The cherry blossom trees are in bloom and so are the opportunities to grow and flex your financial knowledge, as we celebrate Financial Literacy Month. Plus, you'll have the opportunity to tidy up your finances this spring for a chance to win $1,000 in our Spring Sweepstakes!

In addition to great rates, low fees and digital banking solutions to make managing your finances easier, your Membership at The Atlantic unlocks access to a wide range of benefits, including various ways to help you save money on important items like estate planning, as well as ways to instill financial literacy skills in the kids and teens in your life through a complimentary subscription to Greenlight, the debit card and money app for kids and teens.

If you're looking to establish or grow your portfolio, now is also a great time to take advantage of another one of your Membership perks—access to financial advice and investment options through Nest Egg.

Check out the current rates and benefit updates below.

Tidy Up Your Finances this Spring for a Chance to Win $1,000

Spring is here and so is your chance to win in our Spring Sweepstakes! As part of our giveaway, when you freshen up your finances with a qualifying transaction, you're automatically entered to win $1,000.

Qualifying Transactions Include:

• Managing Digital Payments: Set up electronic payments or receive paperless statements, set up recurring payments or send a same-day payment.
• Manage Your Cards Digitally: Set up and control your cards digitally and manage spending across multiple cards with digital banking.
• Make a New Transfer: Move money to your primary bank account at The Atlantic from any financial institution.
• Send Money with Zelle^®: A fast and easy way to send money to those you trust,¹ all with digital banking.
• Enroll in Mobile Banking: Access your account from anywhere, anytime and from our mobile banking app.

Limited Time Offer for Extra Savings

In celebration of National Financial Literacy Month, we're excited to offer you an exclusive 30% discount on any estate plan with Trust & Will from now until April 30th, available through Love My Credit Union Rewards!

During this special month, you can create a Will for just $139 or a Trust for $349.² This isn't just about protecting your assets; it's about building a legacy for future generations, ensuring your family benefits from your hard work and values. 

Get started creating a will or trust will help you: 

• Control your legacy: Decide how your assets will be distributed. 
• Protect loved ones: Nominate guardians for your children and pets. 
• Gain peace of mind: Ensure your family is cared for according to your wishes.

Why choose Trust & Will? 

• Their online platform is convenient and easy to use. 
• They provide legally binding, customized documents valid in all 50 states. 
• You can complete your plan in as little as 30 minutes. 

Take the first step toward securing your family's future today!

Financial Literacy Games for the Whole Family

With The Atlantic Federal Credit Union and Greenlight, every month is Financial Literacy Month—and your family can join the money fun by signing up to start playing Greenlight Level Up™, the financial literacy game for kids and teens. Find videos, quizzes and other educational content right in the app.

Greenlight is the all-in-one money app for families. Kids and teens earn through chores, set savings goals, and spend wisely with their own debit cards. Parents and guardians can automate allowance, set flexible controls, and get real-time notifications.

The Atlantic's Member families get access to the financial literacy game along with their complimentary subscription to Greenlight, the debit card and money app for kids! ($69 annual value).³

Award-Winning Financial Advice at Your Fingertips

As a reminder, as a Member of The Atlantic, you have access to financial advice and investment options through Nest Egg.

With personalized guidance available when it's most convenient for you, Nest Egg can help you achieve your financial goals with confidence.

If you haven’t already, we invite you to take advantage of this award-winning partnership. Nest Egg’s advisors are available to help you make informed decisions and take the next step toward a brighter financial future.

Features

On-Demand Advisor Access

Nest Egg offers real-time consultations, from the comfort of your home.

Low Account Minimums

Start planning your financial future today with as little as $1,000.

Investments for Every Investor

Nest Egg offers a full suite of investments from conservative to aggressive, and everywhere in between.

Sign Up with Speed

In just 10 minutes you can build a plan, open an account and get your money working for you!

To learn more, visit TheAtlanticFCU.com/Nest-Egg. You can also book a meeting with Nest Egg now by clicking the button below.

Not NCUA Insured - No Credit Union Guarantee - May Lose Value - Not a Credit Union Deposit

Guaranteed Growth with a Great Rate

Check out current rates on our high-yield certificates and lock in a term that works best for you. Rates can change, so act now!

