Lincoln Park Community CU Press | November 2020
News & Updates from
Lincoln Park Community Credit Union
The monthly email newsletter from your Lincoln Park Community Credit Union to keep you in-the-know on specials and local community news.
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Holiday Closings

Lincoln Park Community Credit Union will be closed on Thursday, November 26 and Friday, November 27 to celebrate the Thanksgiving holiday. We wish you and your families a safe and happy Thanksgiving.
8 Steps to Protect Your Finances and Your Identity This Holiday Season
gloved black hand of a thief stealing Christmas gifts next the xmas trees
While you're crossing everything off your to-do list this holiday season, keep these tips in mind to keep yourself safe from fraudsters:

  • Stay alert to phishing attacks by avoiding clicks our opening attachments in unsolicited emails as well as never providing sensitive information through email.
  • Use reputable retailers when you are making purchases online and use a credit card instead of a debit card.
  • Only provide your payment information on sites that are encrypted and secure. Look for the https and padlock in the browser.
  • Purchase gift cards from a reputable source, such as the store website of known brands.
  • Have your packages delivered securely if you know you won't be home to accept them. Send them to your place of work or ask a neighbor to watch for deliveries.
  • Verify the sender before opening ecards by making sure that the sender's name is visible, and be wary if you are required to enter personal information in order to access the card. And especially watch for cards with an attachment that ends in ".exe" which could download a virus.
  • Install and update antivirus software regularly on all of your devices to keep your information safe.
  • Keep a record of your online purchases and check them against your account statements so you can report it immediately if there is a discrepancy. Check electronic statements regularly during the holiday season to look for fraudulent charges to your credit card, debit card, or checking account.
Full article: https://www.idwatchdog.com/holiday-shopping-scams
🎁 The easiest way to shop for the holidays? 🎁Get a low-interest loan from LPCCU!
If you are like most people this holiday, you're probably doing most of your shopping online. Save yourself the hassle and expense of using high-rate credit cards with a holiday loan from LPCCU!

  • Pay as little as $87.91 per month when you borrow $1,000*
  • Pay as little as $175.82 per month when you borrow $2,000*

Our fixed-rate holiday loan is a great way to afford holiday purchases or unexpected expenses this holiday season.

Apply today and have the funds in your account in as little as 24 hours so it's ready when you're ready to start shopping.

Call 313-389-2300 to start your application today!
One simple step to reducing your auto loan payment...finance or refinance with LPCCU!
Take the wheel and make the most of your auto loan. At LPCCU, you can finance a new or used vehicle OR refinance your loan from another institution in order to save money over the life of the loan as well as on your monthly payments!

The advantages of getting your loan at Lincoln Park Community Credit Union are many:

  • Choose the term and payment that works best for you
  • Get a great low rate
  • Enjoy an easy and quick application process

Start your loan application with LPCCU in one of three ways:

  • Call us at 313-389-2300
  • Fill out our online loan inquiry form
  • Click here to access our PDF loan application. Simply fill it out and drop it off at the credit union
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*APR = Annual Percentage Rate. Rate is based on your individual credit history and other factors and may be higher than 9.99% APR. $87.91 monthly payment based on $1,000 loan at 9.99% APR over 12-months. $175.82 monthly payment based on $2,000 loan at 9.99% APR over 12-months. Offer ends December 31, 2020. All loans subject to credit approval. Membership eligibility required. See credit union for details. Your savings federally insured by NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.

NMLS #282701