Hello Friends and Clients!
“By allocating nothing for long-term care, you allocate everything” – Harley Gordon

The Ostrich Paradox

After all these years, I still am not tired of writing about denial because I don’t think I’ll ever completely understand it! Why do people who have cancer die without wills? Why do people rebuild in flood zones? Why do motorcyclists not wear helmets? And why to well-educated professionals, with good incomes, many of whom have cared for their parent(s) for years, still go to great lengths to avoid learning about reasonably priced long-term care insurance (LTCi)? If you are curious about what causes denial, my latest blog should be of interest.
2018 Must-Know LTC Statistics

Thanks to Christine Benz of Morningstar for her 2018 updated “75 Must-Know Statistics About Long-Term Care: 2018 Edition”. Her advice is compelling and spot-on. The facts are presented in succinct, easy to digest, startling bullet points. It’s worth clicking here to read it and share it with your friends.

Honey in a Podcast

Have You Had a Rate Hike?
Usually, even with the rate hike, your policy is below current market price. Clients find it useful to discuss what causes rate hikes, how they occur, and how likely there'll be more in the future. If necessary, I can help you find optimal ways to downgrade your coverage while keeping it highly effective.

Do not tamper with your policy until we've spoken! If you need to discuss your LTCi rate hike, please email or call me
Spreading the Word about LTCi

I very much enjoy invitations to give accurate LTC information to the public. Contact me if I can offer LTC education to your professional, civic, or church group.  Click here  to read more about my public speaking references.
The Queen, by Self Proclamation, of Long-Term Care Insurance