April 2017

Financial Tip of The Month.
Teaching Kids about Money.  As we prepare our taxes, we are always planning what we can do better next year.  I have frequently recommended that now is the best time to start 1 new habit.  This year, I suggest it's helping to instill 1 good financial habit in a young person you influence.  
In fact, if you have kids, and you help with their taxes, then get them involved.  Let them do their own return.  Let them see what's involved, and understand the difference tax planning can have.  Knowing that completing the tax return may ensure they get back money, or receive credits so paying less, is often a simple lesson and helps to provide incentive to complete the tax return.  This 1 step can help build a better financially astute citizen for tomorrow.  
Need an accountant to help. I work with many and I'm happy to refer to one that is a good fit for you.. Learn More
Attention Assante Fee-Based Clients
As of April 1st, 2017, the cost per trade in a fee based account will be reduced from $22.50 to $13.00.
Tax Help Needed?
Check out our tax organizers to keep you on track.
If you do your own taxes, you can use the TurboTax program available through our website link here to save 20% on TurboTax. 

Book a meeting today to ensure we have reviewed tax strategies available to you.

  • No Proposed Changes To Personal Income Tax Rates
  • Public Transit Tax Credit
  • Changes to Child Tax Credit

The celebrity effect continues in Trump's favour.
Portfolio managers outline the surprising fact that since the election of Donald Trump as U.S. president on November 8, 2016, U.S. stock markets, as measured by the S&P 500 Composite Index, have had 47 positive days and only 28 negative days. Continue Reading
Oil's Comeback?
Richard Wylie's latest edition of The Big Picture commentary discusses OPEC's surprise decision in November 2016 to limit oil production and explains why Canada stands to benefit.

What About Your Digital Footprint?

Your Digital Afterlife by Evan Carroll was published in 2010 and is now gaining traction due to the concerns of Digital Property

By 2090, it's been forecast, that there will be more Facebook accounts for deceased people, than those living.  That's a rather strange thought.  But it makes you realize that your online presence, and all your valuables housed behind passwords, and in the digital world can be lost without a plan. Deciding on what you would like to happen to your devices and their contents is now starting to be an integral part of will planning. It is imperative to review this information with a financial and legal professional to ensure you leave the legacy you want to leave.

Death and taxes: What you need to know now

To listen to the playback of the recent Wealth Matters webcast,  please click here  


Have questions about Estate Planning? 
Let's Connect
2 For 1 Pass to The McMichael Art Gallery

Plan a day at this beautiful at this beautiful gallery, with its incredible grounds and appreciate a little history of Canada.  Call our office at (905) 707-5220 for the special offer. 

I'm very proud to be a Premiere Sponsor of the McMichael Gallery in 2017, it's 50th year, and also to be a sponsor of the Richmond Hill Centre for the Performing Arts. Both of these great public places help us to enjoy art in its many facets.  
Recently, we had a video shoot sharing the reasons why a group of advisors chose to support art in Canada.

"It always seems impossible until it's done." 
 Nelson Mandela  

Janine Purves, CFP, CPCA, CCS

Like us on Facebook  Follow us on Twitter  View our profile on LinkedIn  View our videos on YouTube
"The above-mentioned book titled, (Your Digital Afterlife) by (Evan Carroll), its views and/or opinions are for general information only. They should not be considered as product endorsement or for promotional purposes by Assante Wealth Management."

This material is provided for general information and is subject to change without notice. Every effort has been made to compile this material from reliable sources however no warranty can be made as to its accuracy or completeness. Before acting on any of the above, please make sure to see me for individual financial advice based on your personal circumstances. The opinions expressed are those of the author and not necessarily those of Assante Capital Management Ltd.
Insurance products and services are provided through Assante Estate and Insurance Services Inc. Assante Capital Management Ltd. is a member of the Canadian Investor Protection Fund and is registered with the Investment Industry Regulatory Organization of Canada.
Assante is an indirect, wholly-owned subsidiary of CI Financial Corp. ("CI"). The principal business of CI is the management, marketing, distribution and administration of mutual funds, segregated funds and other fee-earning investment products for Canadian investors through its wholly-owned subsidiary CI Investments Inc. If you invest in CI products, CI will, through its ownership of subsidiaries, earn ongoing asset management fees in accordance with applicable prospectus or other offering documents.
Services and products may be provided by an Assante Advisor or through affiliated or non-affiliated third parties.

Janine Purves

Senior Financial Advisor

Assante Capital Management Ltd.


Ph (905) 707-5220

Fax (905) 707-1035


9130 Leslie St., Ste. 302 

Richmond Hill,

ON L4B 0B9


Visit our website at www.janinepurves.com