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Is there a solution?
There are examples all over the world of various models of multi-payer systems.
While the US healthcare system has its own problems, funding is not one of them because they have multiple payers.
The government is a funder. Healthcare insurance companies are payors. Companies are payors. Patients can be payors.
Having multiple payers makes the funding of the system sustainable and allows for the creation and maintenance of critical capacity.
Most functioning healthcare systems have multiple payers. Germany. France, Netherlands, Spain, Italy, Australia. And so on.
There was a fantastic article in the Globe and Mail on August 28 2023 by Dr Hance Clarke and Imran Abdool that I recommend you read.
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