Put more money in your pocket with our Rate Match Guarantee*. If you find a better rate for a Term Certificate at a local brick and mortar institution, we will match that competitor's rate offer*!

14 Month Certificate Special

Rates as high as 4.91% APY*

And if you find a better rate, we'll match it**!

*FRFCU will offer to match verifiable certificate rates to FRFCU members by any bank or credit union with a physical branch location within the communities in which we have branch locations – Hudson, Hunterdon, Middlesex, Somerset, and Union counties. Offer available for Term Certificates only. Internet Banks and other Internet Financial Institutions’ certificate rates do not qualify for this offer. FRFCU will match all “like” terms and rates including any associated balance requirements. Members must provide verification of the rate they have been offered from the other bank or credit union. In the event the member is unable to obtain a written rate sheet offer or copy of the advertisement with full terms and conditions, FRFCU must be able to verify the competitor’s rate for which the member qualifies and it must be a current offer. FRFCU Rate Match Program cannot be combined with any other promotional offer at FRFCU. Relationship Premium Rate Pricing not eligible on rate match offers. Bump-Up Certificates are not available for this offer. FRFCU reserves the right to discontinue or modify this offer at any time without notice. FRFCU reserves the right to approve or deny any guarantee claim at its sole discretion.

**APY=Annual Percentage Yield. APY effective as of 05/19/2023. Rates subject to change at any time. Opening minimum deposit of $500 required as minimum to earn the stated APY for the 14 Month Term Certificate. APY will not change throughout the life of the Certificate until maturity. A penalty will be imposed for early withdrawal. Member eligibility required. Federally Insured by NCUA.

Join us for a fun-filled casino game night including cocktail hour, dinner, play money, and great prizes to raise funds to support Middle Earth, a New Jersey non-profit. We appreciate your support and generosity!

Congratulations to our three 2023 FRFCU Foundation Scholarship winners! Congratulations to Camille Jean, Chloe Tu, and Madison Esser who each received a $1,000 Scholarship to put towards their college education. Camille will be attending Georgetown University, Chloe will be attending Stevens Institute of Technology, and Madison will be attending North Carolina A&T.

Congratulations to these three deserving students and all students who applied. We wish you the best of luck in your college careers!

Our limited time $1,500 Lender Credit* offer ends on June 30th, don't miss out! Any home buyer that closes on a Mortgage Loan (Purchase or Refinance) before June 30, 2023 will earn a $1,500 Lender Credit* at closing.

Enjoy our super competitive Mortgage rates, excellent local service, and $1,500 Lender Credit* at closing by contacting us or applying for your Mortgage today!

*Members will receive a $1,500 credit toward their closing costs when they close on a Conventional, High-Balance or Jumbo mortgage loan offered with loan amount greater than $100,000. The closing cost range for a 200K loan is $2,500 – $3,500 and varies by state and associated fees. Offer valid for First Mortgage Loan Applications received on or after May 1, 2023. This offer is only available to members who apply and close their loan with FRFCU and cannot be retroactively applied to previously closed loans or loans that were already in process. Offer expires June 30, 2023, at 11:59 p.m. ET. All applications must be received no later than 11:59 PM June 30, 2023. FRFCU reserves the right to cancel this offer at any time and is nontransferable. Offer may not be redeemed for cash or equivalent. Acceptance of this offer constitutes acceptance of these terms and conditions, which are subject to change at the sole discretion of FRFCU. This is not a commitment to lend. Additional restrictions/conditions may apply. Not valid with any other discount or promotion. Loans are subject to credit approval. Rates are based on evaluation of credit history, loan-to-value ratio, and loan term, so your rate may differ. Rates are subject to change at any time. Not available in Texas, Hawaii, Alaska, and Puerto Rico. Federally Insured by NCUA. Equal Housing Lender. NMLS #401965.

Did you know that you can now enroll in eNotices to view your notices online rather than receiving them via mail? The following notices are now available for digital enrollment: insufficient funds, loan payoff approach, overdraft account reconciliation, returned deposit items, and time deposit maturity.

Follow these step-by-step instructions to enroll in digital eNotices:

1. Log into your Online Banking > Open the Menu in upper right corner by clicking on your name > choose "Banking Services" > then choose "eNotices."
2. From the next screen, you can view notices for your accounts and subscribe to electronic delivery of these notices. Subscribing will stop the paper mailing of these notices. Select the desired accounts and notices and then click "Submit."
3. After successfully enrolling, click on the “Click Here Now!” link to enroll in eNotice notifications.
4. Select the “eNotices Alert” notification subscription.
5. Select notification type and email addresses to receive notification and then click "Submit."

Signature Credit Card Holders: Register your Signature Credit Card with uChoose Rewards to start earning rewards on every purchase with your Signature Card today! Redeem your rewards points for merchandise, travel, cash back, gift cards and more.

Don't yet have a Signature Credit Card? Apply today!

Membership required. Federally Insured by NCUA.

If you want to learn and work towards your financial goals, register for and attend one or more of the upcoming FREE webinars during June and July! Learn more about how to become a financially savvy senior or a first time homebuyer.

• Becoming a Homeowner Webinar hosted by Balance on Tuesday, June 13th from 1:30 - 2:30 PM & Thursday, June 22nd from 8:30 - 9:30 PM

• Car Buying Decisions Webinar hosted by Balance on Tuesday, July 11th from 1:30 - 2:30 PM & Thursday, July 20th from 8:30 - 9:30 PM

Financial Resources Federal Credit Union will be closed on Monday, June 19th for Juneteenth. Normal business hours will resume on Tuesday, June 20th. Please use our online banking & mobile banking services during this time.