It is with great sadness that we share with you the news of the passing of Sam Pagano, Chairman of the Board here at Financial Resources Federal Credit Union. Sam passed away on 7/27/2022 surrounded by loved ones in the home he built for his family in Ocean City, NJ. Sam is survived by his loving wife of 52 years Kathleen (Sadesky), his daughters Andrea Raucci (Christian), Samantha Wilson (Ryan), grandchildren Mason Raucci, Graeme & Ella Wilson, sister Angela Quigley (Frank) and sister in law Karen Vuolo (Tony). Coming from a large Italian family he had numerous nieces, nephews, and cousins with whom he was close.

Sam graduated from Temple University in 1970 with a degree in communications. He proudly served in the U.S. Army Reserves. Sam began working for Johnson & Johnson (Ethicon) in 1976, and served various roles in the company including Global Contracts Manager until he retired in 2011. Sam became a member of the Credit Union in 1976 and began volunteering with the Supervisory Committee in 2006 and was then elected as a member of the Board of Directors in 2009 where he was later chosen to serve as Chairman. Sam was an advocate of the Credit Union and most notably an ardent supporter for our members and employees. Prior to this he was a member of the Board of Directors for 9 years of the Center for Educational Advancement, serving two years as Chairman.

Sam enjoyed skiing, golfing, fishing on his boat “My Way”, and traveling (Sam filled 3 passports with his travels). Sam and Kathy toured much of Europe, South America, the Middle East, the South Pacific and the United States. Most of all he enjoyed spending time with his beloved grandchildren Mason, Graeme, and Ella. Sam was a kind and generous person who would do absolutely anything to help anyone. He will be greatly missed by his family and friends.

Our Charity Casino Night is less than 2 weeks away on Monday, September 12th from 5:30 - 10:00 PM at The Palace at Somerset Park! Proceeds from this great charity event will benefit local non-profit the New Jersey Center for Tourette Syndrome. Enjoy a fun night of games, cocktail hour, play money and great prizes while giving back to our community by purchasing your tickets or sponsorship online today!

Whether you're planning a life event, are in need of home improvements, encounter a home emergency, or need to cover the costs of a medical procedure, FRFCU has a Life Event Loan to meet your needs!

Life Event Loans can be used for:

• Home Improvements
• Home Emergencies
• Appliances & Furniture
• Outdoor Living
• Health & Beauty
• Family Event/Crisis

Take advantage of competitive rates, no application fee or annual fees, no collateral necessary to qualify, and funds in your FRFCU account within 24 hours.

Don't wait, apply for the Life Event Loan that meets your needs today!

Loans are subject to credit approval. Rates based on individual credit circumstances. Membership eligibility required. Federally Insured by NCUA. Equal Housing Lender.

If you've been to the grocery store recently, you've probably experienced a bit of sticker shock. With prices on the rise, many families are finding it increasingly difficult to afford the staples they need. Stretch your budget and save on your grocery shopping with these 10 easy grocery savings tips!

*Not all will qualify. This sweepstakes is intended for FRFCU members only. Must be 18 or older to enter. Void where prohibited. Sweepstakes open from August 1, 2022 through September 15, 2022. Winners chosen at random. Winners will be notified by phone and email by October 15, 2022. If winners do not respond to phone or email notification within 7 days, another winner will be randomly selected. Every 5 individual card uses gain the Visa® Signature cardholder one (1) entry into the 10,000 Bonus Rewards Points Grand Prize Sweepstakes. Every 5 individual card uses gain the Visa® Platinum cardholder one (1) entry into the $100 Visa® Gift Card Grand Prize Sweepstakes. Five (5) grand prize winners will be chosen for each Grand Prize Sweepstakes. Alternative Method of Entry: Write your name, address, and contact information on a 3x5 notecard and mail it to FRFCU Marketing Department, 520 Rt. 22, Bridgewater NJ 08807 by 9/15/22. Entries received after 9/15/22 will not be considered valid. Membership eligibility required. Federally Insured by NCUA.

Expand your financial knowledge and reach your goals with help from our FREE Financial Webinars! Join us for the following free informative webinars we have coming up during September and October.

• Personal Finance for College Students Webinar hosted by Balance on Tuesday, Sept. 13th from 1:30 - 2:30 PM & Thursday, Sept. 22nd from 8:30 - 9:30 PM

• Breezing Through the Holidays Webinar presented by Balance on Tuesday, October 11th from 1:30 - 2:30 PM & Thursday, October 20th from 8:30 - 9:30 PM

Get into the driver's seat with an Auto Loan from FRFCU.

Get $150* when you get a New, Used or Refinanced Auto Loan with us!

Take advantage of our competitive rates and this special offer by applying for your Auto Loan today!

Subject to credit approval. Rates are subject to change at any time without notice. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. Certain restrictions and minimum loan amounts may apply. *$150 will be deposited into your FRFCU Regular Savings Account within thirty (30) days of loan closing. $150 offer is only available for loan amounts of $10,000.00 or more, and for automobiles not already financed with FRFCU. Promotion effective as of 9/1/2022. Membership eligibility required. Federally Insured by NCUA.

Financial Resources FCU will be closed on Monday, September 5th for Labor Day. Normal business hours will resume on Tuesday, September 6th. Please use our online and mobile banking services during this time.