Benefit Briefs: December 2015

Happy Holidays from Total Benefit Solutions!      
As the year comes to a close, we are thankful for your business and your friendship. Perhaps we don't say it often enough so please accept our thanks and gratitude. THANK YOU!

We would like to wish you, your family, friends and co-workers a happy, healthy holiday season and a successful new year in 2016!

Our modified office hours during the next two weeks are as follows:
  • Thursday December 24th-Closing at 2PM
  • Friday December 25th-Closed
  • Thursday December 31st-Closing at 2PM
  • Friday January 1st 2016-Closed


Open Enrollment Continues at Total Benefit Solutions

While the Medicare and SHOP open enrollments have completed, the Individual and family open enrollment continues..

Until January 31st 2016: The Affordable Care Act Individual Marketplace Open Enrollment Period This period is for those who have individual or personal health insurance plans, on or off the Marketplace. If this is you, and you have a marketplace plan, you will want to log in and confirm your information at and then give us a call for a client briefing. You don't want to be stuck in a bad plan for all of next year! 


Remember-we can help all of our clients with plans on the marketplace and off!


Don't Panic! 
Did you get one of these e-mails from the Marketplace? But you know you paid your first premium?
Don't worry, the system is sending out a large number of automated e-mails, and this is one of them. Meant to "remind you about your first premium payment, not to alarm you.
Rest assured. if you paid your premium when we enrolled you, you are all set. 
3d penalty or insurance sign concept, isolated in white background with clipping path
Introducing ACA Reporting Services
Total Benefit Solutions is proud to announce that we have partnered with best in class vendors to provide ACA compliance and reporting services. 
Let Total Benefit Solutions do the work for you. Ask us today about turnkey ACA reporting solutions for your organization.
1095 A tax form

Health Reform:
At Total Benefit Solutions Inc., we are dedicated to providing the advice our clients need to remain compliant and make informed benefit decisions. Things are changing faster in ten weeks, than they used to in ten years! Check out our latest bulletins by clicking here.

  • Is your company ready for the new reporting requirements? Click here
  • All Check Compliance Tool click here
  • Need Draft 2015 Form 1095-C and Instructions? Click here
  • Group Health Plan Notices 2015 Calendar:Designed to help companies review the key requirements that may apply to their employer group health plans under ERISA , the Affordable Care Act, Medicare and more. Click here.
  • Compliance and Health Reform Education Center:  Compliance and Health Reform Education Center where we will keep our health care reform bulletins along with short informative videos. Click here for Total Benefits Comply.
  •  Employer Shared Responsibility Guide: Download our Employer Shared Responsibility Guide today courtesy of Think HR. Click hereEmployer Reporting Guide for Large Employers: Click here

Have More Questions about the Affordable Care Act?
Still have questions about the ACA and how it affects you or your company? Please call us today and we will get you the answers you need! 
Your Feedback Is Important To Us!

We are only as good as our clients say we are. We value the feedback you provide and we are always listening for ways to make our services better and more valuable to you. Without you, our business means nothing! Please help us get better today by taking a short online survey.
Now More Than Ever You Need To Stay Informed
Things change faster now in weeks, than they used to in years. Clients often ask us why we do not send out bulletins more often. Simply because if we did we would be sending you notices many times each month, cramming your inbox. Instead , we post frequent updates on our website Use the search feature in the top right hand corner to find specific information.
We try to keep this newsletter brief and to the point to respect your time and inbox space. In these times of so much change that certainly is a challenge. Thank you for subscribing!
Warm Regards, 
Edward T. MacConnell CBC, CHRS
Certified Healthcare Reform Specialist

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