Volume 9, Issue 9 / September 27, 2018
Quick List: Ways to Get the Most from Your Membership
OCDCA 2018 Annual Conference is Next Week!
Building Community Together

October 3-5, 2018
Recently renovated and historic The Westin Great Southern Columbus

Follow the excitement on Twitter with #cdcOhio18

2018 Ohio CDC Association Annual Conference Made Possible By:
Ohio Microbusiness Development Program RFP
OCDCA welcomes current, good standing members to apply for the Ohio Microbusiness Development Program. The purpose of the Ohio Microbusiness Development Program is to provide funding for OCDCA nonprofit members to further develop a local delivery system that encourages microbusiness development, provides low- and moderate-income households with access to capital for business development and self-employment, and creates and retains long-term jobs in the private sector. The maximum grant award is $40,000. Of this, up to 10% may be used for administrative expenses. The structure of the lending allocation for the microbusiness program has changed. Applications are due September 28th at 4 pm. Please contact Suzanne Parks at (614) 461-6392 ext. 206 or sparks@ohiocdc.org for any questions.
Welcome Myreah!
Earlier this month, we welcomed Myreah Williams, our new intern who will be helping with policy and advocacy work this semester.
Social Enterprise Incubation Program Introduction Workshop
Please join Ohio CDC Association for the first phase of the new Social Enterprise Incubation Program (SEIP). The SEIP is an intensive four phase program consisting of rigorous training and tailored technical assistance for OCDCA nonprofit members while they create their own social enterprise. This program will culminate in a structured "shark tank" where the participating CDCs gain access to startup capital.

This workshop is Phase One of the four phase program, which will be conducted by Cause Impact. Cost is $20 for OCDCA members and $40 for non-members. Lunch will be provided.

This introduction workshop will help nonprofits:
  • Assess their own situation, opportunities, and criteria for development of new earned-revenue ventures
  • Provide facilitated brainstorming, idea vetting, and guidance on next steps in evaluating the most promising opportunities.
Social Enterprise Incubation Program Introduction Workshop
100 E. Broad Street, 6th Floor, Columbus, OH 43215
October 25, 2018  /  9:30 AM - 4:00 PM
Support provided by Bank of America.
Rural Housing: Private Water & Sewage Systems
The cost and practical feasibility of a rural housing rehabilitation project often depends upon the water and sewage systems of the site. Careful analysis of these systems is a primary concern in determining both the feasibility of a project and the ability of residents to afford possible ongoing costs. This webinar will go over what a developer needs to consider and know about private water and sewage systems in their next rural housing rehabilitation or development project.
Rural Housing: Private Water & Sewage Systems
October 30, 2018  /  10 - 11:15 AM
This webinar is free to attend and is supported by the USDA RCDI and PNC Bank.
Member News
Welcome New Members!
Vehicle Rehabilitation Center in Toledo, Central State Extension in Wilberforce, AFCPE in Westerville, and Central Community House in Columbus join OCDCA as our newest 2018 members. Welcome!
NPR Highlights Cleveland and Columbus Members' Work
Marketplace recently highlighted CHN Housing Partners' lease-to-purchase program in Cleveland which uses the Housing Credit to offer renters the option to buy their home at below-market rents. Properties that have been financed using the Housing Credit must remain affordable rental housing for the first 15 years, but CHN has developed a program that allows tenants to purchase the home in year 16. This innovative model has allowed 1,150 families to become homeowners over the past 30 years, or 85 to 90 percent of the renters CHN serves. 

NPR also explored the growing role of hospitals in the affordable housing market with a case study in Columbus where the Nationwide Children's Hospital has been investing in its local neighborhood since 2008 through its Healthy Neighborhoods, Healthy Families (HNHF) initiative. The initiative is aimed at increasing the role of health care institutions in changing outcomes for children who experience extreme poverty and the associated effects, including housing insecurity. 
Share Your Stories
We love hearing about the awesome work you do throughout Ohio. If your organization is mentioned in the news, please share it with us. We love photos too! If you send it to Lisa Much , we can put it on our blog and in this newsletter. 
Partner News
US Bank Announces Small Dollar Loan Product
US Bank has announced a new small dollar loan product that makes credit available to people with poor credit scores. The loan payments can take no more than 5% of a borrower's paycheck and prices are considerably less expensive than payday loans.  
GOPC Documents Impressive Performance of Ohio's CDFI's
Greater Ohio Policy Center (GOPC) released a new report, Building Assets: Ohio's CDFI Industry , an independent analysis of Ohio's Community Development Financial Institutions (CDFIs). CDFIs are essential partners in stabilizing and redeveloping Ohio's weak-market neighborhoods and cities.

