Greetings Marianna!

✨ The power of community is real! ✨ 

 

A huge thank you to my fellow dancers and everyone who supported us - we raised $190,000 for the ANN SILVERMAN COMMUNITY HEALTH CLINIC! These funds will provide free medical, dental, and social services to low-income, uninsured families in our community. 💜 

 

I’m beyond honored to have received the Popular Vote Award for my Foxtrot dance —maybe there’s a future for me in professional dancing? 😉💃 Here’s the video of all the dances - my segment kicks off at 31:05. https://lnkd.in/ebaaDzye 

Here are a few thoughts on the current state of the economy and recent market volatility. 

 

Every time the market takes a hit, the fear-mongering headlines come out in full force. Recession warnings. Bear market predictions. Financial disaster looming. It’s enough to make anyone uneasy. But history has a way of reminding us to stay calm. 


Think back: 


  • The “double dip” recession everyone worried about in the early 2010s? Never happened. 
  • The big 2011 recession call? Wrong. 
  • The so-called “Lost Decade” after 2008? Didn’t play out that way. 
  • The IMF’s 2020 warning of a prolonged global downturn? Many economies bounced back fast. 
  • The 2022–2024 yield curve inversion was supposed to signal an imminent crash - but growth kept chugging along. 


These declines are normal:  



  • The S&P 500 drops 5% every 3.5 months. 
  • A 10% drop occurs every 11 months.  


When markets pull back, searching for a magic signal, trying to predict the future, and panicking and selling out are all fear responses that will lead you astray and lock in portfolio losses. 


Here’s the truth: no one knows the future. And instead of giving into fear, lets follow your plan we put together for the times like these.   


If you are feeling anxious about the current sell off, let's talk. 

 

With gratitude, 



Marianna  

Our Purpose is Simple



To help you curate a wealthy life, and achieve the financial balance and independence for which you strive.

We Want to Hear From YOU!

Making Sense of DOGE and Protecting Your Data 

With recent discussions around government efficiency and spending reforms, you may be wondering how these changes could impact your financial security. It’s natural to have questions about what this means for markets, the economy, and your personal finances. 

 

Chris Fasciano, vice president, investment management and research, and chief market strategist, explores these topics in his latest article, “Making Sense of DOGE and Protecting Your Data.” He breaks down the goals of the Department of Government Efficiency (DOGE), recent developments, and the key protections in place to safeguard your assets. 

Read About It Here

Insights From Our CIO:

Market Thoughts February 2025



February was a tough month for U.S. markets. The S&P 500, Dow Jones, and Nasdaq all fell, with the Nasdaq getting hit the hardest. Despite the disappointing month, fundamentals showed signs of positive momentum, boosted by a strong jobs report and fourth-quarter earnings growth. Markets, however, still face real risks—including policy uncertainty, debt ceiling concerns, and the planned rollout of tariffs.


Will we see market appreciation ahead, or is volatility still looming? 


 Stay tuned, and follow Brad at 

blog.commonwealth.com/independent-market-observer

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