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Some people are worried about getting too much money from Social Security by mistake. If this happens, Social Security calls this an overpayment and might take back half of your monthly check until the extra money is paid back. This rule does not apply to people who get SSI (Supplemental Security Income). For SSI, they usually take back only 10% or less.
This rule does apply to people who get money from Retirement, Survivor’s or Disability Insurance (RSDI), like Social Security Disability Insurance (SSDI), Childhood Disability Benefits (CDB) or Disabled Widow’s or Widower’s Benefits. Because of this, some people are scared to start working.
What is an overpayment?
An overpayment happens when Social Security gives you more money than it should have. If this happens, you may have to pay it back. Getting a letter saying you owe money can be scary. But don’t worry – this guide can help you:
- Avoid getting overpaid
- Know what to do if you are overpaid
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