IT'S A NEW DAY IN BANKING
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Get to Know Our Team -- Personally!
DANIELLE WILLIAMS
Universal Banker II

Danielle launched her banking career in 1994 at the Philadelphia region’s second largest, locally-owned financial institution, so her roots in community banking run deep. After working for two years in higher education and more recently in health services, she returned to banking, advancing through positions of higher responsibility at local institutions that became increasingly larger as a result of market consolidations.

As her financial services career progressed, Danielle developed exceptional proficiency in bank operations, products and services, as well as a strong commitment to customer service. She takes a proactive, problem-solving approach to each interaction, seeking strategies and solutions that will best serve each customer’s individual needs.

Prior to joining Hyperion Bank in 2019, Danielle worked at one of the nation’s largest banks. In her significant experience working at banks of all sizes, Danielle has found that community banking offers the greatest opportunity to build strong relationships with bank customers, which allows her to make a difference in their lives and businesses.

Danielle earned a bachelor’s degree in Early Childhood Education from the University of Hartford in Hartford, CT, and is pursuing a second degree in Business Administration at Peirce College. She was raised in Philadelphia, PA, where she now resides with her family.

Fun fact: Danielle is a brown belt in Shotokan Karate, collects Barbie ® dolls as a hobby, and loves animals. She is actively involved in her children’s sports teams, serving as the “snack mom” for football, lacrosse, and cheer, and equally enjoys feeding the wildlife in her neighborhood. What's Danielle's new Barbie obsession? To find out, Email Danielle.
Relationship banking, managing bank fees
Hyperion’s Lou DeCesare (President and COO) was recently quoted in an article on  thestreet.com  about managing your bank fees.
 
“We rebate up to $25 per statement of fees charged to them by other banks when they use our bank's debit card for domestic withdrawals,” said Lou. "We think this makes it easier for customers to bank with us wherever they live or work."
 
Lou also notes: “For a consumer interested in full-service banking - what might seem like old-fashioned, hands-on banking to some - you'll do better in the long run to choose a bank that wants to work with you across multiple bank products and services. In my 30 years' banking experience, I've found that too few consumers know that rate shopping may not actually save them fees or hassle in the long run.”
Talking banking basics
Hyperion’s Amy Ellis (Senior Vice President of Commercial Lending in Atlanta) is included in a U.S. News & World Report article about the differences between checking and savings accounts.
 
"A checking account is a deposit account and is intended to be transactional and liquid with the deposit holder accessing their funds via check or ATM or increasingly through electronic methods," says Amy. "Most people associate checking accounts with paying bills or perhaps payroll."
 
The reporter also asked about traditional versus online banking. Amy notes that Hyperion provides the best of both worlds, “That’s a very individual decision based on everything from personal preference to lifestyle, comfort level, relationships with a banker (or not) and many other factors. As a banker, I will say that line is increasingly blurred, as bricks-and-mortar banks like ours stay on the forefront of banking technology. So, consumers can actually choose sort of a hybrid – online and digital convenience, but with real-live humans to call on if and when they need to. That’s us!”
Home mortgage rates are at historic lows!
Should you refinance? Ask us!
Buying a new home? We can help!
Does your home mortgage loan need a check-up? We can help you determine if it makes sense for you to refinance now to take advantage of the market's historically low rates.

On Friday, February 28, CNBC's Diana Olick noted that mortgage rates just hit an 8-year low. In her story on CNBC.com, Olick wrote, "The 30-year fixed loosely follows the yield on the 10-year Treasury, which is now at a record low."

Homebuyers and investors can also take advantage of record low rates--whether you're buying a primary or vacation home/condo, or a residential investment property of one to four units, almost anywhere in the U.S.--talk to our mortgage specialists to see how Hyperion Bank can help you finance your property. We offer competitive rates and convenient technology PLUS knowledgeable, personal service throughout your mortgage process. Our goal is to make your loan application and closing as easy as possible.*

CONTACT US for quick, personal service and expert advice:

*Hyperion Bank NMLS 631177. Offer of credit subject to credit approval.
TEAM NEWS
Hyperion's bankers are active in our industry
Alisha Nasse , Hyperion’s Director of Business Development in Atlanta, has been named to the newly formed FinTech Committee of the Community Bankers Association (CBA) of Georgia. Last month the new committee kicked off an initiative with the Advanced Technology Development Center, Georgia’s technology startup incubator, that will identify, develop and refine financial technology solutions for community banks.

“This committee and partnership are a great fit, and I am proud to be part of it,” Alisha says. “Through technology and our close working relationships with customers and the community, we bring community banking to them, so FinTech is an important part of our customer-centric approach.”

CBA notes that 70 percent of all U.S. transactions being handled by payment processing firms are located in Georgia. Atlanta’s “Transaction Alley” boasts more than 50 FinTech companies.
FEATURED BUSINESS SPOTLIGHT
Hyperion Bank welcomes and supports local businesses who make our communities great places to live and work. We hope you'll enjoy meeting businesses and friends who make our neighborhoods unique! Introducing...
SOLAR STATES
1500 N. American St.,
Philadelphia, PA 19122
Business owner Micah Gold-Markel founded Solar States in 2008 with a dual mission to install solar and educate the next generation. In 2018 his company earned the recognition of being named "Best for the World."

