Yes 'Sum Boss
Nothing But A Slave Master
"I'm so deep in debt I don't know what to do," my cousin exclaimed. As she stood there like a frighten cat up against the wall trying to figure out how to fight its way out of this dilemma I said, "You have to file for bankruptcy. That is the only way you will be able to get out of this bondage."
Her debt situation was beyond normal circumstances it definitely would take drastic measures. Needless to say several months later she was no longer plagued by a mountain of debt. Her slate had been wiped clean.
Naturally I thought about how not many years before I was also in debt. It was nowhere near the magnitude of my cousins. Because of extensive periods of unemployment I was unable to pay creditors. Once I became gainfully employed I honored my financial obligations and paid each of them.
The dichotomy of these two scenarios is that me and my cousin were in similar situations; howbeit, she can now buy anything she wants. Whenever she applies for credit it is given to her even after she filed for bankruptcy. Conversely, I am not as privileged as she is when it comes to having the same courtesy extended to me. She walked away and didn't pay anything really. On the other hand, I painfully paid for every debt I had acquired, yet would be refused credit because of the similar slow paying history as my cousin.
Sometimes in the midst of doing the right thing we are not always provided the same privileges. You know, we have a mandate to do the right thing regardless of how we may be treated. You see, there are no qualifiers about whether or not you are to act a certain way by how you are treated. We have to do what is right regardless. Sometimes, it does appear to be unfair just like the credit system.
Life is not about what is fair and what is not. But, it is about right and wrong. I can't answer for the wrongness of someone else or how unfair they may treat someone; but I have to for myself. There are going to be times when you may not reap the same benefits as someone else. Really, you cannot compare yourself to others because they really have nothing to do with you.
At some point, you make a decision to just do the right thing, Regardless of the cost. I have to admit at times it is hard when I need a high ticket item and I'm refused credit. Conversely, it is nothing like when you can go and pay cash for something and don't have to worry about a bill collector.
In the process of being seemingly mistreated, I have learned how to save for what I need and pay cash for it. I refused to be a slave to creditors. Really it is bondage when you have financial obligations that are choking the life out of you and robbing you of your joy. Yes, you were able at one time to purchase all those things. But did you really need them? Even more than that, do you actually remember what you purchased?
In one instance the creditors actually have done me a favor. It has caused me to learn discipline in my spending habits as well as managing my money. I am truly free! When I work my money belongs to me and not the slave master called Credit.
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Jacqui A. Showers., The Showers Group Ministries