IT'S A NEW DAY IN BANKING |
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We bring community banking to you.
Visit us or use our convenient mobile options to bank with us any time,
from any device, any where.
Our personal service makes the difference. Decisions made here.
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How can banks increase financial literacy and inclusion in underserved communities to support Greater Philadelphia’s inclusive recovery?
Hyperion Bank's LAUREN FLOWERS answers.
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Lauren Flowers, Senior Vice President, Human Resources and Corporate Secretary, Hyperion Bank, recently contributed a Member Perspective to The Chamber of Greater Philadelphia as a Guest Commentator. In her commentary, Lauren answered this question: "How can banks increase financial literacy and inclusion in underserved communities to support Greater Philadelphia’s inclusive recovery?
"We have found that one of the simplest ways to increase financial literacy is by using plain language, including taking care not to communicate solely in 'banker-speak.' It’s easy to forget when you work in banking that not everyone knows or understands banking terms or the acronyms common in our industry," wrote Lauren.
"This can mean taking care to not abbreviate everything to an acronym and to explain words and products and alternatives. It also means not assuming people know exactly what they need. After all, we’re the bankers, so a potential customer should not be expected to understand everything we do or all of the financial alternatives available to them.
A key part of this is listening. For example, is the challenge or goal a customer is telling us about in sync with the banking solution they are asking for or would a different alternative serve them better? By listening and asking good questions, we often help them in a way they didn’t expect or solve a problem they didn’t even know they had.
This more interactive, tailored approach in which we can very naturally roll a bit of financial education into most every interaction is part of the relationship-oriented stance of community banks. Banks like ours are smaller by design, so this is a hands-on way for us to address financial literacy, whereas larger big-box banks may have the resources to have bigger, more formalized financial literacy programs."
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Philadelphia Business Journal quotes Hyperion Bank Chairman & CEO Charlie Crawford |
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On March 19, 2021, Philadelphia Business Journal reporter Jeff Blumenthal wrote about how pandemic disruption has left the region's banks operating in uncertainty. The story is the first of four to be published in a special report about what Philadelphia-area executives have learned from the pandemic and how they are planning for the future.
Blumenthal interviewed a handful of Philadelphia bank executives for the story, including Charlie Crawford, Chairman and CEO of Hyperion Bank.
As Blumenthal reported, Charlie said: "the industry has had to rethink its technology strategy — even after spending the prior decade adapting to mobile and online banking. The pandemic accelerated that evolution and that train has certainly left the station, as even the customers most resistant to non-branch delivery channels had to adapt. Some bankers not willing or able to make the commitment and investment required to keep pace with technology demands could choose to become sellers. And conversely, bankers need to be careful not to take the focus on technology too far. You have to go big on tech but don’t want it to replace personal relationships. They need to complement each other.”
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ONLINE ACCOUNT OPENING NOW AVAILABLE
on the Hyperion Bank website
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Do you need a business or personal checking, savings, money market, or CD account? Now new and existing customers can easily open an account online in just minutes. This new feature is safe, secure, and user-friendly. Save time by opening a new account, or adding an account to your current Hyperion Bank relationship, all on your own! No need to visit or call the bank, but our customer service team is ready to help whenever you need assistance.
Prepare to open your new account online by noting the following:
- Each person on the application must be an authorized officer of the business and a U. S. resident.
- The business should be legally formed and operate primarily in the U.S.
- You will need to provide the legal business name, address, business tax ID number and the date the business was established.
- You will need to provide supplemental business documents as requested either during the application or within 5 business days after application.
- All applicants will need to provide their Social Security number, date of birth, a mailing address and an email address.
- If funding your new accounts by electronic transfer from another financial institution, you’ll need their routing number and your account number.
- If funding with a debit or credit card, you’ll need the card number, expiration date, and CVV code.
Take advantage of this convenient feature to open a new account today.