As captured by GOPC, Ohio's 18 CDFI loan funds have helped expand and create new businesses, and uncovered untapped markets. They found that from 2005 to 2016:
  • Ohio's CDFIs loaned more than $975 million in 80 of Ohio's 88 counties
  • CDFIs leveraged $5 of private investment for every $1 financed by a CDFI; that generated $4.9 billion in investments over 11 years
  • CDFI lending helped develop 36,304 units of housing, and create or retain 17,240 jobs
To bolster CDFI effectiveness and further strengthen the ability of individuals and communities to access capital and credit, the report offers four recommendations to enhance capacity both within individual CDFIs and with potential CDFI partners.
AmeriCorps VISTA Spotlight
Welcome New VISTAs!

OCDCA was pleased to welcome two new VISTA Leaders this month: Jynette T. Hayes & Paul Dravillas, as well as a new VISTA member: Ma'keda Na'eem. Welcome!
2018 Ohio Housing Conference - Laying the Foundation for a Better Future
Join the Ohio Housing Finance Agency and Ohio Capital Corporation for Housing at the 20th annual Ohio Housing Conference, "Laying the Foundation for a Better Future." Network with more than 1,700 industry peers as you attend more than 40 sessions and workshops focused on educating and inspiring you to continue your good work. Save the date for the November 6-8 event.
Save the Date: Greater Ohio Policy Center 2019 Summit
Join Greater Ohio Policy Center on March 14, 2019 in Columbus. Registration opens on October 1. Learn more.
Save the Date: PCRG 2019 Summit
Join Pittsburgh Community Reinvestment Group on May 8-9, 2019 in Pittsburgh.
Funding Opportunities
AEA's Pro-Bono Evaluating - Evaluation without Borders
AEA would like to invite you to participate in Evaluation without Borders and have created a sign-up form, also available on the OPEG website, to facilitate participation in this event. Please share some details about your evaluation experience and areas of expertise that you would like to volunteer with as a pro-bono consultant. The pro-bono consulting sessions are scheduled for Monday, October 29th, Tuesday October 30th and Wednesday October 31st.  On Wednesday, October 31st the event ends at 2pm so that they can attend the opening plenary. More information.
AARP Foundation to Tackle Senior Food Insecurity
AARP Foundation is launching new solutions that equip low-income older adults to increase their ability to access and afford nutritious food. Examples include: Grocery Delivery Services, Mobile Markets, and Prepared Meals Services. Deadline is September 28.
AFRI Foundation Program
The AFRI Foundational Program is offered to support grants in the six AFRI priority areas to continue building a foundation of knowledge critical for solving current and future societal challenges. The six priority areas are: Plant Health and Production and Plant Products; Animal Health and Production and Animal Products; Food Safety, Nutrition, and Health; Bioenergy, Natural Resources, and Environment; Agriculture Systems and Technology; and Agriculture Economics and Rural Communities. Deadline is September 30.
Clif Bar Foundation Small Grants
These grants are awarded for general organizational support as well as funding for specific projects. Priority is given to applicants that address our funding priorities from a holistic perspective: protect Earth's beauty and bounty, create a robust, healthy food system, increase opportunities for outdoor activity, reduce environmental health hazards, and build stronger communities. Deadline is October 1.
Healthy Tomorrows Partnership for Children Program
This notice solicits applications for the Healthy Tomorrows Partnership for Children Program (HTPCP). The purpose of this program is to support community-based services aimed at improving the health status of children, adolescents, and families in rural and other underserved communities by increasing their access to health services. Deadline is October 1.
RWJF Systems & Services Research for a Culture of Health
Systems for Action (S4A) is a signature research program of the Robert Wood Johnson Foundation (RWJF) that builds a Culture of Health by rigorously testing new ways of connecting the nation's fragmented medical, social, and public health systems. Studies conducted through the S4A program test innovative mechanisms for aligning the delivery and financing systems for medical, social, and public health services, with a focus on estimating their impact on health and health equity. S4A uses a wide research lens that includes and extends beyond medical care and public health to incorporate social service systems-such as housing; transportation; education; employment; food and nutrition assistance; child and family support; criminal and juvenile justice; and economic and community development.  The deadline is October 10.
2018 Ohio AmeriCorps Planning Grant Notice of Funding
ServeOhio provides grants to organizations that demonstrate they will engage AmeriCorps members to provide a service intervention that addresses a critical need in Ohio.
Deadline is October 15.
Rocky Community Improvement Fund - Parts of Appalachia 
RCIF will again be partnering with the Osteopathic Heritage Foundation of Nelsonville for our Spring Grant distribution. This combined effort will allow for even more money to be channeled into the local community. Applications are now being accepted through October 15, 2018 for projects from local non-profits that benefit the citizens of Nelsonville and the surrounding areas.
Community Development Collaborative Funding - Columbus Only
The Community Development Collaborative recently released the 2019 Operating Support and Housing Production Grant Application. Grants will be awarded to increase the programmatic and organizational capacity of sustainable CHDOs and CDCs to develop new and/or rehabbed affordable housing units targeted to low and moderate income households in Columbus and Franklin County. The submission deadline is Wednesday, October 17, 2018 at 4:00 p.m.
Employment Opportunities
Metro West Community Development Office  is hiring a Housing Development Manager.

