Work Incentives Connections

Social Security Changes for 2025: What You Need to Know

In 2025, Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), and other disability and retirement benefits will see a 2.5% cost-of-living adjustment. This modest increase means a person receiving a $1,000 SSDI benefit in 2024 can expect a $25 monthly increase in 2025.

For individuals who work, there are other important changes that you should be aware of.  

Key updates for individuals who work

• Substantial Gainful Activity (SGA) Threshold: After your Trial Work Period, Social Security may determine you are performing SGA if your monthly gross earnings reach:
• $1,620 or more for individuals who are disabled but not blind (up from $1,550 in 2024). 

• $2,700 or more for individuals who are blind (up from $2,590 in 2024).

• Trial Work Period Threshold: In 2025, if you earn more than $1,160 gross in a month, it will count as one of your Trial Work Period months. This is an increase from the $1,110 threshold in 2024. The Trial Work Period allows you to receive your full SSDI payment for nine months, regardless of how much you earn.

Lunch and Learn: Work Incentives Sessions for SSI and SSDI Beneficiaries 

All sessions are offered from noon to 1 p.m. on Zoom with subtitles in English and are presented by Certified Work Incentives Counselors. Click the name of the webinar to register. 

Working with Benefits – Yes, You Can!: Jan. 15

SSI Overview: Feb. 5

SSDI Overview: Feb. 26

Work Pays! An Introduction to Youth SSI: March 19

After registering, you will receive a confirmation email containing information about joining the session. 

Can't make a live session? Check out our Work Incentives on-demand webinars!