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LAND A JUMBO LOAN at a GREAT RATE |
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Hyperion Bank makes homebuying easy with competitive mortgage loans and expert professional, personal assistance. We are now offering home loans over $548,250 ("jumbo loans"), so you can dream as big as you like:
- We shop multiple lenders to find the best rate and product for your needs
- Prime Jumbo loans up to $2 million
- Interest rates competitive with online lenders
- Fast closings in typically 25 days or less
- Options for primary, second, and investment homes
- Refinance opportunities are available.
Ask how we can help you get a jumbo loan for a home purchase or refi this spring! Brett Warren, our residential mortgage expert, offers valuable personal service to help you obtain the best possible loan and guide you through the process, every step of the way.
Brett Warren NMLS 143004; Hyperion Bank NMLS 631177. Offer of credit subject to credit approval.
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FEATURED BUSINESS SPOTLIGHT
MAAS Building
1325 N. Randolph St., Philadelphia, PA 19122
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Ben and Catherine at the MAAS Building in 2008, prior to restoration. |
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Meet Ben and Catherine, owners of the MAAS Building and Hyperion Bank business banking customers |
The Maas Building is a multi-use facility artfully blending private workspaces with public venues. In its beautifully restored indoor and outdoor spaces, including a garden oasis, you can find artists at work, cultural entities, performances, classes, and events. Is it a community center? A wedding destination? A home for small businesses? YES! The Maas Building is all this and more.
The Maas Building, originally built in 1859 as the Charles Maas Brewery, later became a trolley car repair shop for the Girard St trolley line. In 2008, the building had fallen into disrepair and was in use as storage for an architectural salvage business. A giant hole in the roof had caused a lot of water damage and one of the main trusses had failed. The original facade was boarded up.
Owners Ben and Catherine bought the building in 2008 and began to nurse it back to life. Using reclaimed wood and industrial materials, the Maas Building’s rehab was designed to incorporate modern ideas into the existing industrial structure: the facade is a combination of old arched windows and modern glass and steel design, the floors are polished concrete outfitted with radiant heat tubing, and a common entryway and kitchen area have soaring high ceilings that expose the building’s industrial past.
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Today, the Maas Building is in use as an arts space, cultural entity and event hall for many types of arts activities. With private workspaces as well as two public venues, many different entities have made use of the Maas Building and it’s unique spaces over the years: including: New Paradise Laboratories, Subcircle, Pig Iron Theater, Hi5 Recording, Lightning Rod Special, All Ages Film Productions, Leah Stein Dance, Applied Mechanics, Beyond Asana Yoga, K&B Supplies, and The 5th Side; a rental facility for businesses and community organizations; and a popular wedding venue.
Ben and Catherine say they turned to Hyperion Bank for the local business banking support that helps them manage their busy, multi-purpose building. They enjoy the personal relationships and appreciate how community banking serves their needs.
Visit the Maas Building website to learn about rentals and program opportunities. |
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To see YOUR business or nonprofit organization featured in the Hyperion Bank newsletter, please contact Lee Green (PHL) or Joel Higdon (ATL) for details.
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How can our Business Checking Account help your business grow? |
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Early spring is the season of growth. Flowers are blooming, and after a year of pandemic challenges, so are many businesses. It's a perfect time to explore Hyperion Bank's Business Checking account--designed to help your business grow!
NO FEES and a low $100 minimum opening deposit make it easy to open. Grow your business with these benefits today!
- No minimum balance requirement after $100 opening deposit
- No monthly service fees
- FREE online banking and bill payment
- FREE mobile banking
- FREE telephone banking
- FREE monthly statements with check imaging
- FREE starter checks
- FREE Business Checking MasterCard Debit Card, plus no Hyperion Bank fees when you use your debit card at any ATM, anywhere*
To open your Hyperion Bank Business Checking account, call 215.789.4200 (PHL) or 404.381.2110 (ATL), email customerservice@hyperionbank.com, or visit us for personal assistance.
*ATM fees may be charged by other banks when you use your Hyperion Bank debit card at their ATMs.
