Did you know if you are a self-employed business owner, bankers and lenders do not apply the gross income you earned when qualifying you for a home loan?

The adjusted gross income, AGI, noted on the tax return is typically used as the qualifying income for a home mortgage and this calculation standard is limiting for many business owners’ ability to qualify for the loan amount they can afford.

Wondering what's going on with the Atlanta housing market in 2025? Let's cut to the chase: Right now, we're seeing more houses on the market in Atlanta, sales are up slightly, and prices are a bit lower compared to last year. It's a bit of a mixed bag, and I'm here to break it all down for you in plain English. So, let’s dive into what you need to know about buying or selling a home in Atlanta right now.