The holiday season is one of the best times of year to live our mission of #PuttingPeopleFirst! We collected over $400 in gift cards during our Gift Card Drive to benefit local non-profit Safe + Sound and collected holiday gifts to donate to local children in foster care that receive services from local non-profit CASA SHaW.

Are you interested in purchasing a new home AND saving money while doing so? Check out our Limited Time Mortgage Specials:

• Up to $2,500 Holiday Lender Credit Special
• FREE 90-Day Rate Lock on All New Construction Purchase Mortgages
• Free Rate Float Down Option for all locked loans

Learn More and see which of these 3 Mortgage offers works best for your needs. Contact us or apply online today to get started!

Ready to make 2023 your year of financial success? Starting a budget can be a fun and exciting way to get your finances in order. Budgeting can be a tool to help you discover bad spending habits, as well as create smart new ones. If you’re ready to be a smart budgeter and follow a budget that helps you save for your dreams, these 5 important budgeting habits can help you get started.

Do you have questions about market volatility, the economy, and your retirement savings? Or about how the current state affects your retirement savings? No matter where you are in your retirement planning stages, we're here to help. Our CFS* Financial Advisors are ready to speak with you by video or phone to assist. Schedule your complimentary consultation today!

*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Financial Resources Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.

Whether you're growing your family, dealing with a home emergency, planning a big life event, need to make home improvements, or have to pay for a medical procedure, we have a Life Event Loan to help!

Life Event Loans can be used for:

• Appliances & Furniture
• Family Event/Crisis
• Health & Beauty
• Home Improvements
• Home Emergencies
• Outdoor Living

Take advantage of competitive rates, no application fee or annual fees, no collateral necessary to qualify, and funds in your FRFCU account within 24 hours.

Apply for a Life Event Loan today!

Loans are subject to credit approval. Rates based on individual credit circumstances. Membership eligibility required. Federally Insured by NCUA. Equal Housing Lender.

Work towards financial wellness with help from our upcoming FREE Financial Webinars! Join us for the following free informative webinars during December and January to get your financial health on track.

• Planning for Money Milestones Webinar hosted by Balance on Tuesday, Dec. 13th from 1:30 - 2:30 PM & Thursday, Dec. 22nd from 8:30 - 9:30 PM

• The Basics of Personal Finance Webinar hosted by Balance on Tuesday, Jan. 10th from 1:30 - 2:30 PM & Thursday, Jan. 19th from 8:30 - 9:30 PM

We want to wish all of our members a happy and healthy holiday season! Thank you for choosing FRFCU. We look forward to another great year of serving you.

Financial Resources FCU will be closed on Monday, December 26th for Christmas and will also be closed on Monday, January 2nd for New Year's Day. Please use our online and mobile banking services during these times.