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September 2015

Health Insurance Safety Healthcare Protection Office Working Concept

What's Coming at Total Benefit Solutions

We hope you had a safe and happy summer! 

Meanwhile at Total Benefit Solutions we have begun staffing up, training, re-certifying and gathering our reinforcements for the upcoming open enrollment periods!

October 1:Medicare Pre-open enrollment begins
October 15th-December 7th: Medicare Annual Open Enrollment Period

November 1st January 31st 2016: Affordable Care Act Marketplace Open Enrollment Period


A reminder that our office will be closing early on Friday September 25th at Noon and opening late on Monday September 28th at Noon due to the anticipated transportation challenges with the Papal visit. 

As usual all voice and e-mail systems will be monitored.

Required Medicare Part D Notice Due

The Medicare Modernization Act (MMA)  requires employers  whose policies include prescription drug coverage to provide a written disclosure notice to all Medicare eligible policyholders of whether such coverage is creditable.  Click here for this important bulletin.


1095 A tax form

Health Reform:
At Total Benefit Solutions Inc., we are dedicated to providing the advice our clients need to remain compliant and make informed benefit decisions. 


  • Is your company ready for the new reporting requirements? Click here
  • Need Draft 2015 Form 1095-C and Instructions? Click here
  • Final Rules Issued on Contraceptives Mandate click here
  • Group Health Plan Notices 2015 Calendar:Designed to help companies review the key requirements that may apply to their employer group health plans under ERISA , the Affordable Care Act, Medicare and more. Click here.
  • Compliance and Health Reform Education Center:  Compliance and Health Reform Education Center where we will keep our health care reform bulletins along with short informative videos. Click here for Total Benefits Comply.
  •  Employer Shared Responsibility Guide: Download our Employer Shared Responsibility Guide today courtesy of Think HR. Click here
  • Employer Reporting Guide for Large Employers: Click here

Have More Questions about the Affordable Care Act?
Still have questions about the ACA and how it affects you or your company? Please call us today and we will get you the answers you need! 
Introducing the All Check  Compliance Tool.
Want to get an idea what your overall ACA compliance obligations might be?
Let Total Benefit Solutions and All Check do the work. How? It;s simple. Download the input sheet, complete and return to your Total Benefit Solutions, Inc account manager and we will crunch the numbers and send you a customized report just like the sample! Click here to find out mor e
Don't miss our upcoming workshops and events!

Upcoming Events

Senior Expo Table

Stop by and see us at our booth at one of these upcoming shows:


Representative John P Sabatina Senior Expo, October 9th from 10 AM to 1 PM at the National Guard Armory, 2700 Southampton Road, Philadelphia PA 19154


Representative Frank Farry Senior Expo, Friday October 16th from 10 AM to 2 PM at Neshaminy Activity Center, 1842 Brownsville Road, Trevose PA


Lower Southampton Senior Advisory Board Presents-Planning and Paying for In-Home Care"

Friday October 23, 2015 from 2:00 PM to 4:00 PM EDT

Brian Fitzpatrick is the president and owner of Bright Star Healthcare in Feasterville. He will be answering your questions about planning for home care. BrightStar Care is a PA State licensed home care agency that is also Joint Commission Accredited specializing in reliable, skilled, and trusted caregivers that provide excellent patient care.

Lower Southampton Library



Your Feedback Is Important To Us!

We are only as good as our clients say we are. We value the feedback you provide and we are always listening for ways to make our services better and more valuable to you. Without you, our business means nothing! Please help us get better today by taking a short online survey.
Now More Than Ever You Need To Stay Informed
Things change faster now in weeks, than they used to in years. Clients often ask us why we do not send out bulletins more often. Simply because if we did we would be sending you notices many times each month, cramming your inbox. Instead , we post frequent updates on our website Use the search feature in the top right hand corner to find specific information.
We try to keep this newsletter brief and to the point to respect your time and inbox space. In these times of so much change that certainly is a challenge. Thank you for subscribing!
Warm Regards, 
Edward T. MacConnell CBC, CHRS
Certified Healthcare Reform Specialist

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