Get the BEST RATE GUARANTEED* at FRFCU! If you find a better rate for any Certificate at a local institution, we will match that competitor's rate*.

And rest easy knowing your deposits are insured up to $500,000.

APY = Annual Percentage Yield. Membership eligibility required. Federally Insured by NCUA. Accounts exceeding the maximum level of coverage provided by NCUA are also insured up to an additional $250,000 by ESI (Excess Share Insurance).

We're accepting 2024 Scholarship applications from high school seniors now through April 15th! Eligible FRFCU members and their family members can download the application and submit it along with all documentation by Monday, April 15, 2024. Good luck to all students who apply!

You can learn more about managing your finances while continuing your education by attending our free, upcoming April "Money and Teens" webinar.

Grab hold of our Auto Loan Special with

NO PAYMENTS FOR 60 DAYS*

And you'll get a $150** back in your pocket!

Enjoy the open road with your new, used, or refinanced vehicle, apply today!

*60-day no payment offer is not available on a refinance of an existing Financial Resources FCU Auto Loan. Offer is subject to change at any time without notice. Interest will continue to accrue on your loan during the 60-day deferral period. Deferment of a payment will extend the life of your loan and may cause an increase in the final payment amount. **$150.00 will be deposited into your FRFCU Regular Savings Account within 30 days of loan closing. The $150 offer is only available for loan amounts of $10,000.00 or more, and for automobiles not already financed with FRFCU. Certain restrictions and minimum loan amounts may apply. All loans are subject to credit approval and underwriting guidelines. Higher rates may apply, not all applicants will qualify for the lowest rate. Offer valid from 3/1/2024 – 5/31/2024. Rates are subject to change without notice. Membership eligibility required. Federally Insured by NCUA.

Over the past month, our generous employees donated and collected over $1,200 in gift cards to benefit local non-profit Safe + Sound, and FRFCU donated an extra $500 in gift cards to bring the total to $1,700! Safe + Sound provides survivor-centered services that give safety, hope, and healing from the trauma of abuse and violence.

Additionally, our own Stephen Mavricos and Ibrahim Fall volunteered their time with St. Joseph Social Service Center in Elizabeth to help restock their food pantry.

We're proud to give back to our community and help local non-profits thrive!

Our Life Event Home Emergency Loan can help you cover a variety of home emergencies, including:

• Furnace, HVAC, or Hot Water Heater Replacement or Issues
• Water Damage
• Mold Remediation
• Water Softener Systems

The freshness of spring motivates a lot of people to throw open the windows and doors and do a thorough spring cleaning. It’s a great way to take stock of what you have, organize it so everything’s more accessible, and ditch the clutter that’s keeping you from enjoying your space. And while you’re at it, why not dive into a bit of spring cleaning for your finances, too?

Our FREE webinars can help you work towards financial wellness and success. Register for our upcoming webinars to learn about teens and money as well as planning for retirement later in life.

• Teens and Money Webinar hosted by Balance on Tuesday, April 9th from 1:30 - 2:30 PM & Thursday, April 18th from 8:30 - 9:30 PM

• Retirement Planning Later in Life Webinar hosted by Balance on Tuesday, May 14th from 1:30 - 2:30 PM & Thursday, May 23rd from 8:30 - 9:30 PM