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Community Banks Step Up for Customers to Provide PPP Loan Support
Chairman & CEO Charlie Crawford joins PA Community Bankers in Delivering Quick Response for Loan Relief Program
In the May 2020 issue of HOMETOWN BANKER, a magazine published by the Pennsylvania Association of Community Bankers (PACB), Charlie Crawford , Chairman & CEO of Hyperion Bank, was interviewed by Diane Sweeney for her cover story: "Wicked Nimble Response--On the Frontline helping Pennsylvania Businesses Recover and Connect."

The article discussed how "Community bankers are on the front line in supporting local businesses and communities, helping them get access to funds to keep staff on payroll, doors open, and operations running."

It also described how PACB and its members, including Hyperion Bank, took swift action to review and respond to the preliminary version of the SBA loan program intended to provide economic relief for businesses impacted by COVID-19. Working together with state legislators, the Pennsylvania Bankers Association (PBA), and the Independent Community Bankers of America (ICBA) in a compressed timeframe, PACB helped its bank members implement the revised loan systems to process PPP loans and issued guidance about how best to serve their customers, physically and virtually.

When the PPP loan program first launched, Hyperion was one of many banks across the country that experienced problems accessing the SBA's online loan platform. Seeking assistance, Charlie contacted PACB. "Kevin Shrivers (PACB President &CEO) personally made phone calls, got me the name of a specific contact, and I gained almost immediate access. It's great to have PACB as a conduit, along with PBA and ICBA," said Charlie.

Pennsylvania's community banks also helped each other to ensure that all their customers could be served promptly. As Sweeney wrote, "The unique aspect of community banking is the connection bankers have to their customers. It's not the number or size of transactions that are most important to those in community banking, it is the personal connection to the people in their community."

Judging by the many appreciative letters Hyperion Bank has received from business owners we've assisted during this pandemic crisis, our customers would agree: count on community banks for a "wicked nimble response"!
PPP Loan Forgiveness & Funding Options
Do you have a PPP loan?
Many business owners who have received PPP loans from Hyperion Bank or other lenders are now seeking information about loan forgiveness. The most recent update from the U.S. Small Business Administration (SBA) is its PPP Interim Final Rule, which you can download below, along with the SBA Loan Forgiveness Application.

Be aware that the SBA continues to update its PPP rules and guidance, so it is possible that this information may change. We will continue to keep you informed as new details become available. You can also read about the SBA's Coronavirus Funding Options to learn more about loan and debt relief options.* If you have questions about PPP loan forgiveness, please contact Ryan, Amy, or Alisha:
NMLS 779814
NMLS 663782
*Offer of credit subject to credit approval.
Watch for our new Hyperion Bank website!
Launching on June 15
Hyperion Bank has been upgrading our banking platforms to bring our customers leading-edge technology and added convenience. As part of this upgrade, on the morning of June 15 we'll be launching a newly designed website that includes new features, video tutorials, and more videos with our customers and staff. Here's a sneak preview of our fresh, new home page, coming on June 15...
As a reminder, our electronic banking system enhancement completed in mid-April now offers more robust features and expanded services for both personal and business banking customers. If you have any questions about using these tools to maximize your banking experience, please contact our customer service team .


If you have not yet downloaded the NEW Hyperion Bank Mobile App from your Apple or Android App Store, please do so to access our upgraded mobile banking and payments solutions. It takes only a minute to download and set up your mobile app, so you can enjoy safe and secure, 24/7 banking from any mobile device.

Business customers can also download Hyperion Bank's Cash Management app to access a wide array of convenient cash management features from your smartphone or tablet.
Hyperion Bank Expands Mortgage Services in Georgia, Alabama, Florida
It's not too late to refinance your home mortgage at historic low rates!
Hyperion Bank has expanded its home mortgage loan offerings in the southern states through its newly created Hyperion Mortgage, LLC, a unique entity that will initially serve customers in Georgia, Alabama, and Florida with a wide array of loans, including conventional, jumbo, FHA, VA, construction-to-permanent, home renovation, home equity (HELOC) loans, portfolio mortgages and more.

