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Get to Know Our Team -- Personally!
Vice President, Commercial Lending Officer

Andy is a highly experienced executive relationship manager who has worked in the commercial real estate and financial services sectors for more than 30 years.

Since 1986, his career has spanned the full spectrum of investment real estate, enabling him to develop significant expertise in credit analysis and various forms of financing. Working with diverse clients from private investors and business owners to real estate development companies and municipalities, Andy has provided construction, bridge, equity, and permanent loans for a wide range of property types. He also brings nearly two decades of SBA lending experience to the Hyperion Bank team.

Andy joined Hyperion Bank in March 2020 because he believes community banks offer better opportunities to build meaningful and long-term relationships with clients. As a lender, he seeks to create customized, optimal financing solutions for each client's situation, and enjoys working with clients over time to help them advance their financial goals.

Andy earned a bachelor’s degree in Business Administration from The Wharton School of the University of Pennsylvania. He is an Associate Business Continuity Professional (ABCP) and holds Disaster Recovery Institute International certification.

Andy presently serves on the Board of Directors of the Pennsylvania National Guard Military Museum Association, which oversees the preservation of the history of the Pennsylvania National Guard and Fort Indiantown Gap. He previously served for nine years, including seven years as Chairman, on the Board of Directors of The Sustainable Energy Fund of Central & Eastern PA, a $20 million fund that invests in energy efficiency and renewable energy projects under the auspices of the Pennsylvania Public Utilities Commission. Andy lives in Barto, PA.
Fun fact: Andy volunteers with community service organizations and relaxes by reading and hiking. And when he can borrow a horse, his favorite outdoor activity is trail riding. Do you know any horses that would like to take Andy on a ride? Email Andy.
Free Coin Counting for Hyperion Bank Customers in our Philadelphia Office
Help U.S. get more coins into circulation
Coin counting machines are disappearing at big banks around our region, but not at Hyperion Bank, where our coin machine is waiting to count your unrolled change, free of charge for our customers.

One unexpected impact of the COVID-19 pandemic is a national coin shortage, resulting largely from three causes:
  • Business closures during quarantine means less coins in circulation.
  • Most open business are accepting only credit or debit cards, contributing to the decrease in circulating coins.
  • The U.S. Mint decreased staffing in response to the pandemic.

As businesses reopen, the Mint and Federal Reserve Banks are working to replenish the nation's coin supply. You can help us get more coins into circulation by bringing your loose coins to Hyperion Bank, where you can quickly convert your change into cash.
Hyperion Bank is a proud sponsor of the Education Law Center's 45th Anniversary Virtual Celebration
Charlie Crawford serves on ELC's Celebration Host Committee
For 45 years, the Education Law Center (ELC) has fought for equitable public education in Pennsylvania, ensuring equal access to a quality education for hundreds of thousands of underserved school children. As the Commonwealth’s only public interest law firm focused on education, ELC fights for fair school funding and advocates to stop the school-to-prison pipeline, among other critical initiatives that have long-term impacts on individuals and communities. 
The COVID-19 pandemic has placed an extraordinary strain on students and families and reinforced the stark educational inequities facing children in Pennsylvania. Students in low-wealth communities, students with disabilities, English learners, and students of color are facing extreme challenges. ELC has been working hard to ensure that all children receive a quality education during this crisis, but they cannot do it alone.

Charlie Crawford, Chairman & CEO of Hyperion Bank, says, "I am proud to serve on the Host Committee for ELC's 45th Anniversary Celebration, and hope you will consider sponsoring or virtually attending this important event to help ELC fight the good fight for educational justice. Please join me, along with other members of the legal, business, education, and civic communities, when we celebrate with ELC and honor students and families in a safe and engaging way through the wonders of Zoom and video. A Zoom link and celebration package will be sent to all sponsors and their guests prior to the event to ensure an informative, moving, and festive virtual gathering. Thank you!"
Rotary Club of Atlanta welcomes Charlie Crawford
With one foot in Philadelphia and the other in Atlanta, Hyperion Bank Chairman & CEO Charlie Crawford makes time to support nonprofit organizations in both regions. Charlie recently rejoined Rotary Club of Atlanta, one of the international business and civic club's oldest and largest affiliates.

