Representatives with and Securities offered through LPL Financial, Member FINRA/SIPC.

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