Happy and Healthy New Year to you!!
We recently received a call from a client who had multiple claims and didn't understand why his health insurance company did not pay everything. He had very little understanding of his benefits or the cost of care. His plan had a $5,000 deductible which meant that the insurance company would not pay until his family met that deductible. That's a tough pill to swallow.
It is a fresh, new year. And lots of things renew---like maybe your health insurance coverage. Most Americans give more attention to planning their vacation than understanding their healthcare plan. They trust that the employer is giving them all the information they need and that the plan will cover all their healthcare needs. Every year millions of dollars are paid by consumers that was not their responsibility to pay all due to lack of understanding of their insurance plans.
Consider this month's issue of
The Flame your Insurance 101 Primer!
Betty Long, RN, MHA
Guardian Nurses Healthcare Advocates