The official Rotary International motto is “service above self,” and for more than a century, the Rotary Club of Atlanta has brought together Atlanta’s business and civic leadership to inspire progress with this important purpose in mind. The 500+ members in Atlanta give their time and lend their influence to causes they and Rotary support, with a focus on youth literacy, education, training and vocational guidance, recreation, and anti-human trafficking, as well as international projects that bring clean water, vaccines, and maternal healthcare to underserved communities around the world. It is a tradition that members are key leaders in their fields who are committed to community service.

"I am proud to represent Hyperion Bank as a member of Rotary Club of Atlanta, where I have the opportunity to work side by side with strong leaders who contribute to helping children and families with services and support in metro Atlanta and abroad," says Charlie. "If you are not familiar with Rotary Club, I encourage you to learn more about its affiliates in Atlanta and Philadelphia."
GA and PA Governors Urge Mask-Wearing & Social Distancing to Stop the Spread
As COVID-19 cases continue to spike in waves across Pennsylvania, Georgia, and much of the U.S., government and public health leaders are reiterating that everyone must work together to protect loved ones, reduce the spread, revive the economy, and take cautious steps forward.

On July 21, Georgia Governor Brian P. Kemp and Georgia Department of Public Health (DPH) Commissioner Dr. Kathleen Toomey issued a press release asking all residents to do "Four Things four Four Weeks":

  1. Wear a mask when out in public or when you cannot keep distance inside.
  2. Practice physical distancing - six feet from those you don’t live with.
  3. Wash your hands for 20 seconds several times throughout the day with soap and warm water.
  4. Follow the guidance provided by public health officials.

Governor Tom Wolf issued a similar message to Pennsylvania residents in a July 29 press release, stating, “We have been largely successful in our fight against COVID-19 thanks to the hard work and sacrifices of every Pennsylvanian. But with a recent and ongoing rise in cases, we must remain vigilant, continue to listen to healthcare professionals and each do our part to prevent this dangerous virus from spreading through our communities.”

The Wolf Administration has stressed the importance of mask-wearing as paramount to helping stop the spread of COVID-19. Combined with social distancing, this simple act can protect people and businesses and help increase our freedoms.

Visit the Governors' websites (blue links above) to access pandemic response resources and information specific to Georgia and Pennsylvania.
Branzino Italian Ristorante
261 S. 17th St., Philadelphia
Please join us in supporting local businesses.
Modern Italian Cuisine BYOB in Rittenhouse Square, Open for Outdoor Dining, Takeout & Delivery
Beloved for its fresh pasta and seafood, enticing entrees, Sunday Brunch, and delicious desserts, this gem in the heart of Rittenhouse Square offers outdoor dining in its lovely private garden, making it possible to enjoy fine dining even in these challenging times. Reservations are strongly recommended for courtyard dining, but you can also enjoy Branzino's modern Italian cuisine at home: call 215.790.0103 to place your takeout order for pickup or get delivery via Uber Eats or Caviar.
Now through (at least) Labor Day weekend, Branzino is complementing its dinner menu with a four-course summer lobster tasting menu plus a grilled split lobster option. Owner Luan Tota says, "Summer is a time for outdoor dining and fresh lobster, and we offer some of the best options for both in the city right now. Since reopening with outdoor seating, our customers--both new and old--have really taken to our backyard garden and sidewalk seating without being able to dine inside, and we wanted to add these delicious lobster indulgences while lobsters are at their absolute best."

Luan opened Branzino Italian Ristorante in October 2003 because after being in the restaurant business for a while, "It only makes sense owning your own," he says. Luan and his family cater to their dining guests with a staff of 18, who together earn 5-star reviews for providing wonderful dining experiences in a beautiful setting with excellent service.

"The best part of running my business is interacting with people, feeding them and making them happy," says Luan. "And I'm grateful to Hyperion Bank for helping us during the pandemic so we can keep serving our customers."