"Hyperion Mortgage is designed to offer the highest localized level of service aligned to complement the existing best-in-class service provided by Hyperion Bank, with a breadth of loan products and competitive pricing," says Charlie Crawford, Hyperion Bank Chairman & CEO. “Ultimately, it’s about exceptional people providing a service level beyond expectations.”
Carol Lynn Upshaw (NMLS 120888) , a mortgage broker with 25 years of industry experience, is the new mortgage originator for Hyperion Mortgage, LLC. “I genuinely appreciate the opportunity to serve clients old and new in what you might call the ‘old-fashioned way,’ with tailored, high-touch service, along with the latest products and technology,” says Carol Lynn. “I love the interaction with people and finding the mortgage solution that best suits their wants and needs.”

Customers served by our Atlanta office can email Carol Lynn directly or call her at 404-392-6578.

Our Philadelphia area customers continue to rely on Brett Warren (NMLS 143004, phone 215-789-4179) for exceptional service on mortgage loans for primary and secondary homes, investment properties, and refinancing existing loans.

Brett and Carol Lynn encourage homeowners and home buyers to explore whether it makes sense for them to refinance now or purchase a residence or investment property and take advantage of the market's historically low interest rates. Whether you are purchasing a new property or considering refinancing, they will gladly answer your questions and help you find the right loan product that best meets your needs. With Hyperion Bank, you CAN enjoy excellent personal service AND the industry's top mortgage technologies!

Offer of credit subject to credit approval.
Get to Know Our Team -- Personally!
Universal Banker III

In his previous positions as a loan officer and personal banker, Adam developed a strong affinity for building client relationships. A firm believer in the benefits of community banking, Adam joined Hyperion Bank in late 2019 because he shares the Bank’s client-first commitment. He enjoys assisting customers with their daily banking needs, as well as helping them find services and solutions that enable individuals to fulfill their dreams, whether personal or for business.
Adam majored in business and theatre at Mercer County Community College. He and his wife live in Voorhees, NJ, with their pets, a parakeet and a hedgehog.
Fun fact: Adam’s hobbies range from sports to swing dancing. His interests also include board gaming and collective card games, video games, cooking, and Renaissance Faires. Which Faires does Adam like best? Email Adam.
Hyperion Bank Shareholders Reelect Directors
Complying with Pennsylvania's stay-at-home orders, Hyperion Bank held its first virtual Shareholder Meeting on May 21, 2020. At the meeting, the Bank's Shareholders voted to reelect all nine members of the Hyperion Bank Board of Directors to serve for another year. These Directors are:

  • Charles B. (Charlie) Crawford, Jr., CEO & Chairman of Hyperion
  • Louis J. DeCesare, Jr., Hyperion’s President & COO
  • Virginia M. Duffy, retired attorney
  • Jill K. Jinks, Chief Executive Officer, Insurance House Holdings, Inc.
  • James J. McAlpin, Jr., Partner, Bryan Cave Leighton Paisner, LLP
  • Robert N.C. Nix, III, Founder and President, Pleasant News, Inc.
  • Michael J. Purcell, retired Audit Partner, Deloitte & Touché
  • Lara Rhame, Chief U.S. Economist, FS Investments
  • Gretchen M. Santamour, Partner, Stradley Ronon.

We are grateful to our Directors for sharing their valuable expertise and time with Hyperion Bank. Learn more about our Directors on our website .
COVID-19 Update: How to Help the Elderly During the Pandemic
Grocery shopping as a delivery service for quarantined seniors at the Covid-19 Coronavirus epidemic
As the global pandemic keeps people home-bound, it's critical to remember that even as businesses start to open, the elderly continue to be particularly vulnerable to COVID-19. While we must all still practice social distancing, we can help ensure that senior adults have the food, medications, and household items they need, and be aware that isolated seniors may have a heightened sense of loneliness as they shelter in place during the quarantine.

Stay in touch with elderly family, friends, and neighbors by visiting at a safe distance, calling, texting, having Zoom or FaceTime sessions, and offering to pick up groceries or needed items.

Philadelphia and Atlanta residents can choose to donate or volunteer through local nonprofit organizations to help prepare and/or deliver meals to seniors, provide transportation, and assist with other services. Many neighborhood Facebook groups have also created ways to match volunteers with people who need assistance.


