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We hope your 2025 is off to a successful start. In addition to great rates, low fees and digital banking solutions to make managing your finances easier, your Membership at The Atlantic unlocks access to a wide range of benefits. Check out the latest updates below! | |
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Guaranteed Growth with a Great Rate
Do something your future self will thank you for. Lock in a high-yield certificate with a term that works best for you.
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25-Month Certificate
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3.50% Annual Percentage Yield
- Minimum deposit of $500
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25-Month Ultra Certificate
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3.75% Annual Percentage Yield
- Minimum deposit of $100,000
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13-Month Certificate
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3.75% Annual Percentage Yield
- Minimum deposit of $500
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13-Month Ultra Certificate
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4.00% Annual Percentage Yield
- Minimum deposit of $100,000
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6-Month Certificate
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4.00% Annual Percentage Yield
- Minimum deposit of $500
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6-Month Ultra Certificate
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4.25% Annual Percentage Yield
- Minimum deposit of $100,000
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3-Month Certificate
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4.00% Annual Percentage Yield
- Minimum deposit of $500
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3-Month Ultra Certificate
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4.25% Annual Percentage Yield
- Minimum deposit of $100,000
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Great Rates to Save More for Retirement
With a minimum deposit of $500, you can make an investment in a more secure retirement by locking in a high-yield IRA certificate.
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25-Month IRA Certificate
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3.50% Annual Percentage Yield
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13-Month IRA Certificate
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3.75% Annual Percentage Yield
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6-Month IRA Certificate
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3.50% Annual Percentage Yield
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Award-Winning Financial Advice at Your Fingertips
In case you missed it, we’re thrilled to share some exciting news: Newsweek has named Nest Egg at The Atlantic Federal Credit Union one of America’s Top Financial Advisory Firms for 2025.
This prestigious recognition highlights the value of the financial advice and investment options available to Members of The Atlantic through Nest Egg.
With personalized guidance available when it's most convenient for you, Nest Egg can help you achieve your financial goals with confidence.
If you haven’t already, we invite you to take advantage of this award-winning partnership. Nest Egg’s advisors are available to help you make informed decisions and take the next step toward a brighter financial future.
Features
On-Demand Advisor Access
Nest Egg offers real-time consultations, from the comfort of your home.
Low Account Minimums
Start planning your financial future today with as little as $1,000.
Investments for Every Investor
Nest Egg offers a full suite of investments from conservative to aggressive, and everywhere in between.
Sign Up with Speed
In just 10 minutes you can build a plan, open an account and get your money working for you!
To learn more, visit TheAtlanticFCU.com/Nest-Egg. You can also book a meeting with Nest Egg now by clicking the button below.
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Not NCUA Insured - No Credit Union Guarantee - May Lose Value - Not a Credit Union Deposit | |
Intuit TurboTax and H&R Block Savings | |
Members of The Atlantic Federal Credit Union can save 20% on TurboTax®, whether you file yourself or have an expert file for you. Or save up to $25 on in-office tax prep services from H&R Block and get your taxes done by professionals. | |
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TurboTax® - Save 20%
- Guaranteed maximum refund
- Tax experts to help or even file for you
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H&R Block – Save up to $25
- Biggest refund possible or your money back
- Expert help with or without the office visit
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Plus, enter for a chance to win $10,000 in the Love My Credit Union® Rewards Tax Time Sweepstakes. | |
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Give Financial Literacy, On Us
You can surprise the kids and teens in your life by giving them access to financial literacy—on us. A complimentary1 subscription to Greenlight is just one of the many perks of your Membership at The Atlantic.
If you don't already have a checking account with The Atlantic, open one today and easily connect it as the funding source within the Greenlight platform to get started.
As a Member of The Atlantic, here’s everything you get with your Greenlight subscription.
- Debit card and money app: Send money quickly, set flexible controls, and get real-time notifications.
- Chores and allowance: Assign chores and automate allowance to streamline household tasks.
- Savings goals: Set savings goals for what they really want—and reach them together.
- Financial literacy game: Access Greenlight Level Up™, the game that makes money concepts easy to understand and fun to learn.
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Opportunity to Join the Supervisory Committee | |
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We are currently accepting applications for a Volunteer to join The Atlantic Federal Credit Union's Supervisory Committee. If you are a Member of The Atlantic interested in contributing to the growth of our thriving financial cooperative while ensuring we best meet the needs of our Members through effective and compliant controls, we want to hear from you!
