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August 2015


Summer at Total Benefit Solutions

We hope you are having a safe and happy summer! 

Meanwhile at Total Benefit Solutions we have begun training, re-certifying and gathering our reinforcements for the upcoming open enrollment periods!

October 1:Medicare Pre-open enrollment begins
October 15th-December 7th: Medicare Annual Open Enrollment Period

November 1st January 31st 2016: Affordable Care Act Marketplace Open Enrollment Period


A reminder that our office will be closed on Labor Day, Monday September 7th so that our associates can enjoy the holiday with their families. 


We will also be closing early on Friday September 25th at Noon and opening late on Monday September 28th at Noon due to the anticipated transportation challenges with the Papal visit. 


As usual all voice and e-mail systems will be monitored.


Introducing The Total Benefits Access Plan

Want to offer your employees benefits but the cost is prohibitive? Total Benefit Solutions, Inc. now offers a package of benefits that are available to individuals, families or small group customers for full and part time employees.

With the Total Benefits Access plan employees get a comprehensive bundle of benefits, access to no cost medical care docs and nurses, discount dental, professional advisors to guide them through plan selection/enrollment and their own personal health advocates!

  • Employers get an affordable benefit at only $19.99 per month that they can offer to all employees, and it includes their family members, and our ACA compliance and assistance services including exchange notice delivery, Think HR and more.
  • Click here for more details on the Total Benefit Access Plan!



    Health Reform:
    At Total Benefit Solutions Inc., we are dedicated to providing the advice our clients need to remain compliant and make informed benefit decisions. 


    • Is your company ready for the new reporting requirements? Click here
    • Should an Employer with 51-100 Full-time Employees Change Its Policy Year to Delay Compliance with Certain ACA Provisions? Click here.
    • Group Health Plan Notices 2015 Calendar:Designed to help companies review the key requirements that may apply to their employer group health plans under ERISA , the Affordable Care Act, Medicare and more. Click here.
    • Compliance and Health Reform Education Center:  Compliance and Health Reform Education Center where we will keep our health care reform bulletins along with short informative videos. Click here for Total Benefits Comply.
    •  Employer Shared Responsibility Guide: Download our Employer Shared Responsibility Guide today courtesy of Think HR. Click here
    • Employer Reporting Guide for Large Employers: Click here

    Have More Questions about the Affordable Care Act?
    Still have questions about the ACA and how it affects you or your company? Please call us today and we will get you the answers you need! 
    Don't miss our upcoming workshops and events!

    Upcoming Events

    Lower Southampton Senior Advisory Board Presents-TOP 5 REVERSE MORTGAGE QUESTIONS FOR SENIORS

    Friday September 18, 2015 from 2:00 PM to 4:00 PM EDT

    John Young of First Choice Mortgage Services is a Senior Reverse Mortgage Specialist. Will be presenting and answering your questions. John has over 20 years of experience in the mortgage business and is also a long time Lower Southampton Resident. Ed MacConnell, of Total Benefit Solutions Inc will be hosting the event and available for questions.

    Lower Southampton Library


    Lower Southampton Senior Advisory Board Presents-Planning and Paying for In-Home Care"

    Friday October 23, 2015 from 2:00 PM to 4:00 PM EDT

    Brian Fitzpatrick is the president and owner of Bright Star Healthcare in Feasterville. He will be answering your questions about planning for home care. BrightStar Care is a PA State licensed home care agency that is also Joint Commission Accredited specializing in reliable, skilled, and trusted caregivers that provide excellent patient care.

    Lower Southampton Library



    Your Feedback Is Important To Us!

    We are only as good as our clients say we are. We value the feedback you provide and we are always listening for ways to make our services better and more valuable to you. Without you, our business means nothing! Please help us get better today by taking a short online survey.
    Now More Than Ever You Need To Stay Informed
    Things change faster now in weeks, than they used to in years. Clients often ask us why we do not send out bulletins more often. Simply because if we did we would be sending you notices many times each month, cramming your inbox. Instead , we post frequent updates on our website Use the search feature in the top right hand corner to find specific information.
    We try to keep this newsletter brief and to the point to respect your time and inbox space. In these times of so much change that certainly is a challenge. Thank you for subscribing!
    Warm Regards, 
    Edward T. MacConnell CBC, CHRS
    Certified Healthcare Reform Specialist

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