*APR = Annual Percentage Rate. Loans are subject to credit approval. Published rate is accurate as of 5/4/2022. Published 2.99% rate applies for the first 6 months of the Home Equity Line of Credit. Introductory offer is valid for qualified Home Equity Lines of Credit up to 80% LTV (Loan to Value); then the APR adjusts monthly to the current Prime Rate as listed in the Wall Street Journal Money Rates section, plus or minus a margin based on individual credit circumstances and services with the Credit Union, but never lower than 3.00% APR. As of 5/4/22, the current Prime Rate is 4.00%. Rates are based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ. No application fees and no closing costs. Certain states impose a Mortgage Recording tax at the time the mortgage is recorded and can vary from state, county, and locality. An annual fee of $49 is charged on the anniversary date the Home Equity Credit Line is established. Rates are subject to change at any time. Not available in Texas, Hawaii, Alaska, and Puerto Rico. Membership eligibility required. Federally Insured by NCUA. Equal Housing Lender. NMLS #401965.