Sterling Acceptance Corporation
Winter 2017 Newsletter

Proudly serving the recreational finance industry for 30 years!

August 1, 1987, Sterling Acceptance Corporation opened its doors for the very first time! Throughout the last 30-years, Sterling Acceptance has financed countless yachts, boats and RVs. 
As Sterling Acceptance has evolved through thirty wonderful years, we have grown from Shady Oaks Marina in West River, Maryland, to Oak Grove Marine Center in Edgewater, Maryland, and now are established on the corner of Rowe Boulevard and Melvin Avenue in the beautiful Annapolis, Maryland.  
In addition to our physical growth, Sterling Acceptance has grown from originating yacht and boat loans, to producing RV loans and now has expanded into AIRCRAFT LOANS.  
We thank each and every one of you for being our customers and loyal colleagues, and look forward to the next 30 years of business! 
From Your Friends at Sterling Acceptance Corporation 

Message From The President
"Sterling Acceptance was created by the love of family, strength of marine loans, and support from the lending community. We are proud to be the longest serving independently owned recreational loan company.   
Over the years we have expanded to remote offices all over the country and are excited to announce this growth will also expand into aircraft loans! This is a large development for us and we are excited to tackle this section of recreational loans.

Sterling Acceptance's 30-year success could not have been possible without the relationships built with the lenders, brokers, and customers. I want to personally thank all of you for your support, repeat business and referrals over the years. I speak for everyone at Sterling Acceptance to say that we look forward to continuing these valuable relationships through the next 30-years."
Best always, 
Karen Trostle  
As we take a look back on 2017, we feel great pride for our partners, Kadey-Krogen, on accomplishing 40 years in the boating industry. As friends and colleagues, we would like to extend a heartfelt Congratulations!    
From your friends at Sterling Acceptance, we wish you nothing but the best, Kadey-Krogen. May all of your blessings continue in 2018 as we move forward into the new year.
See Kadey-Krogen on the cover of the December issue of Soundings Magazine!
What We Are Up To...
"It is encouraging to see everyone's continued interest in boating long after the summer months have ended."  

As we make the transition into winter and spring 2018, we are grateful for a wonderful Fall boat show season. We are proud to say this was Sterling Acceptance's 30 th year participating in boat shows, and we continue to enjoy every minute. We were able to exhibit in and attend many shows nationwide this fall, and could not be happier with the turn out!  It is encouraging to see everyone's continued interest in boating long after the summer months have ended. 
Our excitement grows stronger due to the consistently low interest rates and extended terms that come out each month. Sterling Acceptance continues to be your best source for a "one-stop-shop" in yacht, boat, RV, and {newly} aircraft purchase or refinance. While we are blessed to have been in business for 30 years, we look forward to see what the next 30 years has to offer!
Our nationwide team offers over 40+ years of industry knowledge and expertise, so expect to be well taken care of here at Sterling Acceptance. We will walk you through your entire purchase, & offer support every step of the way.
We have exclusive financing options that cannot be matched, offer in-house USCG documentation, state titling services, and yacht insurance; your true one-stop-shop.  
Karen Trostle and Mary Ann Savage exhibiting in the 2017 Fort Lauderdale International Boat Show

Dave Trostle and Mary Ann Savage exhibiting in the 2017 Fort Lauderdale International Boat Show
Upcoming Boat Shows 
Come out to see our smiling faces  
and let us get you to closing quickly and efficiently!  
Progressive Insurance New England Boat Show
February 10-18, 2018
Boston, Massachusetts  
Miami International Boat Show  
February 15-19, 2018
Miami, Florida  
Annapolis Spring Sailboat Show
April 20-22, 2018
Annapolis, Maryland
Bay Bridge Boat Show
April 27-29, 2018
Stevensville, Maryland
Follow us on Facebook 
to get updates on shows, rates and more!
It's a Good Idea to Use "Other People's Money" to Buy Your Boat  
By: Peggy Bodenreider     
There are several reasons to finance your boat or yacht purchase. In reality, it may cost you
more if you pay cash. 
(Click HERE to read more)

For the Florida Folks (and Visiting Florida Folks) 
     By: Susan Cunningham       
The State of Florida Department of Revenue requires that we collect Documentary Stamp Tax on loans that we close in Florida. Here is some information on the distribution of those funds.  
(click HERE to read more)   
Life on the Chesapeake 
By: Katherine Henard 
The Chesapeake Bay has so much to offer anyone and everyone, which is why thousands flock to Maryland each year.  
(click HERE to read more)