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Community Corner
April's abloom with Festivals & Outdoor Fun
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Northern Liberties Restaurant Week
April 9-18, Philadelphia
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Support Hyperion Bank's vibrant restaurant community in our Northern Liberties neighborhood during the first-ever Restaurant Week, a 10-day event featuring nearly two dozen participating venues. Enjoy prix fixe two-course lunches ($10/$15) and three-course dinners ($15/$20/$25) at favorite dining destinations including Standard Tap, Jerry's Bar, Heritage, Anejo Philly, Apricot Stone, Love & Honey Fried Chicken, Bourbon & Branch, Cantina Dos Segundos, El Camino Real, Urban Village Brewing Co., and more. Find socially distanced indoor seating and flowering sidewalk cafes. Masks required, advance reservations highly recommended. Bon appetit! Learn more.
Image courtesy Northern Liberties Restaurant Week.
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Spring Blooms at Longwood Gardens
1001 Longwood Road, Kennett Square, PA
Now through May 2
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Need a million reasons to take a day trip to Longwood Gardens? You'll find them during Spring Blooms, a world-famous annual event featuring millions of flowering bulbs and seasonal delights. Look for the rare blue poppies that are only in bloom now, soaring foxgloves, and a carpet of tulips. With the scent of wisteria and the music of birdsong, spring truly comes alive at Longwood. The Gardens are open 10 am to 6 pm except Tuesdays, and timed tickets are required. This popular event fills up fast so book early for an April visit. Learn more. Photo by Larry Albee courtesy Longwood Gardens.
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ATLANTA FILM FESTIVAL
April 22-May 2, Drive-In, Indoors, & Virtual
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The Atlanta Film Festival + Creative Conference, Atlanta's preeminent celebration of cinema, returns April 22 to May 2 for its 45th year, with diverse feature and short film viewing opportunities indoors, outdoors (drive-in) and online! The Atlanta Journal-Constitution ranks this distinguished festival as the city's "Best Spring Festival." It is one of only 24 Academy Award-qualifying events in the country, showcasing nearly 200 films selected from more than 9.300 submissions representing over 120 countries. Nearly 30,000 attendees annually enjoy Festival events during its 10-day run. Learn more.
Image courtesy Atlanta Film Festival.
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Step Outdoors at 2 Gorgeous Gardens:
Cator Woolford Gardens at Frazer Center
1815 S. Ponce De Leon Ave., NE, Atlanta
Wednesday & Weekend Tours, Select Times
Goizueta Gardens at Atlanta History Center
130 West Paces Ferry Road NW, Atlanta
Tuesdays through Sundays, 9 am to 4 pm
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Atlanta is abloom with gorgeous gardens on two historic estates. This April, take a tour and step back in time, or spend the day exploring Southeastern horticultural history.
Celebrate spring at the Cator Woolford Gardens at Frazer Center, where you can tour 39 acres of old growth forest and Italian-style gardens nestled in the heart of Druid Hills. Once the home of Cator Woolford, a principal founder of the company that became Equifax, this 1920s oasis is one of Atlanta's last remaining viable estates. One-hour tours are offered on weekend mornings and Wednesday evenings (masks and advance reservations required. Learn more and schedule your tour.
Atlanta History Center is famed for its Swan House Gardens, Olguita's Garden, and Goizueta Gardens, featuring 33 acres of curated gardens, diverse plant collections, an abundance of rhododendrons, an Asian Garden, Piedmont woodlands, and enchanting trails. Wander through the classical, Italian-style gardens at Swan House, the home designed by Philip Trammel Shutze for Edward and Emily Inman in 1928 (and listed on the National Register of Historic Places), and feel like you've stepped into 1930s Atlanta. Learn more. Image courtesy Atlanta History Center.
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LIKE us on our social media sites to FOLLOW our Hyperion Bank community online |
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We BANK on your feedback! |
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Please LIKE and FOLLOW Hyperion Bank on social media, as we leverage those channels to bring community banking to you…online.
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We proudly serve customers in the greater Philadelphia and Atlanta regions and beyond. Ask us how you can enjoy our personal service and convenient mobile banking, wherever you live. |
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199 W. GIRARD AVE.
PHILADELPHIA, PA 19123
215.789.4200
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3525 PIEDMONT RD., SUITE 6-305
ATLANTA, GA 30305
404.381.2110
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