Banking Solutions From People You Trust.



SAVING FOR AN EDUCATION JUST GOT EASIER.
Earn up to 10.38% APY 1 on Balances up to $250!





Saving for a child's education can be overwhelming, that's why we make it easy to earn more with our Education Savings Account. Open and enjoy:

• Free Online and Mobile Access
• Free and Secure eStatements
• Free Telephone Banking
• No Minimum Balance to Maintain 3
• No Monthly Service Charge 4
Give us a call or contact one of our
Relationship Bankers to start earning more money today!

1-Annual percentage yield effective 5/24/2018, subject to change. Interest is compounded and credited quarterly. 2-The APY for these tiers will depend on the balance in the account. 3-A minimum deposit of $100 is required to open the account. 4-A $5.00 withdrawal fee will be imposed for each debit transaction (withdrawal, transfer or payment out of this account). During any month, you may not make more than 6 withdrawals or transfers to another account or to a third party by pre-authorized or automatic transfer, telephone, online transfer or by check/debit or similar order to a third party. Primary account holder must be under the age of 21. Fees may reduce earnings. MEMBER FDIC.
NEW! Keep Your Money Safe
with Free Debit Card Alerts & Controls.
Keep track of your accounts better than ever with FREE Debit Alerts and Controls.
Gain Peace of Mind with Free Debit Controls:
  • Turn your debit card On (active and ready to swipe) or Off (inactive) in the event your card is lost or stolen. Call us to have your card cancelled and a new one issued.*

Whether it's via text or an e-mail, our Free** card alert feature allows you to know when your card has been potentially compromised. Alerts can be set to notify you for:
  • Purchases made over a specified dollar amount (you choose!)
  • International purchases
  • Online purchases
  • Declined purchases
*In the event your card is lost or stolen, contact Deposit Operations at 608-372-2126. Your lost/stolen debit card will be closed. A new debit card with a new number and expiration date will be issued to you. Debit controls and alerts will need to be re-established with the new card number. **Per your SMS provider, message and data fees may apply.
F&M Bank is launching a new and improved mobile app July 30th, 2018!

F&M Bank is committed to providing our customers with the latest and most up-to-date products and services. With our new mobile app you can enjoy the same convenient functionality with a new and improved look and some added features. Take a look at what's new:

  • One User ID and Password for Mobile and Online Banking (yes, we said ONE!)
  • Instant Balance - See your balances without logging in
  • View check images
  • Make payments with our new and enhanced Bill Pay (launching late August)
  • Popmoney - an easy, fast and secure online personal payment system that lets you send, request and receive money (pay the sitter, split the meal bill, etc)

Visit our Mobile Banking Webpage and stay connected on Facebook for periodic updates.

Have questions? Contact a Relationship Banker or our Deposit Operations Team at 608-372-2126 or 877-372-2126.

COMMUNITY INVOLVEMENT
F&M is passionate about serving our communities! 
LaCrosse Area Day
Congratulations to Carol Ellis! Carol won our Facebook Summer Bundle - a set of tickets to Milwaukee to see the Brewers take on the Royals on June 27th!
We hope you and your husband had a wonderful time! 
Paying it Forward
F&M Bank employees recently participated in Red Nose Day (a day to raise money to end childhood poverty and hardships). Employees donated funds to wear jeans and a red nose. In June, the funds were donated to a local Elementary School to pay off delinquent lunch accounts and to help purchase snacks for classrooms.
Volunteer of the Year Donation
Karen Pierce, one of our Volunteers of the Year, presented her $250 donation to the Cranberry Country Lioness Club.
Karen is heavily involved in the Warrens community, serving as a Cranberry Country Lioness and every year you can find Karen volunteering at the Warren's Cranberry Festival. Way to go Karen!
June Dairy Days
During the first week of June, F&M Bank celebrated June Dairy Days by offering free ice cream to our customers. We also gave away cow crowns and balloons! Pictured above is Ashlin, sporting her cow crown and balloons.
Remembering Jesse Parker Races
F&M Bank was a proud sponsor of the 2018 Remembering Jesse Parker races. We had several of our staff members participate in the event and also assist throughout the day. Pictured to the left is Tanya and Tim, after they completed their run.
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What Should You Do with an Inheritance? Here's a 5-Step Plan

 Over the next 30 years, in what is anticipated to be the largest wealth transfer in American history, an estimated $30 trillion is expected to be passed from baby boomers to their children and grandchildren.1 While the size of inheritances will vary, 53 percent of Americans between ages 25-70 who expect to receive assets are anticipating it to be more than $100,000, according to recent research from Ameriprise Financial.2 No matter the size of the assets, managing an inheritance can be emotional and overwhelming as the recipient deals with the loss of a loved one.  
If you have received or expect to receive an inheritance, click here to read the five-step strategy that can help you decide how to manage and spend the newfound assets.

Not Federally insured. No financial institution guarantee; may lose value. Ameriprise Financial and the financial institution are not affiliated.
Rick Carlson, CFP ® , APMA ® , MBA ,  CERTIFIED FINANCIAL PLANNER™ Professional and Martha Klatt, MS, APMA ® are Financial Advisors with Carlson Advisors, A financial advisory practice of Ameriprise Financial Services, Inc. in Tomah, WI. They specialize in fee-based financial planning and asset management strategies and has been in practice for 21 years to contact them , www.carlsonadv.com , 608-372-9444, 1500 N. Superior Ave. Ste 2, Tomah WI, 54660. 
Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser.  
Ameriprise Financial Services, Inc. Member FINRA and SIPC.
© 2018 Ameriprise Financial, Inc. All rights reserved.          
CFP®, APMA®, MBA
Financial Advisor
CERTIFIED FINANCIAL PLANNER™ professional
MS, APMA®
Financial Advisor
Managing Partner
877-372-2126
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