Happy Holidays from The Atlantic! We wish you and your loved ones much happiness and peace this season. Check out the latest Membership perks and community news below.

Purchase, Refinance, or Leverage Your Home's Equity

We're here to help with:

  • Purchasing your first home or your forever home
  • Refinancing an existing mortgage
  • Cashing in on your home’s equity with access exactly when you need it

Limited Time Only

Now through January 2, 2026, take advantage of exclusive incentives on top brands such as Chevrolet, GMC, Cadillac, Volvo, and Polestar through our partnership with Costco Auto Program.

Support Our Troops

As we enter the last week of the Season of Giving, there’s still time to complete a qualifying transaction! When you do, a donation will go toward supporting our troops through Operation Gratitude this holiday season.


Qualifying transactions include:

  • Enrolling in mobile banking
  • Managing your cards digitally
  • Sending money with Zelle®
  • Making a new transfer
  • Paying bills online

Control Your Cards and Stay Informed

You’re in charge when it comes to your debit and credit cards at The Atlantic. With real-time alerts and customizable controls, it's easy to monitor spending, set a budget, enable and disable specific merchant transactions, and more. Set up controls and alerts in the Mobile App or Online Banking to take your card management to a new level of security and convenience!


Card Control features include:

  • Card Security: Instantly toggle your card on or off in real time, from anywhere and at any time.
  • Locations: Opt to let your card work in certain regions or add an extra level of security by setting your card to work in the same location as your phone. 
  • Merchants: Enable or disable merchant type controls to specify which categories are approved for transactions. 
  • Transactions: Enable transaction type controls to approve categories like in-store, online, recurring, ATM and more, or disable to deny transactions. 
  • Spend limits: Set spend limits per transaction. If a limit is set, transactions exceeding it will be denied. 

Build Your New Year Nest Egg

Step into 2026 with confidence! Our trusted partner, Nest Egg, offers smart investment strategies designed to help you achieve your financial goals.1 Take advantage of this partnership today and start building a stronger financial future for the year ahead.

Tax Season Is Almost Here

Don’t wait until the last minute! Join TurboTax experts for a Member webinar on January 7th at 6pm ET. Learn how new tax laws and major life events could affect your return and get insider tips to maximize your refund.

Cashless Service Now Available in Springfield

We’re excited to welcome you to our newest branch at 2 Edison Place in Springfield, where new and existing Members can enjoy personalized service available by appointment. For your convenience, you can schedule time for:


  • Opening New Accounts
  • Depositing Checks
  • Loan and Account Servicing
  • Digital Banking Support
  • Establishing a New Membership



Please note cash is not accepted and cannot be withdrawn at this location.

Coats Donation on Giving Tuesday

Thank you to all who generously contributed to our Winter Coat Drive! Together, we collected dozens of winter coats that were donated to The North Ward Family Success Center for community members in need. Your donations will help keep families warm during the cold days ahead.

The Joy of Reading

This month, Atlantic team members had the privilege of spending time with local students at the Hillside Public Library. We enjoyed selecting books and reading stories to the children, creating a memorable and engaging experience. A heartfelt thank you to the Hillside Public Library staff for making this event possible!

Jewish Family Service of Central New Jersey

The Atlantic recently teamed up with Jewish Family Service of Central New Jersey to support local families in need. Together, volunteers packed and distributed over 100 grocery bags filled with essential items, helping to make a meaningful impact in our community.

Account Activity Reminder


We care about your financial success and hope you are taking advantage of the services available to you as a Member of The Atlantic Federal Credit Union.


Please be sure to complete at least one transaction per year on your accounts to keep your accounts active and avoid a dormancy fee. Based on our current fee schedule, a $3 Dormant Account Fee is charged after 12 months of inactivity.


For your convenience, many types of transactions can be completed via Online Banking, Mobile Banking, and through the MoneyPass network of over 40,000 surcharge-free ATMs nationwide. If you have any questions, please do not hesitate to contact us at 908.245.1750 or stop by a branch.

Upcoming Closings


Christmas Eve: Dec. 24th, closing at 1 pm


Christmas Day: Dec. 25th


New Year's Eve: Dec. 31st, closing at 1 pm


New Year's Day: Jan. 1st


Dr. Martin Luther King, Jr. Day: Jan. 19th

Locations & Hours


Union Branch:

Magie Hill Center

1331 Magie Avenue

Union, NJ 07083

Mon. - Fri.: 9 am - 5 pm

Sat.: 9 am - Noon


West Orange Branch:

Essex Green Center

455 Prospect Avenue

West Orange, NJ 07052

Mon. - Fri.: 9 am - 5 pm

Sat.: 9 am - Noon


Springfield Branch:

2 Edison Place

Springfield, NJ 07081

Mon. - Fri.: By Appointment Only


Phone: 908.245.1750

Website: TheAtlanticFCU.com

Email: info@atlfedcu.com


Contact Center:

908.245.1750

TheAtlanticFCU.com

Mon. - Fri.: 8 am - 5 pm

Sat.: 9 am - Noon


Virtual Assistant, Thea:

Available 24/7 by phone

and via chat on the website







Our Mission Statement

Meeting the financial goals and objectives of our Members

and the communities we serve today and tomorrow.

1Investment Advisory Services are offered through Nest Investments LLC (“Nest Egg”), a Registered Investment Advisor. A copy of Form ADV is available on the SEC’s website at www.adviserinfo.sec.gov. Investing in the stock market involves gains and losses and may not be suitable for all investors. Investors have the opportunity for losses as well as profits. Securities are offered through Nest Investments BD LLC, an SEC-registered broker-dealer and member of FINRA/SIPC and the MSRB and a wholly-owned subsidiary of Nest Egg.


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