A Bright Addition to the Sterling Acceptance Team
We are thrilled to announce the newest member of our Sterling Acceptance Corporation Team, Katherine Henard.  
(click HERE to read more)

Please join us in wishing our own Helen Wimpee a very Happy Birthday this month! We are thankful to have her on our team and wish her a prosperous year.  
Click HERE for more 
Pumpkin Season or Bust  
By: The Sterling Team
If you've been wondering what to do with all of those leftover pumpkins, have no fear, Rachael Ray is here, and has the answer! Below you will find a delicious recipe for Pumpkin Quesadillas.  
4 Servings
2 cups canned pure pumpkin puree
1 teaspoon ground cumin
8 8 inches flour tortillas
4 ounces goat cheese, crumbled
1/2 cup chopped walnuts, toasted
1/4 cup vegetable oil
In bowl, stir pumpkin and cumin; season. Spread over 4 tortillas. Sprinkle with cheese and nuts. Top with remaining tortillas. In large skillet, heat 1 tbsp. oil over medium-low. Cook quesadillas 1 at a time, turning once and adding more oil between batches, until browned, 3 minutes. Cut into wedges. 
December Rates
as low as

HERE to view 
Boat Loan Rates

Click HERE to view
RV Loan Rates


Corporate Headquarters 
1 Melvin Avenue 
Annapolis, MD 21401 

About Us

Sterling Acceptance

was formed in 1987 by avid boaters as well as banking experts. We offer Yacht and RV Financing, Coast Guard documentation, State Titling Services, and Yacht Insurance. We are headquartered in Annapolis, Maryland and have a team of sales managers nationwide. Please click "read more" below to view our sales team and corporate headquarters staff and how to contact us! 

  The Pre-Approval        Advantage           
Sterling Acceptance Corporation™ recommends that you get pre-approved for your recreational loan.


Eliminate wasted time and frustration. Know what you qualify for before
you start negotiating a purchase price. When sellers know you are already pre-approved & have your financing in order, they are more likely to accept your deal! For more information, click the link below.  

Find Your Open Road
Please keep us in mind for your
RV financing! We offer competitive rates and financing options for you to choose from. 
  Scan this to be taken directly to our RV website for more information and to apply online!

RV Buying & Financing Tips 

So you've decided to enjoy the RV lifestyle. Like many others, you may be wondering where to start. Our team has put together a list of buying and financing tips to answer your questions and ensure you find the perfect RV for your wants and needs!

Read more HERE   

Yacht Insurance

Offered at Sterling Acceptance Corporation

Global Marine Logo  

Through our relationship with Global Marine Insurance Agency, we have the ability to offer your clients a wide range of yacht insurance programs. With our variety of A+ rated US companies, including full time Florida coverage, we can provide your clients with the best coverage options available.


Read More 

Apply online NOW Quickly and Easily

It's only one click away!

See What Our Customers
Have to Say...
"I'm going to use you for my loan and I'll tell you why. It was the way you treated me form the first phone call up to right now. You personally are the reason I chose your company. You are very good at what you do and I just like how you roll. You do a great job and I thank you for that. Thanks for all your hard work."
- CG

"I just want it known how much I am satisfied with the way Sterling Acceptance handled the financing of the recent purchase of my Tayana 37. I recommend your company for five outstanding attributes as follows:
Availability for questions 100%, Ease of paperwork- 100%, Efficiency- 100%, Favorable boat loan rates- 100%, Flexibility- 100%. I will recommend you as THE SOURCE! Thanks for everything."
- LW

R ead More Here

Articles From the Past 

Some articles are just too good to not continue! See below for links to past newsletter articles that are still worth reading! 

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Follow us for live updates from the boat shows and current industry news!  

  News from the  
US Coast Guard  
Are you waiting on documentation?
We get the calls all the time asking "Where is my document?!" - while Sterling Acceptance handles your closings as efficiently as possible, the Coast Guard is a few months behind in working on submissions and this may cause a delay in seeing your document. To see exact dates they are working on as well as some other changes the National Vessel Documentation Center (NVDC) has made recently, please click the link below. 

Finance Advice From  
The Experts 

Sterling Acceptance works hard to help our customers have the best buying experience possible
. These articles are meant to assist our customers in the finance process. We hope our knowledge is beneficial to you, and encourage you to contact us with any questions!

Click the headings to read the full article

Liquidity and Net Worth 

Facts, tips, & explanations on what marine lenders expect


Why we need them; How we use them; What you should know


Financing your boat purchase may earn you a major tax deduction


Collateral Values 

Insight to the way recreational lenders will value your collateral

We truly value our relationship with our customers, colleagues, and friends, and look forward to servicing you for many years to come.