Planning ahead with Lincoln MoneyGuard® II gives your clients flexible options beginning at age 40. This universal life insurance with an optional long-term care benefit rider gives a choice of premium payment options of 1 through 25 years.
Unlike traditional long-term care insurance,
are set at issue and
will never increase
provided that premiums are paid as planned and no loans or withdrawals are taken. MoneyGuard® II provides benefits, even if your clients never need care, provided that all total planned premiums are paid.