  • Philadelphia Corporation for Aging (PCA) is Philadelphia County's designated agency on aging, working since 1973 to help older adults live independently and improve their quality of life. Among its many services for seniors, PCA delivers meals to homes via trained drivers. While the agency is operating with limited staff due to COVID-19, donations to their Rodney D. Williams Philadelphia Fund for Seniors, which is their primary source of revenue, or to their Emergency Fund for Older Philadelphians, will help PCA buy food, fuel, and medical supplies for the seniors they serve.

  • Easter Outreach is a coalition of 90 area churches that annually delivers meals to thousands of home-bound residents at Easter. During the pandemic, they have deployed their network to connect volunteer delivery drivers with senior centers offering meals and groceries to elders in need. Find volunteer opportunities and resources on their website.

  • KleinLife is one of the region's largest social services organizations, serving a highly diverse and multi-generational community. Among its many programs, KleinLife operates four Active Adult Life centers in Center City, Northeast Philadelphia, and Montgomery County, and delivers meals to more than 600 elderly clients in Northeast, South, and Center City Philadelphia, City Line Avenue area, and Abington and Cheltenham Townships. Volunteer drivers will receive a schedule over the phone, and pick up latex gloves, packed meals, and routes outside of their building to reduce exposure. Volunteers should be under the age of 65 and have no medical conditions or COVID-19 symptoms. KleinLife also runs more than 20 volunteer Cook For a Friend groups throughout the Delaware Valley; volunteers help cook and prepare meals for home deliver. For more information, email or call 215-698-7300 x194.

  • Senior Citizens United Community Services supports elderly residents in Camden County, New Jersey. The organization relies on volunteers to help prepare and deliver food bags, do grocery shopping for shut-ins, and provide clerical assistance with daily business activities. To volunteer for food delivery services for home-bound seniors, call Mark Moffitt: 856-456-1121 x158.

If you'd prefer to make a donation and want to know that your funds will be directed to where they are needed most, the PHL COVID-19 Fund--The Frontline Fund for Greater Philadelphia continues to accept contributions.


  • Open Hand is an Atlanta organization that has earned its reputation as Georgia's premier home-delivered meal provider. Volunteers at Open Hand typically make nearly 5,000 meals a day and deliver balanced meals to food-insecure senior citizens throughout the state. During the pandemic they have suspended volunteer activities within their facility, but they do need volunteer drivers. Check out their Volunteer Calendar on their website, or call 404-872-2707 for information.

  • Meals on Wheels Atlanta (MOWA) supports senior independence through meals, shelter, education, and community. MOWA depends on volunteers to help with meal preparation and food deliveries to the elderly, and accepts donations via Cash App ($MOWATL) and Venmo (@MOWATL), making it very easy to contribute to their food relief efforts. To learn more, email or call 404-351-3889.

  • Atlanta Community Food Bank (ACFB) has suspended volunteer shifts at its building, but does have volunteers spots open for a number of July events to help distribute food to its community in Stone Mountain. Visit their volunteer calendar to for details about Community Food Center Packaging & Distribution events. Volunteers must sign-up online before participating in any event.

  • Hands on Atlanta connects volunteers with a wide variety of partners (such as MOWA and ACFB) and projects across Metro Atlanta, including those focused serving seniors and fighting food insecurity throughout the COVID-19 pandemic. Use the search engine on their website to find events that meet your needs, or donate online to support food relief efforts.

