Lincoln Park Community CU Press | October 2019
News & Updates from
Lincoln Park Community Credit Union
The monthly email newsletter from your Lincoln Park Community Credit Union to keep you in-the-know on specials and local community news.
When it's time for a new set of wheels, make a pit stop at LPCCU!
Buying a new or new-to-you vehicle can feel like a big expense, but thanks to our competitive rates and terms, you’ll walk off the lot with affordable monthly payments.

Plus, members who finance a new or used car or truck or refinance an auto loan from another financial institution with us will receive $100 cash at closing*. A reliable vehicle and more money in your pocket… it’s a win-win! 

Get Pre-Approved Before You Hit the Dealership!
A pre-approval will give you the upper-hand when it comes to negotiating with a salesman. Knowing you are pre-approved shows them you’re a serious buyer and if you walk, so does their commission.

It’s Not Too Late to Save
If you already have a vehicle financed elsewhere, you can still refinance and save with LPCCU. Come see us and let us see if we can lower your rate and reduce your monthly payment!

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Holiday Shopping Tips
The holiday season should be a time of joy and spending time with the people we love. It shouldn’t be a time to worry about fraud, identity theft, or paying more than you have to.

Use these tips for safer, happier shopping this holiday season.
#1: Monitor your credit and debit card transactions
Set up and receive debit card transaction alerts so you can be proactive in helping to catch fraud quickly. Our CardValet app makes monitoring your transactions and controlling your LPCCU cards convenient and simple. After a quick set up, you’ll be able to turn your card on or off if lost or stolen, as well as set usage preferences, transaction alerts, spend limits and more!

#2: Your Money on the Go
Even if you’re out and about enjoying the holidays, checking your balances, paying bills, transferring money, and monitoring your accounts is easy with our mobile banking app.

#3: Don’t Get Sucked into Store Card Discount Traps
Everyone loves a good deal, especially at the holidays! But don’t be fooled by the game many store cards will play this holiday season. Sure the extra 10% off sounds nice but when you get the bill with 20%+ interest, you’ve lost more than you saved.
Shop with peace of mind using your LPCCU Visa® Platinum or Platinum Preferred Credit Card. We offer competitive interest rates, a 25 day grace period on purchases, no annual fee, and fee free travel accident insurance. So no matter what you’re using your card for, a LPCCU Visa® Credit Card translates to savings versus other cards. Don’t have our card yet? Contact us today to start saving!

#4: Shop Online Safely
When shopping online, it’s important to make sure the website you’re on is safe and secure. Be sure to look for the safety lock and “https” before you enter your credit or debit card number. If in doubt, don’t enter your information.

#5: Don’t Pay ATM Surcharge Fees
Your hard-earned money should be spent on things you want and need, not ATM fees. If you need cash, find one of the thousands of surcharge-free ATMs located both locally and nationwide. Visit https://lpccu.coop/atms/ or our mobile app to find ATMs wherever you are!
Join us on Facebook to stay up-to-date on community updates and news!
International Credit Union Day is Thursday, October 17th!
We are so proud to be part of a community that offers local service and global reach. There are more than 100 million credit union members in the United States, but we are pretty sure ours are the best!
*Loan rate and repayment terms you receive are based on your individual credit score and history. All loans subject to approval. Offer ends November 30, 2019. Offer may not be combined with any other offer and applies to new loans only. Loans currently financed with the credit union are not eligible for promotion. Membership eligibility is required. Minimum loan amount for the $100 cash is $10,000; funds will be deposited once the loan closes and the lien is perfected.

NMLS #282701