APR = Annual Percentage Rate. Zero Points. The introductory APR will be determined at the time of loan approval based on your FICO score and other determining factors. The APR is subject to change after consummation and may change semi-annually after the initial fixed period. After the introductory period, the APR is determined by adding a margin of 2.75% to the Secured Overnight Financing Rate (SOFR). $250,000 loan amount at 5.25% is $1,380.51 per month for the first 60 months. After 60 months, the principal balance (remaining mortgage amount) would be $230,001.04. The payment does not include amounts for taxes and insurance premiums, if applicable, the actual payment obligation will be greater. Membership eligibility required. Loans are subject to credit approval. Not all will qualify. Rates are based on evaluation of credit history, loan-to-value ratio, and loan term, so your rate may differ. Rates are subject to change at any time. Mortgages available for primary residences, second homes, and investment properties. Not available in Texas, Hawaii, Alaska, and Puerto Rico. Federally Insured by NCUA. Equal Housing Lender. NMLS #401965.