We hope you are enjoying a great start to the year! Check out your latest Member perks and community news below.

We do everything but pack.

Local decision making and local knowledge make all the difference. The Atlantic is here to help when it comes to purchasing your home, refinancing to a better rate, and leveraging equity in your home.

*Early withdrawal subject to penalty. Fees may reduce earnings on the account. Rates are subject to change without notice. Special terms (including the 7 Month and 25 Month Share Certificates) will renew into the closest available standard term at maturity.

Exclusive Member discounts.

Tax season just got easier (and cheaper) for The Atlantic Members! File fast. Save big. Win big. Log in or sign up today—lock in your discount right from your phone.

Service available by appointment.

For your convenience, you can now schedule an appointment for cashless services at 2 Edison Place in Springfield. Our newest branch is ready to help you with:

• Opening New Accounts
• Depositing Checks
• Loan and Account Servicing
• Digital Banking Support
• Establishing a New Membership



Please note cash is not accepted and cannot be withdrawn at this location.

Phone spoofing is on the rise.

Phone spoofing occurs when scammers use specialized technology and manipulate the information on your caller ID in order to make a call or text message appear as if it is coming from a trusted source.

Often, scammers impersonate local numbers, specific businesses, or government agencies to trick people into answering and divulging sensitive personal information.

Here's how to protect yourself from this growing scam:

• Use spam filter tools. Most phone carriers and devices offer services to block potential spam calls.
• Don’t answer unexpected calls or messages. Legitimate callers will leave a voicemail or find a different channel to reach you.
• Verify the source of the call or message. If an unexpected caller claims to represent a business or agency, hang up and call back using an official phone number from a trusted source like an official website or account statement.
• Don’t share personal information. Do not provide your Social Security number, account numbers, passwords, or other personal information with callers. 
• Be cautious of urgency tactics. Scammers will often attempt to pressure victims into making rushed decisions. It’s important to pause and verify legitimacy before divulging any personal information that cannot be undone.

Remember that The Atlantic will never call, text or email you to request personal or account information, including one-time verification codes. If you have a question about a communication you have received, please contact us directly at 908.245.1750.

Volunteering at St. Joseph Social Service Center.

Volunteers from The Atlantic recently visited St. Joseph Social Service Center in Elizabeth to assist with food distribution to community members. Since 1983, St. Joseph Social Service Center has served the greater Elizabeth area by providing food, clothing, medications, as well as a wide range of services and programs to meet basic human needs. Learn more at www.sjeliz.org.

Account Activity Reminder

We care about your financial success and hope you are taking advantage of the services available to you as a Member of The Atlantic Federal Credit Union.

Please be sure to complete at least one transaction per year on your accounts to keep your accounts active and avoid a dormancy fee. Based on our current fee schedule, a $3 Dormant Account Fee is charged after 12 months of inactivity.

For your convenience, many types of transactions can be completed via Online Banking, Mobile Banking, and through the MoneyPass network of over 40,000 surcharge-free ATMs nationwide. If you have any questions, please do not hesitate to contact us at 908.245.1750 or stop by a branch.

Upcoming Closings

Presidents' Day: Feb. 16th

Locations & Hours

Our Mission Statement

Meeting the financial goals and objectives of our Members

and the communities we serve today and tomorrow.

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Federally insured by NCUA. Equal Housing Lender. NMLS# 440431.