SAVE On Your Mortgage with FRFCU!
Take advantage of our competitive rates on a wide array of Mortgage options:

  • Fixed & Adjustable Rate Mortgages
  • Mortgage Refinancing
  • Jumbo Mortgages
  • FHA & VA Loans

100% Financing Available!

Don't wait, get started by applying today!
Membership eligibility required. Loans are subject to credit approval. Rates are based on evaluation of credit history, loan-to-value ratio, and loan term, so your rate may differ. Rates are subject to change at any time. Mortgages available for primary residences, second homes, and investment properties. Not available in Texas, Hawaii, Alaska, and Puerto Rico. Federally Insured by NCUA. Equal Opportunity and Equal Housing Lender. NMLS #401965.
April is Financial Literacy Month
Celebrate Financial Literacy Month with your trusted financial partner! We're proud to provide our members with Balance Financial Wellness Resources & Programs to help you improve your financial literacy and work towards your financial goals.

Take the time to read these informative articles about financial literacy and wellness this month in honor of Financial Literacy Month:

Last Call for 2022 Scholarship Applications!
Be sure to submit your 2022 Scholarship Applications before the upcoming Monday, April 18th deadline! The Financial Resources FCU Foundation will be awarding up to three (3) $1,000 Scholarships to qualified applicants. Learn more about eligibility, download the application and submit your completed application with supporting documentation to FRFCU by Monday, April 18, 2022 for consideration. Best of luck to all students who apply!
No Credit? Bad Credit?
Our Credit$ense Program Can Help!
Whether you need to build your credit for the first time or rebuild your credit to work towards financial health, our Credit$ense program is here to help:

  • Borrow $500 - $3,000
  • Low Fixed Rate of 5.99% APR*
  • Flexible terms up to 24 months
  • Loan proceeds are deposited & secured in your Savings Account
  • Loans paid on time will have a positive effect on your credit history

Start building your credit by applying today!
We're Proud to Live Our Mission of #PuttingPeopleFirst
During the past month, Financial Resources FCU collected donations to benefit those in need in our community. FRFCU collected items to put together First Night Kits to donate to Jersey Cares -- First Night Kits are given to those entering domestic violence shelters, transitional housing facilities, safe havens, foster homes and other agencies on their first night. We also collected full size toiletry item donations such as shampoo, conditioner, lotion, toothpaste, and more from employees to benefit local organization Safe + Sound's pantry. Thank you to everyone who donated items to benefit these worthwhile causes!
Get $1501 When You Apply for an
Auto Loan with FRFCU!
Get PAID for getting a New, Used or Refinanced Auto Loan!

Receive $1501 and take advantage of Auto Loan rates as low as 2.32% APR* when you get an Auto Loan from FRFCU.

Take advantage of this special offer by applying today!
*APR = Annual Percentage Rate. Rate effective as of 3/1/2022. Advertised rate is the lowest available rate based on individual credit circumstances for each qualified applicant and includes a .30% reduction in rate based on your account services with the credit union. Discounted rate example includes a discount of .10% for an active checking account (active checking account requires either 1- existing checking account with minimum monthly Direct Deposit of $500.00, 2- FRFCU debit card with minimum 5 transactions in previous month, 3- Active Bill Pay Account); 0.10% for an existing consumer loan (excludes Credit Builder and Personal Lines of Credit); 0.10% for a FRFCU Mortgage or Investment Account. If no qualifying relationship, add .30% to the stated rate. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. Certain restrictions and minimum loan amounts may apply. Monthly Payment per $1,000 borrowed at 2.32% for 36-months equals $28.78. Rates are subject to change without notice. 1$150.00 will be deposited into your FRFCU Regular Savings Account within 30 days of loan closing. $150 offer is only available for loan amounts of $10,000.00 or more, and for automobiles not already financed with FRFCU. Promotion effective starting 3/1/2022. Subject to credit approval. Member eligibility required. Federally Insured by NCUA. Equal Opportunity and Equal Housing Lender. 
Work Towards Financial Wellness with our
FREE Financial Webinars
Want to expand your financial knowledge and literacy? Join us for the following free informative webinars we have coming up during April and May. These webinars will help you understand Social Security, learn the basics of saving and investing, and plan for retirement.
  • Understanding Social Security Webinar hosted by CFS* Financial Advisor Frank Deluca, CAS®, CIS, CFS®, on Tuesday, April 5th at 5:30 PM
  • The Basics of Saving & Investing Webinar presented by Balance on Tuesday, April 12th from 1:30 - 2:30 PM & Thursday, April 21st from 8:30 - 9:30 PM
  • Retirement Planning: The Basics Webinar hosted by Balance on Tuesday, May 10th from 1:30 - 2:30 PM & Thursday, May 19th from 8:30 - 9:30 PM
*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Financial Resources Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.
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Federally Insured by NCUA. Financial Resources FCU is an Equal Opportunity and Equal Housing Lender. NMLS #401965.

Please Note: and are unmonitored mailboxes. To make secure inquiries, visit our website.