Crop Insurance is offered as a federally subsidized program through the USDA Risk Management Agency, providing winegrape growers with protection against yield losses caused by naturally occurring perils (adverse weather, fire and smoke, failure of irrigation due to natural peril, etc.). The policy utilizes your individual growing records to establish the coverage. 

The deadline to insure your grapes is January 31 and coverage begins February 1. Don't miss this opportunity to protect your vineyard and your livelihood.

NEW for 2025:

• Enhanced Coverage Option (ECO): County-based coverage option allowing you to insure up to 95% of your crop value using county-based losses.
• Fire Insurance Protection – Smoke Index (FIP-SI) – County-based smoke exposure coverage option allowing you to add additional smoke coverage to your underlying policy using county-based NOAA air quality data to determine a loss.

Want to learn more about the Federal Crop Insurance Program? Check out the recorded webinar hosted by Relation Insurance that covers the ins and outs of crop insurance.

Crop Insurance 101: Essential Policy Basics and Enhancements for California Winegrape Growers

Winegrape Crop Insurance Dates:

January 31 - Deadline to apply for, or adjust coverage

March 15 - Deadline to provide prior years production

May 15 - Deadline to update insured acres and provide contracts (optional)

August 15 - Policy Billing Date

September 30 - Premium Due Date

November 10 - End of Insurance

If you are new to crop insurance, or looking to have your current policy reviewed, we encourage reaching out to the team at Relation Insurance by completing the quote form below!

This highly subsidized federal policy offers you revenue protection for farm revenue declines including market price decline. Coverage is broken out by farming entity, not by specific crops, and covers you for losses in revenue due to naturally occurring events that impact your yield and/or market price for your commodities. This policy utilizes your individual tax records (Schedule F), yield data, and potential contract prices to establish the revenue to be insured. The deadline to insure your farming revenue is February 28th.  

This recorded webinar included ensuring your farm revenue for yield and market losses, how this policy differs from the Multi-peril Crop Insurance coverage, how WFRP can close the gap between the true contract price and the price paid under the typical multiperil crop insurance policy, and more.

Maximizing Farm Revenue: A Comprehensive Guide to WFRP Coverage

Important WFRP dates:

Application/renewal deadline dates for California operations:

February 28th

November 20th (Late fiscal year filers)

Revised Farm Operations reporting date (contracts due):

On or before July 15th

Final Farm Operations reporting date:

On or before renewal deadline of the following year (11/20 or 2/28)