6-Month Certificate

• 3.75% Annual Percentage Yield
• Minimum deposit of $500

6-Month Ultra Certificate

• 4.00% Annual Percentage Yield
• Minimum deposit of $100,000

13-Month Certificate

• 3.60% Annual Percentage Yield
• Minimum deposit of $500

13-Month Ultra Certificate

• 3.80% Annual Percentage Yield
• Minimum deposit of $100,000

25-Month Certificate

• 3.00% Annual Percentage Yield
• Minimum deposit of $500

25-Month Ultra Certificate

• 3.25% Annual Percentage Yield
• Minimum deposit of $100,000

Great Rates on Checking and Savings Accounts

The Atlantic offers some of the most competitive rates in the nation, with rates up to 4.00% Annual Percentage Yield on your everyday checking account, along with rates up to 3.80% Annual Percentage Yield on savings accounts.

High-Yield Savings and Convenient Checking for Local Businesses

Allow your business savings to grow with a competitive rate up to 3.25% Annual Percentage Yield and enjoy convenient digital solutions with your business checking account from The Atlantic.

Beware of Phony Calls from Scammers looking to get your Personal Information

As a reminder, it's important to stay vigilant against an attack known as "Phone Spoofing" which is still very prevalent.

Scammers utilize technology to call you from what appears to be the phone number of a credible organization you conduct business with. The caller attempts to trick you into believing that they are an authorized representative of the organization they are impersonating.

For instance, if you get a call from someone claiming to be a representative of The Atlantic Federal Credit Union, who is asking you to divulge personal information such as account information, debit or credit card information, or online banking credentials, know that The Atlantic would never call you to request this information.

Should you receive a call like this and have concerns about its legitimacy, hang up and call back using a publicly listed phone number for the organization in question.

People Helping People

The Atlantic is proud to support initiatives that enrich our local communities. Check out the most recent community event we've had the privilege to support through our volunteer efforts.

Recently our teammates donated a dress, pair of shoes, purse, or other item for the Prom it Forward collection initiative for the pop-up shop offered to students at Barringer High School in Newark.



These items provide an opportunity for students in need to dress their best and shine on their special night. 

Account Activity Reminder

We care about your financial success and hope you are taking advantage of the services available to you as a Member of The Atlantic Federal Credit Union.

Please be sure to complete at least one transaction per year on your accounts to keep your accounts active and avoid a dormancy fee. Based on our current fee schedule, a $3 Dormant Account Fee is charged after 12 months of inactivity.

For your convenience, many types of transactions can be completed via Online Banking, Mobile Banking, and through the MoneyPass network of over 40,000 surcharge-free ATMs nationwide. If you have any questions, please do not hesitate to contact us at 908.245.1750 or stop by a branch.

Upcoming Closings

Memorial Day: Monday, May 26th

Locations & Hours

Phone: 908.245.1750

Website: TheAtlanticFCU.com

Email: info@atlfedcu.com

Union Branch:

Magie Hill Center

1331 Magie Avenue

Union, NJ 07083

Mon. - Fri.: 9 A.M. - 5 P.M.

Sat.: 9 A.M. - Noon

West Orange Branch:

Essex Green Center

455 Prospect Avenue

West Orange, NJ 07052

Mon. - Fri.: 9 A.M. - 5 P.M.

Sat.: 9 A.M. - Noon

Contact Center:

908.245.1750

TheAtlanticFCU.com

Mon. - Fri.: 8 A.M. - 5 P.M.

Sat.: 9 A.M. - Noon

Virtual Assistant, Thea:

Available 24/7 by phone

and via chat on the website

1) Must have a bank account in the U.S. to use Zelle^®.

2) Trust & Will is offering a limited time 30% discount on the initial purchase of estate plans specifically for The Atlantic Federal Credit Union Members. No promo code required; the 30% discount is automatically applied at checkout to the initial purchase of a Will or Trust-based estate plan. Subsequent upgrades aren't eligible for discount. This limited time offer begins on April 1st, 2025 at 12am PST and ends on April 30th, 2025 at 11:59:59 PST. Offer valid only on an initial purchase of an estate plan, and does not apply to shipping, taxes, Attorney Support or estate settlement offerings.

3) The Atlantic Federal Credit Union Members are eligible for the Greenlight SELECT plan at no cost when they connect their The Atlantic Federal Credit Union account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, Members will be responsible for associated monthly fees. See terms for details. Offer ends 07/03/2026. Offer subject to change and partner participation. 

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Federally insured by NCUA. Equal Housing Lender. NMLS# 440431.