Micah says: " As a lifelong resident, I wanted to connect the growing Solar industry with the need for jobs with family-sustaining wages in Philadelphia. By locating our business in the heart of Philadelphia, and by providing solar installation training to Philadelphians, we’ve seen that vision come to fruition. All the while, we’re working to make our city cleaner and greener, and allowing home and business owners to become more energy independent."

Solar States now has 30 trained employees who install Solar States Power Systems on all types and sizes of residential and commercial properties. His company uses proprietary satellite imagery to custom design systems for flat and pitched rooftops, pergolas, and ground mount installations, and has completed more than 500 projects for homeowners and clients such as Community College of Philadelphia and Swarthmore College. Visit the Solar States website to see a showcase of the company's solar projects, demonstrating the broad array of rooftops that are now capturing solar power for their property owners.

"As a certified B Corp, we’re committed to using our business as a force for good," says Micah. "For Solar States, that means working hard every day to protect our environment and create good jobs for our employees. Seeing our employees grow within the company while growing personally is incredibly fulfilling." 

In addition to educating property owners about the benefits and financial incentives associated with solar power, Solar States also teaches a solar curriculum called Find Your Power at YouthBuild Philly Charter School, Ben Franklin High School, and Randolph High School.

Micah likes banking with Hyperion for the convenience and personal service he receives. He says, "Hyperion Bank is very easy to work with and super helpful with all of our banking questions and needs."

Interested in learning more about solar power or ready to install? Solar States welcomes your inquiries: call 215-543-6189 or email [email protected].
Connect with Solar States on Facebook and LinkedIn , and Follow @Solar States on Twitter and Instagram.
Community Corner
New this month, we're featuring events in Philadelphia and Atlanta for our customers and friends in both regions!
PHILADELPHIA FUN
Women's History Month
March 1-31, Various regional locations
The Philadelphia region will be celebrating Women's History Month with major attractions, special programming, exhibitions, and events highlighting women's accomplishments throughout March. Find living history programs at the Betsy Ross House (Saturdays in March 2020) and Independence National Historical Park; visit the Brandywine River Museum of Art for Votes for Women: A Visual History; participate in Women 100--the largest centennial celebration in the U.S. honoring the 19th Amendment to the U.S. Constitution, presented by Drexel University's Vision2020; attend programs at the National Constitution Center and the Free Library of Philadelphia; experience Seat at the Table , a free, seven-day-a-week interactive art exhibition by the Dome Collective at The Kimmel Center; learn about the changing role of women in the Navy on the Cruiser Olympia at Independence Seaport Museum, and much more. Learn more. Photo courtesy The Library of Congress and Visit Philadelphia.
St. Patrick's Day Parade
Sunday, March 15, 2020, 11:00 am
Center City, Philadelphia
The St. Patrick's Day Parade--a proud Philadelphia tradition since 1771--returns to JFK Blvd. (starting at 16th St.) and Market St. (ending at Penn's Landing) for its 250th consecutive year with more than 200 marching bands, decorated floats, music, dance, and youth groups, Irish associations, and a full day of family fun. Led by Parade Grand Marshal Michael J. Bradley, Jr., the parade gets underway at 11:00 am. This year's Theme is "250 years of Faith, Family, Friendship and Heritage." Find the full events schedule and learn more about the history of this popular event, attended by approximately 20,000 people, here. Photos by R. Kennedy courtesy Visit Philadelphia.
ATLANTA ACTIVITIES
Atlanta Science Festival, March 6-21, 2020
Various metro Atlanta locations
Exploration Expo, Sat., March 21, 11 am - 4 pm
Piedmont Park
Since Emory University, Georgia Tech, and Metro Atlanta Chamber united to create Science ATL in 2014, this nonprofit organization has been dedicated to bringing people together through the wonder of science. The annual highlight of their many educational and public science learning opportunities is the Atlanta Science Festival, a celebration of local science and technology, featuring more than 100 events across the metro Atlanta area presented by more than 100 community partners, reaching over 50,000 children and adults each year. Following two-weeks of activities, tours, tastings, and performances, the Festival culminates with the Exploration Expo on Saturday, March 21 from 11 am to 4 pm at Piedmont Park. This free carnival of science offers hundreds of hands-on activities in Atlanta's biggest interactive family science event. Learn more. Photo and image courtesy Science ATL.
St. Patrick's Day Parade
Saturday, March 14, 2020, 12 pm
Midtown, Atlanta
The City of Atlanta has celebrated St. Patrick's Day with a parade since 1858, missing only the years during the First and Second World Wars and making the Parade Atlanta's longest-running event. Founded by the Hibernian Benevolent Society, the Parade committee has grown to include a coalition of Irish and Metro Atlanta organizations who emphasize that the Parade aims to celebrate children and families in all of Atlanta's diverse backgrounds on a day when "everybody is Irish." Thousands of visitors attend each year to see floats, bands, Bagpipe & Drum Corps, dancers, drill teams, clowns, and more. The 2020 Parade "steps off" at 12:00 pm on Peachtree Street in Midtown.
Learn more. Image courtesy Atlanta St. Patrick's Parade, Inc.
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Questions or comments? Contact Lauren Flowers .
We proudly serve customers in the greater Philadelphia and Atlanta regions and beyond. Ask us how you can enjoy our personal service and convenient mobile banking, wherever you live.
HYPERION BANK |  199 W. GIRARD AVE., PHILADELPHIA, PA 19123
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