Benefit Briefs from Total Benefit Solutions Inc
YES YOU CAN...use Total Benefit Solutions as your broker in the Health Care Marketplace! 
When enrolling on the Marketplace at you should assign us as your broker to help you during registration. This form is a quick and easy instruction sheet on how to complete that step of the registration process. Click here to find out how! Or we can enroll you together. PLEASE NOTE: The plans on the exchange are available off the exchange as well. The only reason to sign up via the exchange is to get subsidized ( if you qualify). Not sure if you qualify?  Click here to find out.
Many 2 Person Groups Are No Longer Eligible for Group Coverage
Effective January 1, 2014 for new business and as existing groups renew thereafter, Husband and Wife only and Partner only businesses are no longer eligible for Small Group coverage. 
IBC Important Renewal Changes for 2014

Online enrollment for small employers to purchase employee health coverage through the federally-facilitated Small Business Health Options Program (SHOP) Marketplace has been delayed for one year, until November 2014. Click here to read more...


Total Benefit Solutions Offering New Benefit Services

At Total Benefit Solutions Inc., we are always looking for new and innovative ways to enhance your benefit offerings and experience. Beginning in 2014 we have formed strategic alliances with the following programs and services:

Benefit Vault:  If you want to stop offering benefits because of the ACA or stop administration because you wish you could; or even offer more choices but not more headaches, then BenefitVault is your Solution.  Click here to learn more.

Wellworks for You:  Wellness programs that can produce employees that healthy, satisfied, and productive employees and families. Click here to learn more.

Consult A Doctor Plus:  An innovative new program that gives unlimited, 24/7 access to doctors from the comfort and convenience of your phone or computer.  It's on-demand Healthcare... for the body, mind and wallet! CADR plus Includes an entire bundle of benefit programs. Click here to learn more.
Stay updated on the key ACA issues 

At Total Benefit Solutions, we are working hard to keep you informed about changes that impact your health coverage. 


We heard you say that information was hard to find so we have centralized all of our reform information on the website. Just go to  and click on healthcare reform on the menu. You can also click here.



Updated guidance on the REQUIRED Exchange Notice  

 Of course we cannot cover every topic, so if you have a question about something you don't see here, ask us! We can always be reached at (215)355-2121.

We try to keep this newsletter brief and to the point to respect your time and inbox space. Thank you for subscribing!
Edward T. MacConnell CBC, CHRS

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