Dear Dan,

Proposed Marketplace Changes

There are a few Marketplace changes proposed for 2025 and 2026 Open Enrollment periods:

• Shorter Open Enrollment Period. Open Enrollment will be reduced from November 1st - January 15th to it's original time frame of November 1st - December 15th. Those on ACA plans will want to prompt on any updates this year on not wait until December.
• Minimum premium of $5 per month for those who auto-renew. Many people with $0 premiums do not realize that they have insurance. Whether this is because they forget or the often problem of the Marketplace not cancelling their insurance when the have requested. The minimum $5 premium is suppose to be a "reminder" that a person still has coverage.
• Requiring Proof of Special Enrollment. For those enrolling outside of Open Enrollment due to a Special Enrollment, the Marketplace will require proof of such Special Enrollment, such as loss of employer coverage. This is to prevent people from "gaming the system" and purchasing health insurance only when they need it.

2006 Research Paper Linking Amyloid Beta to Alzheimer's Being Retracted

The 2006 Research Paper that had linked Amylolid Beta as a cause of Alzheimer's Disease is being retracted due to falsifying data. Read Here

Traveling Internationally? Don't Forget The Travel Insurance!

Premier Health Insurance now offers plans through Blue Cross GeoBlue Travel Insurance along with Atlas Travel Insurance. GeoBlue uniqueness is that it is one of the few travel plans that cover pre-existing conditions (see policy for complete details).

Travel Insurance Quotes