If you'd like to donate to other pandemic response efforts, the Greater Atlanta COVID-19 Response and Recovery Fund will make sure your donation gets to those who need it most.
Image courtesy Easter Outreach.
Community Corner
PRIDE Month & Juneteenth Virtual Events
+ Tour Public Art in ATL & PHL
PRIDE month began as a march held in June 1970 to commemorate the historic Stonewall uprising that inspired the LGBT equal rights movement. After New York City police raided the Stonewall Inn in Greenwich Village on June 28, 1969, ensuing riots over the next five days served as a catalyst for the fight for gay rights, launching an era of social change in the U.S. and abroad. Over the past 50 years, that initial march in NYC has expanded to huge parades and festivals celebrated every June by LGBTQ+ communities and supporters in more than 400 cities around the world. For 2020, in-person events have been cancelled due to the COVID-19 pandemic, but organizers are working to plan virtual PRIDE month events such as Global Pride 2020 , which will stream 24 hours of musical and artistic performances, speeches, and other content on Saturday, June 27 from 12:00 am to 11:59 pm. Sign up and donate on Facebook.
Philadelphia's first gay pride parade in 1972 was one of the nation's first. Although the parade was discontinued from 1977-1987, it was restored in 1988 by Philly Pride Presents, which since then has coordinated the Philly Pride Parade and Festival every June, attracting more than 25,000 attendees each year. The 32nd parade presented by this nonprofit organization, planned for June 14th, has been cancelled due to COVID-19. Philly Pride hopes to run the parade in September 2020, followed by its annual OutFest celebration in October.
50 years ago, Atlanta Pride began producing a full month of "Stonewall Month" events in June, including a gay pride parade, to commemorate the Stonewall Uprisings. A few years ago, in response to the City's drought regulations, the annual parade and festival moved to October, when Atlanta now hosts the country's largest National Coming Out Day observance. This nonprofit organization and its partners have cancelled all in-person June events due to COVID-19, but you can check for virtual events on the Atlanta Pride website events calendar.
Celebrate Juneteenth & Take More Virtual Tours to Learn about Street Art in ATL & PHL
Virtual Atlanta Tours with Unexpected Atlanta
Unexpected Atlanta offers immersive live virtual tours to help you discover the City's past and present through history, culture, local stories, and food. Join a tour in June at just $10 per screen to enjoy an unexpected journey!
Juneteenth + Barbecue, June 11-20 (select dates & times)
Juneteenth is a holiday celebrated by African Americans across the country on June 19 to commemorate the emancipation of slaves in Texas on that day in 1865. The LIVE Juneteenth Virtual Tour is an engaging way to learn about Emancipation Day, Atlanta after emancipation, America's forgotten history, and why barbecue is the celebration food of choice.
Street Art + Sweet Tea, June 25-July 3 (select dates & times)
Atlanta has a lively public art scene, with more than 850 murals adorning walls in the City's neighborhoods and street art made by local Atlantans and international artists. Meet some of these artists and learn about the meaning behind their art in a LIVE Virtual Tour that includes how to make Southern sweet tea, presented by a local tea shop. You can then sip tea while you continuecontinue your online tours at .
Images courtesy Unexpected Atlanta.
Tour Public Art Virtually or Walking Safely with Mural Arts Philadelphia
Mural Arts Philadelphia is a world-famous nonprofit organization that has united artists and communities in a collaborative mural-making process for more than 35 years, earning Philadelphia international recognition as the "City of Murals" and the "Mural Capital of the World." As the nation's largest public art program, Mural Arts engages communities, youth and adults in 50-100 public art projects each year to create art that transforms public spaces and individual lives. Now is a great time to take a virtual or walking tour of Philadelphia's fabulous street art. Visit the Mural Arts Virtual Tours page to view "Murals on the Fly": a fascinating array of guided tours featuring murals throughout the city--then head out to find them walking safely on your own, or check the Mural Arts website to see when their Mural Mile Tours will resume. Photo by Steve Weinik of The North Philadelphia Beacon Project © 2013 Mural Arts Philadelphia/James Burns.
Join Philadelphia's Virtual Juneteenth Celebration Online
Juneteenth is the oldest nationally celebrated commemoration of the abolition of slavery in the U.S. On June 19, 2019, Pennsylvania Governor Tom Wolf signed legislation designating June 19 as Juneteenth National Freedom Day in the Commonwealth, and for the last 13 years, Philadelphia's Johnson House has organized a Juneteenth Festival in the City's Historic Germantown neighborhood. Although the actual 2020 Festival has been cancelled due to COVID-19, Johnson House and its partners will hold a virtual Festival on June 20 from 12 pm to 5 pm. Sign on to enjoy performances and more.
 Image courtesy Johnson House, Philadelphia, PA.
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