Less is MORE!

Transfer your high-rate credit card balances to our Sentinel FCU Visa Credit Card and receive 4.99% Promo APR* for the life of the balance!

  • No Balance Transfer Fee
  • No Annual Fee

Apply today or stop in to any on of our convenient branch locations to visit with any one of our friendly loan staff.
*APR = Annual Percentage Rate. Balance transfers promotional rate of 4.99% for the life of the balance, on transfers made between 1/1/22 and 4/30/22. The standard APR for balance transfers will be applied to new balance transfers made after 4/30/22. The standard APR for balance transfers is 15.00% to 18.00%, based on your creditworthiness. Balance transfers are subject to approval and cardholder is responsible for making payments on your other card until balance transfer transactions are completed. There is no grace period on your balance transfers. If you take advantage of this balance transfer offer, you will be charged interest on purchases. To avoid interest on new purchases after you transfer a balance, you must pay all balances on your account, including any balances you transfer under this offer, in full by the first payment due date. Federal credit card regulations require us to apply any payments made to higher interest rate balances first. Credit union membership is required to obtain a credit union loan. Other conditions, restrictions and credit approval apply. Offer does not apply to refinancing existing SFCU loans. Extra Awards points are not earned on balance transfers. There are costs associated with the use of the card. Contact the Credit Union to request specific information about the costs at 888-923-1400 or PO Box 700, Box Elder, SD 57719. SFCU is an Equal Opportunity Lender and Federally Insured by NCUA.
We are excited to announce that we are awarding four $500 Education Scholarships to students who are attending or planning to attend an accredited college, university or technical institute in the Fall of 2022.

To be eligible for a scholarship, you must have a Sentinel Federal Credit Union account established in your own name for at least six months prior to March 18, 2022. Your account must be active and in good standing.

Due Date
Scholarship entries are due by March 18, 2022. Scholarship winners will be notified by April 15, 2022. The scholarship check will be made payable jointly to the recipient and the designated school.

To Apply
Complete our online application along with your 500 word or less essay on the following questions: What is one financial lesson or event that has influenced your life? What are your plans for a successful financial future?
January Holiday Closings
In observance of Martin Luther King, Jr. Day, all Sentinel FCU branch locations will be closed on Monday, January 17, 2022.

For your convenience our online banking, mobile banking, ATMs and remote deposit capture are available to you 24/7.