This is a volunteer position that may result in an opportunity to join the Board of Directors.
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Commercial Loans, High-Yield Savings and More for Local Businesses
Did you know The Atlantic offers a full suite of solutions to help your business grow and succeed?
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High-Yield Savings & Convenient Checking
Allow your business savings to grow with a competitive Annual Percentage Yield and enjoy convenient digital solutions with your business checking account from The Atlantic.
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Commercial Lending
Our Business Loan Specialists are ready to help your business access commercial real estate funding, term/equipment loans, and lines of credit.
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Express Business Loans
For vehicle loans, term loans, lines of credit and residential commercial real estate funding up to certain limits, our Express Business Loan program offers a convenient online application for streamlined document delivery, decisioning and funding.
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Business Rewards Credit Card
The Atlantic Business Rewards Credit Card offers a convenient line with unlimited 2% Cash Back on business purchases.
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Access to Merchant Services through Clover
Spend more time focusing on growing your business while we help complete transactions with ease, by providing access to Merchant Services through Clover®. Contact a Business Specialist to learn more.
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Advocate Checking Account Exclusively for Nonprofits
We are proud to offer our nonprofit 501(c)(3) and 501(c)(6) Members our Advocate Checking Account with an attractive Annual Percentage Rate on the entire balance in the account, no monthly service fee and no minimum balance requirement.
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Interested in learning more about business solutions from The Atlantic? Speak with a Business Specialist by calling 908.245.1750 x7531 or emailing us at BusinessAccounts@atlfedcu.com.
Loans are subject to credit review and approval.
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Great Rates on Checking and Savings Accounts
The Atlantic offers some of the most competitive rates in the nation on checking and savings accounts.
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Ultra Checking
With Ultra Checking, it's easy to earn $1,000+ every year with a high-yield dividend rate, cash back on debit card purchases and surcharge refunds when using an ATM outside of The Atlantic's network.
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Kickstart Savings
Designed to help new savers quickly build savings, Kickstart Savings is also a great option for all savers to maximize their first $10,000.
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Smart Savings
Smart Savings is a traditional savings account that pays more as your balance grows.
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Ultra Savings
Our premier savings account, Ultra Savings pays a competitive Annual Percentage Yield on balances up to $1 million.
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Beware of Phony Calls from Scammers looking to get your Personal Information
Stay vigilant against an attack known as "Phone Spoofing" where scammers utilize technology to call you from what appears to be the phone number of a credible organization you conduct business with. The caller attempts to trick you into believing that they are an authorized representative of the organization they are impersonating.
For instance, if you get a call from someone claiming to be a representative of The Atlantic Federal Credit Union, who is asking you to divulge personal information such as account information, debit or credit card information, or online banking credentials, know that The Atlantic would never call you to request this information.
Should you receive a call like this and have concerns about its legitimacy, hang up and call back using a publicly listed phone number for the organization in question.
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Many Ways to Keep Your Account Active
We care about your financial success and hope you are taking advantage of the services available to you as a Member of The Atlantic Federal Credit Union.
Please be sure to complete at least one transaction per year on your accounts to keep your accounts active and avoid a dormancy fee. Based on our current fee schedule, a $3 Dormant Account Fee is charged after 12 months of inactivity.
For your convenience, many types of transactions can be completed via Online Banking, Mobile Banking, and through the MoneyPass network of over 40,000 surcharge-free ATMs nationwide. If you have any questions, please do not hesitate to contact us at 908.245.1750 or stop by a branch.
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People Helping People
The Atlantic is proud to support initiatives that enrich our local communities. Check out some of the community events we've had the privilege to support through our volunteer efforts.
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Paper Mill Playhouse
In the spirit of serving our neighbors, we recently provided a grant to the Paper Mill Playhouse.
The Paper Mill Playhouse is New Jersey’s largest producing theater and champions nearly 40,000 students each year with transformative education programs, which are at the heart of this not-for-profit organization in Millburn.
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Rocktoberfest Fundraiser
We had the opportunity to support a cause benefiting public education in our area by helping with event preparation for the Rocktoberfest music festival in Millburn.
We prepared banners and signage for the annual fundraiser benefiting the Millburn Education Foundation, which serves as a bridge between our community and the schools, encouraging private philanthropy to enhance public education for students at all levels.
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Gateway Family YMCA
Recently, our team had the opportunity to lend a hand by helping with preparation for Gateway Family YMCA's fundraiser event.
