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7 Ways to reduce Employee Benefit costs
Consider Self-funding or Partial Self-funding
: Over 50% of employees in a group don’t use their benefits in any given year and only 10% maximize their benefits. By self-funding a portion of the benefit plan you can save significant premium.
Add Telehealth Services
: Reduce visits to Urgent Care and ER by promoting 24/7 access to physicians via telemedicine.
Review your Pharmacy benefits
: Reduce significant out of pocket expenses for employees by reviewing drug formularies.
Encourage preventative services
: Preventative services help reduce health complications and promote overall wellness.
Offer a Wellness Program:
Incentivize employees to take control of their health through nutrition education, tobacco cessation, health coaching, and weight loss.
: Electronic enrollment solutions reduce paperwork, time, and errors in the enrollment process. Manage Medical, Dental, Vision, Life, LTD through one platform.
: Don’t assume you are stuck with an annual rate increase of 10%+. Leavitt Group offers unique plan design options with outside the box thinking.