In addition to great rates, low fees and digital banking solutions to make managing your finances easier, your Membership at The Atlantic unlocks access to a wide range of benefits.

Plus, with our new Ultra Certificates, now is a great time to grow your savings and plan for a more secure financial future. Check out the current rates and benefit updates below!

Currently Accepting Applications

Each year, three $1,000 scholarships are awarded to local high school seniors who are Members of The Atlantic. We are currently accepting applications from Essex and Union county students entering college in the fall of 2025.

Don't delay! The deadline for applications is March 31, 2025.

Guaranteed Growth with a Great Rate

Check out current rates on our high-yield certificates and lock in a term that works best for you. Rates can change, so act now!

25-Month Certificate

• 3.50% Annual Percentage Yield
• Minimum deposit of $500

25-Month Ultra Certificate

• 4.00% Annual Percentage Yield
• Minimum deposit of $100,000

13-Month Certificate

• 4.00% Annual Percentage Yield
• Minimum deposit of $500

13-Month Ultra Certificate

• 4.25% Annual Percentage Yield
• Minimum deposit of $100,000

6-Month Certificate

• 4.00% Annual Percentage Yield
• Minimum deposit of $500

6-Month Ultra Certificate

• 4.30% Annual Percentage Yield
• Minimum deposit of $100,000

3-Month Certificate

• 3.90% Annual Percentage Yield
• Minimum deposit of $500

3-Month Ultra Certificate

• 4.25% Annual Percentage Yield
• Minimum deposit of $100,000

Great Rates to Save More for Retirement

This tax season, you can make an investment in a more secure retirement by locking in a high-yield IRA certificate. Rates are subject to change, so get started today!

25-Month IRA Certificate

• 3.50% Annual Percentage Yield

13-Month IRA Certificate

• 3.75% Annual Percentage Yield

6-Month IRA Certificate

• 3.50% Annual Percentage Yield

Intuit TurboTax and H&R Block Savings

As a valued Member of The Atlantic, you can get exclusive savings on tax prep services and get a chance to win $10,000 from Love My Credit Union® Rewards. Plus, get your federal tax refund faster when you set up direct deposit.

TurboTax® - Save 20%

H&R Block – Save up to $25

Plus, enter for a chance to win $10,000 in the Love My Credit Union^® Rewards Tax Time Sweepstakes.

Great Rates on Checking and Savings Accounts

The Atlantic offers some of the most competitive rates in the nation, with rates up to 4.00% Annual Percentage Yield on your everyday checking account, along with rates up to 3.90% Annual Percentage Yield on savings accounts.

High-Yield Savings and Convenient Checking for Local Businesses

Allow your business savings to grow with a competitive rate up to 3.25% Annual Percentage Yield and enjoy convenient digital solutions with your business checking account from The Atlantic.

People Helping People

The Atlantic is proud to support initiatives that enrich our local communities. Check out the most recent community event we've had the privilege to support through our volunteer efforts.

Account Activity Reminder

We care about your financial success and hope you are taking advantage of the services available to you as a Member of The Atlantic Federal Credit Union.

Please be sure to complete at least one transaction per year on your accounts to keep your accounts active and avoid a dormancy fee. Based on our current fee schedule, a $3 Dormant Account Fee is charged after 12 months of inactivity.

For your convenience, many types of transactions can be completed via Online Banking, Mobile Banking, and through the MoneyPass network of over 40,000 surcharge-free ATMs nationwide. If you have any questions, please do not hesitate to contact us at 908.245.1750 or stop by a branch.

Upcoming Closings

Memorial Day: Monday, May 26th

Locations & Hours

Phone: 908.245.1750

Website: TheAtlanticFCU.com

Email: info@atlfedcu.com

Union Branch:

Magie Hill Center

1331 Magie Avenue

Union, NJ 07083

Mon. - Fri.: 9 A.M. - 5 P.M.

Sat.: 9 A.M. - Noon

West Orange Branch:

Essex Green Center

455 Prospect Avenue

West Orange, NJ 07052

Mon. - Fri.: 9 A.M. - 5 P.M.

Sat.: 9 A.M. - Noon

Contact Center:

908.245.1750

TheAtlanticFCU.com

Mon. - Fri.: 8 A.M. - 5 P.M.

Sat.: 9 A.M. - Noon

Virtual Assistant, Thea:

Available 24/7 by phone

and via chat on the website

This email was sent from an unmonitored inbox. Please do not reply directly to this email.

Federally insured by NCUA. Equal Housing Lender. NMLS# 440431.