Envíame un mensaje de texto al 661-717-3935 o un email a joseramosrealtor661@gmail.com . Que contenga detalles de las propiedades que te gustaría saber cuando salgan a la venta.

Ejemplo:

Casa de 3 cuartos y 1.75 banos, con garage para 2 autos, en el sur este de Bakersfield. con precio de $280,000 a $390,000.

Rare find in sought-after Campus Park neighborhood! This 3-bedroom 2 bath plus office home has gorgeous curb appeal, an open concept floor plan, a spacious primary bedroom with a walk-in closet, and has been well-kept! The office has a nook ready to become a closet if new owner wants to use it as a 4th bedroom. The backyard has fruit trees, plenty of green space, and a large, covered patio ready for lounging on those cool mornings. Other amenities include dual sinks in the primary bathroom, a wrought iron gate at the entrance, solar screens on windows, tile roof, and a newer water heater! The cul-de-sac street offers more privacy and less traffic. Come tour this wonderful home today!

Call today and I will personally show you the property or any other you may be interested on, I am Jose Ramos "Your friend with a Real Estate License"

A mortgage is a loan to help you cover the cost of buying a home. Mortgages are a crucial component of home buying for most people; they help make this expensive purchase possible by having a large financial institution like a bank or lender loan home buyers the money.

Once you have a loan, you pay it back in small increments every month over the span of years or even decades. It’s essentially a long, life-changing IOU that helps many Americans bring the dream of homeownership within reach.

Mortgages come in a wide variety to suit home buyers’ circumstances. Here are the main types, and their pros and cons:

• Fixed-rate mortgage:In a fixed-rate mortgage, your interest rate remains the same over the life of the loan. This is ideal for home buyers who plan to stay put in the house for a long time, and prefer predictable payments that won’t change in the future.
• Adjustable-rate mortgage (ARM):These mortgages typically offer a lower interest rate than a fixed-rate loan, at least initially. But after a certain time period, like five or 10 years, your interest rate (and monthly mortgage payment) may go up or down. An adjustable-rate mortgage can be risky, but is an option to consider if you need a low interest rate loan and are planning to move before the interest rate adjusts.
• FHA loan:These loans are backed by the Federal Housing Administration, which means you can put down as little as 3.5% of the price of the house. It’s ideal for first-time home buyers who lack the money for a large down payment.

If you want to find the perfect home for you and your family call today and I will guide you through the journey!

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