Your July Total Benefit Briefs

July 2015

Happy Independence Day

Wishing you and yours a safe and happy Independence Day Holiday from all of us at Total Benefit Solutions, Inc!

Our office will be closed on Friday July 3rd so that our associates can enjoy the holiday with their families. We will be open as usual on Thursday July 2nd and Monday July 6th, 2015. Voice and e-mail will be monitored.

Introducing The Total Benefits Access Plan

Want to offer your employees benefits but the cost is prohibitive? Total Benefit Solutions, Inc. now offers a package of benefits that are available to individuals, families or small group customers for full and part time employees.

With the Total Benefits Access plan employees get a comprehensive bundle of benefits, access to no cost medical care docs and nurses, discount dental, professional advisors to guide them through plan selection/enrollment and their own personal health advocates!

Employers get an affordable benefit at only $19.99 per month that they can offer to all employees, and it includes their family members, and our ACA compliance and assistance services including exchange notice delivery, Think HR and more.

Click here for more details on the Total Benefit Access Plan!

HR Update: Upcoming client webinar: Top Five Reasons to Have (and Use) an Employee Handbook

Join Laura Kerekes, ThinkHR's Chief Knowledge Officer, and John Dickinson, partner at Constangy, Brooks, Smith & Prophete, to discover five compelling reasons you should have (and use) an employee handbook.

Laura and John will address:

-the content that absolutely positively should be in a handbook
-how a handbook can help maintain a vibrant company culture
-why everyone, not just the HR staff, should care about the handbook and its contents

We'll also give a quick demonstration of how ThinkHR customers can use our new handbook builder (launching July 1) to easily create a handbook for one or multiple company locations.

This webinar offers 1 HRCI and 1 SHRM professional development credit. Click here

Health Reform:At Total Benefit Solutions Inc., we are dedicated to providing the advice our clients need to remain compliant and make informed benefit decisions.

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Get most recent bulletins by clicking here.
Reminder: PCORI Fees Due by July 3: click here
FAQs Clarify New Embedded Out-of-Pocket Requirement: FAQs further clarifying this new rule.Click Here
Group Health Plan Notices 2015 Calendar:Designed to help companies review the key requirements that may apply to their employer group health plans under ERISA , the Affordable Care Act, Medicare and more. Click here.
Compliance and Health Reform Education Center: Compliance and Health Reform Education Center where we will keep our health care reform bulletins along with short informative videos. Click here for Total Benefits Comply.
Employer Shared Responsibility Guide: Download our Employer Shared Responsibility Guide today courtesy of Think HR. Click here.
Employer Reporting Guide for Large Employers: Click here

Have More Questions about the Affordable Care Act?
Still have questions about the ACA and how it affects you or your company? Please call us today and we will get you the answers you need!

Your Feedback Is Important To Us!

We are only as good as our clients say we are. We value the feedback you provide and we are always listening for ways to make our services better and more valuable to you. Without you, our business means nothing! Please help us get better today by taking a short online survey.

Confused by Medicare? Confused by The Marketplace? Total Benefit Solutions Can Answer Your Medicare and Healthcare.gov Marketplace Questions!

In our business we call July "cert-tember" because beginning on July 1st of each year we begin re-certifying and training on all individual health products for the next year (2016) including Marketplace Plans And Medicare Advantage. Stay tuned for upcoming announcements regarding open enrollment which starts in October!

Call us today and ask us your Medicare supplement and advantage questions! Remember you don't have to do it alone, Total Benefit Solutions works with all of the Medicare insurers.

Now More Than Ever You Need To Stay Informed

Things change faster now in weeks, than they used to in years. Clients often ask us why we do not send out bulletins more often. Simply because if we did we would be sending you notices many times each month, cramming your inbox. Instead , we post frequent updates on our website. Use the search feature in the top right hand corner to find specific information.

We try to keep this newsletter brief and to the point to respect your time and inbox space. In these times of so much change that certainly is a challenge. Thank you for subscribing!

Warm Regards,

Edward T. MacConnell CBC, CHRS
Certified Healthcare Reform Specialist