FINANCIAL FORUM | JUNE 2022

Stop Paying Crazy High Rates & Help Reduce Your Credit Card Debt with our Inflation Fighter Credit Card!

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Ready to stop paying crazy high rates on your credit card and help reduce your credit card debt? Apply for our Inflation Fighter Visa Credit Card!


Pay only 4.99% APR* on your Balance Transfer for the life of the Balance Transfer with no Balance Transfer fee.


Yes, you heard that correctly, pay less interest and keep more money in your pocket by applying today!

Apply for Your Balance Transfer Now!

*APR = Annual Percentage Rate. VISA® Signature Credit Card: 0.00% introductory Annual Percentage Rate (APR) for the first six months. After that, your APR will be between 10.24% and 18.00%. This APR will vary with the market based on prime rate. Your interest rate will vary based on your credit history. 4.99% APR for Balance Transfers for the life of the balance. Subject to credit approval. VISA® Platinum Credit Card: 0.00%introductory APR for the first six months. After that, your APR will be between 8.24% and 18.00%. This APR will vary with the market based on prime rate. Your interest rate will vary based on your credit history. 4.99% APR for Balance Transfers for the life of the balance. Subject to credit approval. Member eligibility required. Federally insured by NCUA. Equal Opportunity and Equal Housing Lender.

Hello from Our Easton Avenue Branch!

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These are the smiling faces of our awesome staff at our Easton Avenue Branch! Our team at Easton Avenue and every branch is proud to live our purpose of putting people first. Stop by one of our convenient branch locations to say hi and let us help you with your financial needs. We love seeing our members!

Go From Outdated to Updated with a
Home Equity Line of Credit from FRFCU

Put your Home Equity to good use:


  • Make value-adding home improvements
  • Pay college tuition
  • Consolidate high interest debt
  • Finance life events or large purchases
  • And more


Take advantage of Home Equity Line of Credit rates as low as 2.99% APR*!


Don't wait, apply today!

Learn More & Apply Now!

*APR = Annual Percentage Rate. Loans are subject to credit approval. Published rate is accurate as of 5/4/2022. Published 2.99% rate applies for the first 6 months of the Home Equity Line of Credit. Introductory offer is valid for qualified Home Equity Lines of Credit up to 80% LTV (Loan to Value); then the APR adjusts monthly to the current Prime Rate as listed in the Wall Street Journal Money Rates section, plus or minus a margin based on individual credit circumstances and services with the Credit Union, but never lower than 3.00% APR. As of 5/4/22, the current Prime Rate is 4.00%. Rates are based on evaluation of credit history, loan-to-value, and loan term, so your rate may differ. No application fees and no closing costs. Certain states impose a Mortgage Recording tax at the time the mortgage is recorded and can vary from state, county, and locality. An annual fee of $49 is charged on the anniversary date the Home Equity Credit Line is established. Rates are subject to change at any time. Not available in Texas, Hawaii, Alaska, and Puerto Rico. Membership eligibility required. Federally Insured by NCUA. Equal Housing Lender. NMLS #401965.

June is National Homeownership Month!

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Celebrate National Homeownership Month with us during June! FRFCU is proud to be an Equal Opportunity and Equal Housing Lender and we are here to help members achieve home ownership. If you're thinking about buying your first home, learn more about how you can get Mortgage ready in 5 steps and be sure to contact FRFCU when you're ready to get pre-qualified and apply!

Get Mortgage Ready in 5 Steps

You Can't Beat Our ARM!

(Adjustable-Rate Mortgage)

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We don't have to strong arm people into taking advantage of our competitive Adjustable-Rate Mortgage (ARM) rates! You can apply for a 5/6 Adjustable-Rate Mortgage at just 3.573% APR*.


Don't wait -- save on your Mortgage with an ARM & start the journey to your dream home by applying today!

Learn More & Apply!

The introductory APR will be determined at the time of loan approval based on your FICO score and other determining factors. The APR is subject to change after consummation and may change semi-annually after the initial fixed period. After the introductory period, the APR is determined by adding a margin of 2.75% to the Secured Overnight Financing Rate (SOFR). *275,000 loan amount at 3.50% for 30 years will be $1,234.87/month payment. Membership eligibility required. Loans are subject to credit approval. Rates are based on evaluation of credit history, loan-to-value ratio, and loan term, so your rate may differ. Rates are subject to change at any time. Mortgages available for primary residences, second homes, and investment properties. Not available in Texas, Hawaii, Alaska, and Puerto Rico. Federally Insured by NCUA. Equal Housing Lender. NMLS #401965.

Expand Your Financial Knowledge

with our FREE Financial Webinars

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Ready to make your financial health and wellness a priority? Join us for the following free informative webinars we have coming up during June and July! These webinars will help you learn more about student loan repayment and investing in real estate.

  • Repaying Student Loans Webinar presented by Balance on Tuesday, June 14th from 1:30 - 2:30 PM & June 23rd from 8:30 - 9:30 PM
Register Now
  • Investing in Real Estate Webinar hosted by Balance on Tuesday, July 12th from 1:30 - 2:30 PM & Thursday, July 21st from 8:30 - 9:30 PM
Register Now

Our Hero & Champion Accounts Provide

Extra Benefits for Those Who Do So Much!

We're proud to offer Hero & Champion Accounts to provide extra account benefits to the ones who have given so much to us and our communities. Thank you for all that you do, we appreciate you!

Hero Account: Our Hero Account offers extra account benefits to Active Duty Military and Veterans of the U.S. Armed Forces. Additionally, FRFCU will donate $50 to a local Veteran Service Organization for each new Hero Account relationship established!
Hero Accounts
Champion Account: Our Champion Account offers extra account benefits to teachers, police, fire, EMS and healthcare workers. Additionally, FRFCU has established the Champion Family Scholarship Fund exclusively for qualifying Champion Account members and will donate $10 to the fund for each new Champion Account relationship, Consumer Loan and Mortgage established!
Champion Accounts

June 2022 Holiday Closing: Juneteenth

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Financial Resources FCU will be closed on Monday, June 20th for Juneteenth. Normal business hours will resume on Tuesday, June 21st. We invite you to use our online banking & mobile banking services during this time.

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Federally Insured by NCUA. Financial Resources FCU is an Equal Opportunity and Equal Housing Lender. NMLS #401965.

Please Note: [email protected] and [email protected] are unmonitored mailboxes. To make secure inquiries, visit our website.