FutureHeights is hiring a Real Estate Development Director.

Corporation for Supportive Housing is hiring a Senior Program Manager.

Central Community House is seeking a Youth Worker

View more employment opportunities on our website.  Organizations with employment opportunities in community development may send their notices for free posting to  Lisa Much .
State News
Let's Get Ready to Vote!
The deadline to register to vote for the November election is October 9th. Early voting starts October 10th. There are lots of statewide decisions Ohioans get a say on on on November 6th.
Federal News
OCC Requests Public Comments on Overhauling the Community Reinvestment Act

The Office of the Comptroller of the Currency (OCC) announced an advance notice of proposed rulemaking (ANPR) seeking public comment on reforming the Community Reinvestment Act (CRA). Comptroller of the Currency Joseph Otting wrote in an op-ed that the ANPR seeks stakeholder input on: clarifying and expanding what qualifies for CRA consideration; establishing metrics-based thresholds for CRA performance ratings; making CRA performance evaluation more timely and useful; and revisiting how the regulators define the communities that banks serve. A notable proposal in the ANPR involves creating a ratio test to rate banks' CRA activity: it would compare a bank's total CRA-qualified investments against a measure of the bank's capacity to lend (for example, total assets). This simple ratio proposal could have significant implications on the scope of investment in affordable housing and community development programs. Comments are due 75 days after the ANPR is formally published in the Federal Register. 

For more information from the National Community Reinvestment Coalition (NCRC) and how to easily make a public comment click here. OCDCA will be working against any changes that would negatively impact community development investment. The New York Times published an OpEd from NCRC CEO Jesse Van Tol that explains the history of CRA and its importance.

CRA was enacted in 1977 largely as a response to "redlining," a discriminatory practice in which banks would deny loans to residents living in neighborhoods, often those with large minority populations, that they deemed hazardous. The law requires that financial institutions lend to creditworthy borrowers in low- and moderate-income communities within their assessment area - the geographic area surrounding an institution's depository locations. In addition to receiving positive CRA credit for mortgage and small business lending, banks can also receive credit for investing in certain affordable housing and community development programs, including the Low-Income Housing Tax Credit (Housing Credit), the New Markets Tax Credit (NMTC) and the historic rehabilitation tax credit. The CRA is regulated by the three primary banking regulators - the OCC, the Federal Reserve Board and the Federal Deposit Insurance Corporation - that typically all coordinate on plans to reform regulations. The OCC is moving forward alone on the ANPR to seek public feedback, though Comptroller Otting has stated that this does not restrict or prohibit [them] from partnering with the other regulators in the future. The OCC supervises roughly 20 percent of banks seeking CRA credit, representing about 70 percent of total bank assets nationwide.
Congress Plans for a Continuing Resolution Through December 7
Recently lawmakers announced plans for a Continuing Resolution (CR) to fund the government through December 7 while negotiations for a full fiscal year (FY) 2019 spending package continue. Currently it does not appear that the Transportation, Housing and Urban Development (THUD) appropriations bill will be completed before September 30, meaning that these departments will be temporarily funded at FY 2018 levels through December 7 as part of the CR. View an updated budget chart from NLIHC.
Stakeholders Provide Opportunity Zones Policy Recommendations
Affordable housing and community development stakeholders continue to urge the federal government to enact guard rails and commit to transparency as the rules for implementing Opportunity Zones are finalized. PolicyLink recently released Recommendations for Opportunity Zones: Leveraging Private Investment for Equitable Economic Development, which offers steps that a diverse range of stakeholders can take to ensure that Opportunity Zones experience equitable growth. An article in Next City recently explored the potential benefits and challenges of Opportunity Zones, and highlighted the need for policymakers in the federal government to help ensure the tax incentive meets its intended goal and prevents displacement of low-income residents and businesses. 
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