Branzino also makes it easy to purchase gift cards from $10 to $150 on their website, where you can find menus and a mouthwatering photo gallery!
Would you like to see YOUR business featured in the Hyperion Bank newsletter?
Please contact Lee Green, for details.
Community Corner
Enjoy these Outdoor Experiences Now Open
to Explore Safely in ATL & PHL
Chattahoochee Nature Center (CNC), Roswell
Enjoy a safe, affordable, and socially distanced outdoor experience not too far from home on the beautiful, 127-acre grounds of this nonprofit environmental education center. With a zipline and canopy walk, woodland trails, native animals, a river boardwalk, butterfly and native plant gardens, and the Discovery Center Museum and Nature Exchange, it's easy to spend a day here--bring a picnic lunch and explore forest, wetland, and river habitats along the Chattahoochee River. Members and visitors must make advance reservations online; tickets will include a specific date and time; no walk-ups allowed due to COVID-19 safety measures. And if walking along the River leaves you wanting more nature experiences, reserve a limited spot on a CNC canoe trip (ages 6 and up, beginners welcome). Learn more. Photo courtesy Chattahoochee Nature Center.
Fernbank Museum & Forest, Atlanta
If you only know the Fernbank for its world-class Museum of Natural History, it's time to visit the place that Smithsonian Magazine recommends as one of "Seven Places to Get Outside This Summer." Take a walk on the wild side when you explore the Fernbank's WildWoods and Fernbank Forest, a 75-acre wonderland of outdoor nature adventures. Wander along two miles of paths through the country's largest, old-growth, urban Piedmont forest or see the view from the canopy walk, experience immersive trails, spot hundreds of animal species, climb on play-scapes or marvel at tree-pods and sculptures made from all-natural materials. And that's just the outdoors! The fun continues indoors with ancient dinosaurs and fossils, live animals, the star gallery, and more. Safety measures include reducing visitor capacity by requiring members and non-members to purchase limited, timed tickets in advance online; walk-ups are not allowed. Masks are required indoors, but not outdoors when physical social distancing can be maintained (wear a mask when passing others on outdoor paths). Learn more. Photo courtesy Fernbank Museum.
FDR Park, South Philadelphia
Philadelphia's hidden gem is this 348-acre green oasis located just down Broad Street, opposite the Sports Complex. Here you'll find fields, a lagoon, creeks, lakes, and the American Swedish Historical Museum. Bird-watchers have spotted more than 200 species in the park, skateboarders come for the internationally renown FDR Skate Park, and people of all ages walk, jog, bike, fish, play tennis (20 courts), softball (8 fields), and rugby, take yoga classes, or just relax in the beautiful natural setting (note that permits are required for some activities and group events). Designed by the Olmsted Brothers, sons of the famous landscape designer Frederick Law Olmsted, FDR Park was the site of the Sesquicentennial Exposition in 1926 and added to the Philadelphia Register of Historic Places in 2000. And this picturesque Gazebo is a perfect spot for a picnic lunch! Learn more. Photo courtesy Philadelphia Parks and Recreation
Brandywine Valley, Chester County
Just an hour away from Center City, Philadelphia, a visit to the historic Brandywine Valley feels like you're on vacation, with an abundance of opportunities to enjoy the outdoors, plus art and history museums that are now open with COVID-19 safety protocols in place. The region's world-class attractions include Longwood Gardens (featuring its famous illuminated fountain performances Fridays and Saturdays at 9:15 pm), the Winterthur Museum, Garden & Library, the Brandywine River Museum of Art, and more, plus beautiful Ridley Creek State Park and Brandywine Creek State Park. You can even get out on the Brandywine River in a canoe, kayak, or tube with Wilderness Canoe Trips, an outfitter that rents boats and runs partial and full-day trips for first-timers or experienced paddlers. Bring a picnic lunch as food venues may be closed. With the exception of the State Parks, all of these attractions require advanced reservations. Visit their websites to learn more about social distancing, mask requirements, and other safety measures. Top photo courtesy Wilderness Canoe Trips; photo below by Daniel Traub courtesy Longwood Gardens.
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