Together, we completed administrative tasks related to ticketing for the event, helped prepare items for audience engagement activities, as well as wrapped donated items set to be auctioned during the event to help raise funds to support the organization's annual operations.
Gateway Family YMCA is located in Union and serves the community by offering youth programming such as sports, dance and martial arts. The facility also features state-of-the-art exercise equipment, gym facilities and pools.
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New Jersey Credit Unions Food Cooperative
We recently wrapped up our food drive as part of the New Jersey Credit Unions Food Cooperative. In total, we collected 304 pounds of food! Thank you to our Members and teammates who donated!
Recently, we delivered the donations to the Millburn-Short Hills Food Pantry to help out our neighbors in need this season. During the delivery, we spoke with Millburn Mayor and Pantry Manager, Annette Romano, about how the food pantry helps alleviate food insecurity by providing nonperishable items to community members.
Check out the recent article published by local news outlet TAPinto Millburn/Short Hills, here.
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Giving Tuesday
On Giving Tuesday, we had the privilege of visiting JCC of Central NJ (JCCNJ) to give our time in support of the Jewish Family Service of Central New Jersey (JFSCNJ) Pack the Truck initiative!
Together with other volunteers and eager students, our team helped load a truck with donations of food, toiletries, toys and coats from the JCCNJ community.
The truck traveled to JFSCNJ in Elizabeth, where the donations were distributed to local families in need over the holiday season.
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Financial Reality Fair at Plainfield High School
In December, we had the privilege to help instill positive money management skills in the younger generation by taking part in Plainfield High School's Financial Reality Fair as part of an initiative of the CrossState Credit Union Foundation.
Students took part in a workshop learning experience with the opportunity to engage in several structured conversations about different aspects pertaining to the cost of living and designing a budget.
Students also received guidance on best practices to prepare for everyday real-life financial choices in the future.
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Holiday Ornament Workshop
During the holiday season, we helped spread some holiday cheer by volunteering at the Arc of Union County in Springfield, assisting their program participants in an arts and crafts session designing holiday ornaments.
The Arc of Union County is an independent 501(c)(3) organization servicing individuals with Intellectual and Developmental Disabilities (IDD) and their families in Union County.
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Winter Coat Drive
During the holiday season, we collected new and gently used coats at our branch locations, as well as at our headquarters.
Recently, we had the privilege of delivering the collection of coats to Bianca F.L.O.W.E.R.S. Inc., to share with our neighbors in need to help keep them warm this winter.
Thank you to all of our Members and employees who donated! Each coat will make a difference to someone this season.
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90th Annual Meeting
The Atlantic Federal Credit Union's 90th Annual Meeting is to be held in-person and virtually on Thursday, April 24th, 2025 at 10:00 A.M. If you would like to attend, please note your RSVP indicating your in-person or virtual attendance is required to info@atlfedcu.com by Friday, April 18th, 2025. Please include the name(s), telephone number and email address associated with your account in your RSVP. Once your account information has been validated, you will receive an email with the meeting information.
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Upcoming Closings
Presidents Day: Monday, February 17th
Memorial Day: Monday, May 26th
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Locations & Hours
Phone: 908.245.1750
Website: TheAtlanticFCU.com
Email: info@atlfedcu.com
Union Branch:
Magie Hill Center
1331 Magie Avenue
Union, NJ 07083
Mon. - Fri.: 9 A.M. - 5 P.M.
Sat.: 9 A.M. - Noon
West Orange Branch:
Essex Green Center
455 Prospect Avenue
West Orange, NJ 07052
Mon. - Fri.: 9 A.M. - 5 P.M.
Sat.: 9 A.M. - Noon
Member Services:
908.245.1750
TheAtlanticFCU.com
Mon. - Fri.: 8 A.M. - 5 P.M.
Sat.: 9 A.M. - Noon
Virtual Assistant, Thea:
Available 24/7 by phone
and via chat on the website
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1) The Atlantic Federal Credit Union Members are eligible for the Greenlight SELECT plan at no cost when they connect their The Atlantic Federal Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, Members will be responsible for associated monthly fees. See terms for details. Offer ends 07/03/2026. Offer subject to change and partner participation. | |
This email was sent from an unmonitored inbox. Please do not reply directly to this email. | |
Federally insured by NCUA. Equal Housing Lender. NMLS# 440431. | | | | |
