Banking Solutions From People You Trust.
Save the Date, F&M Bank's Annual Tailgate Party and Shred Event is Scheduled for September 7th, 2018.

This year enjoy:

  • Free Shred Event from 11-1:00 (with food pantry donation)
  • Hot Dog Eating Contest with local contestants at 12:00
  • THS Marching Band Performance at 12:45
  • Register to win prizes
  • Play games
  • Sign up to be 1 of 2 selected to participate in our 2nd Annual Field Goal Kicking Contest- Kick a 35 yard field goal and win $250! - Plus, we'll make a $250 donation to TASD!**

**ALL PROCEEDS GO TO THE THS MARCHING BAND AND OTHER YOUTH ORGANIZATIONS IN OUR COMMUNITY**

Come out and support our local schools and community! We hope to see you! 

**Individual must successfully complete a 35 yard field goal during the Sept 8th THS Football Game halftime show. No purchase necessary. WIAA athletes are not eligible to participate. If both kickers make the field goal, prize money will be divided 50/50.

This event is co-sponsored by:
We also thank the following business for their generous donations:

SAVING FOR AN EDUCATION JUST GOT EASIER.
Earn up to 10.38% APY 1 on Balances up to $250!



Saving for a child's education can be overwhelming, that's why we make it easy to earn more with our Education Savings Account. Open and enjoy:
Free Online and Mobile Access
• Free and Secure eStatements
• Free Telephone Banking
No Minimum Balance to Maintain 3
• No Monthly Service Charge 4
Give us a call or contact one of our
Relationship Bankers to open yours today!










1-Annual percentage yield effective 5/24/2018, subject to change. Interest is compounded and credited quarterly. 2-The APY for these tiers will depend on the balance in the account. 3-A minimum deposit of $100 is required to open the account. 4-A $5.00 withdrawal fee will be imposed for each debit transaction (withdrawal, transfer or payment out of this account). During any month, you may not make more than 6 withdrawals or transfers to another account or to a third party by pre-authorized or automatic transfer, telephone, online transfer or by check/debit or similar order to a third party. Primary account holder must be under the age of 21. Fees may reduce earnings. MEMBER FDIC.
Back to School Shopping Tips to Help Save you Time and Money!
Back to School shopping is here! Follow our tips to save time and money on your school shopping.

  1. Go through closets and desks. This will help you determine what you actually need. Are there items in closets that still fit? Do you have left over school supplies from last year? Check those items off your lists.
  2. Create your lists – Just like grocery shopping, if you stick to a list you are less likely to overspend. Lists should be specific: 2 pairs of jeans, 2 boxes of crayons, socks, tennis shoes, dress shoes, etc. 
  3. Shop for clothing when needed. To spread out your spending, only shop for the clothing items you will need up front. Temperatures can be warm and mild through October (fingers crossed), so you may not need multiple pairs of long pants/shirts and jackets. Consider purchasing what you will need, then create a “fall” or “winter” school shopping trip. You will be spending the same amount of money, but the costs will be spread out. 
  4. Implement the “School Clothes Rule” – Clothing can be expensive, so you of course want it to last longer. Designate certain clothing items to only be worn at school. When the children come home have them change into their “play clothes” –clothes that may be a little worn or items that can get dirty. This will help those expensive items last and look newer longer. 
  5. Shops sales and use coupon codes. Sales are amazing! Invest in the Sunday paper and determine where you can get the best deals. If you prefer to shop online, search out coupon codes or sign up for email alerts, which typically alert you to when you receive additional money off your purchase.
F&M Bank's New Mobile App Is Here!
Enjoy convenient banking at your finger tips, whenever and wherever!

Visit our Mobile Banking Webpage for more information and to download the app!

PLUS! Stop by 1 of our 3 locations, show us that you have downloaded the new app and receive a FREE gift!

Have questions? Contact a Relationship Banker or our Deposit Operations Team at 608-372-2126 or 877-372-2126.

COMMUNITY INVOLVEMENT
F&M is passionate about serving our communities! 
Summer Bundle Winner
Congratulations to our 2018 Summer Bundle Winner Neil Honish. Neil won 2 VIP tickets to the Country Boom Festival in West Salem, along with a cooler full of festival essentials, including: cowboy hats, an F&M Bank air chair, F&M Bank cold/hot drink mugs, sun screen, bug spray, and more! Congratulations Neil, we hope you enjoyed your time at Country Boom!
Tomah Chamber Golf Outing
F&M Bank had a great time at the Annual Tomah Chamber Golf Outing. Business Banker Megan Wells and AVP-Credit Officer Amy Mullikin golfed with Greg and Tim Evans of Evans Print and Media Group. (Pictured right)
Handishops Golf Outing
F&M Bank was happy to be a Hole Sponsor and supporter of the 2018 Handishops' Golf Outing. Our team of golfers did a great job!

Pictured above: Blake Larsen from First Weber; F&M Bank's Bob Bandoli, Cash Management Director, & Megan Wells, Business Banker; and Joe Kress from Gerrard-Hoeschler.

Educating Your Adult Children on the Importance of Saving for Retirement.

As a financial advisor, I spend my days helping people plan for and achieve their financial goals. Many of my clients are  
parents who, in addition to planning for their own future, care deeply about helping their children find their financial footing  
as they enter adulthood. Having spent decades building up  their nest eggs for retirement, they recognize the power of 
long-term financial planning and hope their children will capture the same benefits by starting to invest while they are young. Convincing someone just starting in their careers to set aside money for retirement – which to them, may seem like light years away – can be a tough sell. But, initiating the conversation in a respectful and educated manner may eventually compel them to make it a priority. If you’re a parent looking for guidance in this area, consider the following discussion pointers by clicking here.

Not Federally insured. No financial institution guarantee; may lose value. Ameriprise Financial and the financial institution are not affiliated.
Rick Carlson, CFP ® , APMA ® , MBA ,  CERTIFIED FINANCIAL PLANNER™ Professional and Martha Klatt, MS, APMA ® are Financial Advisors with Carlson Advisors, A financial advisory practice of Ameriprise Financial Services, Inc. in Tomah, WI. They specialize in fee-based financial planning and asset management strategies and has been in practice for 21 years to contact them , www.carlsonadv.com , 608-372-9444, 1500 N. Superior Ave. Ste 2, Tomah WI, 54660. 
Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser.  
Ameriprise Financial Services, Inc. Member FINRA and SIPC.
© 2018 Ameriprise Financial, Inc. All rights reserved.          
CFP®, APMA®, MBA
Financial Advisor
CERTIFIED FINANCIAL PLANNER™ professional
MS, APMA®
Financial Advisor
Managing Partner
877-372-2126
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