IT'S A NEW DAY IN BANKING
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We're celebrating 14 years as
YOUR community bank
This month – November – Hyperion Bank celebrates 14 years as your #communitybank. THANK YOU for bringing us to this important milestone!

Every day we appreciate the opportunity to be YOUR full-service bank – with the technology, local decision-making authority and highly accessible, experienced, enthusiastic bankers you deserve. We are honored to be your financial partner as you achieve your personal and business milestones.

A few Hyperion milestones of this year:
  • This Spring we launched Hyperion Mortgage (in Atlanta) as a joint venture with a national mortgage organization.
  • Our small, agile team was an active participant in the SBA Paycheck Protection Program, helping more than 300 of your businesses access funds to help navigate the healthcare and economic crises. (Hyperion bankers tackled as much or more of the SBA PPP market than many larger financial institutions.)
  • We celebrated one year since our expansion into Atlanta.
  • Hyperion was included in the Philadelphia Business Journal's 2020 “Soaring 76” list, ranking the Greater Philadelphia region’s fastest-growing businesses.

We’d love to hear from you: Visit Hyperion Bank PA or Hyperion Bank Atlanta on Facebook and brag a bit about your 2020 milestones.

In the meantime, thanks for making us your community banking partner.
Announcing our new holding company
On October 22, 2020 Hyperion Bank shareholders approved the formation of a new bank holding company, Hyperion Bancshares, Inc., clearing a path for Hyperion Bank to become a wholly owned subsidiary of the holding company, pending regulatory approval. While this structural change will not affect our customers, it is a positive step for our organization, providing the bank with greater flexibility and other advantages.

Hyperion Bank Chairman and CEO Charlie Crawford says, "The holding company is a very common structure for community banks because, among other things, of the flexibility it provides for capital. We are undertaking this to ensure that we are best positioned to leverage future opportunities."

Consumers will experience no impact during this seamless administrative change--we're still the same Hyperion Bank you know (and love)! If you'd like to learn more about the value of a bank holding company, Charlie will gladly answer your questions: please contact him at ccrawford@hyperionbank.com.
Iva has been a resident of our Hyperion Bank Philadelphia neighborhood for more than 20 years. Here she is demonstrating how to drink coffee from her Hyperion Bank mug while wearing a safe protective face shield. Thanks to Iva for sharing this photo and her kind words about her customer experience with Hyperion Bank. Our goal is to make all our customers happy!

We'd love to hear about your personal or business banking experience with us. Please send your comments to Lee Green at lgreen@hyperionbank.com and tell us if we may feature your remarks in a future issue of our e-newsletter. We value all our customers and appreciate your business.
FEATURING MONEY MARKET ACCOUNTS
Savings with Interest + Flexibility
Want to earn interest on your savings without investing in a fixed-term Certificate of Deposit? Consider a Hyperion Bank Money Market account!

Our Consumer Money Market account is an ideal option when you want a flexible savings account that offers higher interest on balances over $1,000 and allows you get cash and pay your bills. Simply maintain the $1,000 minimum opening deposit to waive monthly fees, plus get free electronic banking, a free ATM card, and free starter checks. Get the power of savings and checking convenience, all in one account!

For business customers, our Business Money Market account offers a higher interest rate than other checking accounts, with liquidity options that enable you to easily access your funds for unforeseen expenses, seasonal cash flow requirements, or other needs. The safety, flexibility, and interest offered in a Business Money Market makes this a great choice for many types of businesses. Ask us if this account is a good fit for your business.

Contact our customer service team at 215.789.4200 (PHL) or 404.381.2110 (ATL) or email customerservice@hyperionbank.com for personal assistance.
FEATURED BUSINESS SPOTLIGHT
The Resource Exchange was founded in 2009 as the only material reuse organization in the Philadelphia region dedicated to improving the local environment, enhancing arts and education, and supporting an equitable, sustainable economy.

Executive Director Karyn Gerred says, "We have grown exponentially from an all-volunteer start up with extremely limited resources into the “go to” resource for affordable, reclaimed creative materials. Our nonprofit creative reuse center re-envisions waste as valuable resources, saving literally tons of reusable scenery/props, art/craft/textiles, education supplies, building/home improvement materials, and many other salvaged and donated materials from landfill every year. Our low-cost reclaimed materials have been channeled into countless visual and performing arts works, community projects, classrooms, and homes."
The mission of this nonprofit organization is to provide inspiration and reclaimed materials for creative and environmentally resourceful making, teaching, and living. The strength and uniqueness of The Resource Exchange lies in the purposeful mixture of its environmental arts mission with commercial activity in a unique setting. This inspires creative reuse in the community much broader than local artists and makers, and extends to homeowners, local businesses, educational organizations, and students of all ages. The center is a hub for creative reuse: a place to meet like-minded makers, to share and showcase projects made with reclaimed materials, and to learn more about the waste stream that puts these materials in jeopardy.

Karyn says donors and customers often overlap, and the interactions between makers and customers has inspired innumerable creative reuse projects:

  • Artists, builders, educators, DIY homeowners, and makers of all types have used the center as a resource for over 32,000 reuse projects throughout Philadelphia
  • The center's reCreate gallery has featured the work of over 75 local artists who have transformed the ordinary into the extraordinary - with free and open to the public exhibits and receptions, online artist pages, and newsletter/social media promotion
  • Together with film and theatre companies, local businesses, organizations, and individuals donors, the center has kept over 200 tons of reusable art supplies, props and scenery, educational resources, building materials, housewares, and much more OUT of landfills and IN the local creative economy
  • An additional 1500 tons has been diverted from landfill for recycling
  • The center provides over 500 individual donors a year with an alternative to landfill for reusable materials, enabling them to take an active role in improving our shared environment
  • Salvaged materials from The Resource Exchange were reused on stage and screen in more than 350 productions, ranging from school plays to local theatre sets, to major motion pictures.
How Has COVID-19 Impacted The Resource Exchange?
"In our ten years of operation, we have weathered many challenges with very limited resources. But the unanticipated challenge none of us could have foreseen is the COVID 19 pandemic." says Karyn. "We had to stop saving materials from landfill and close our nonprofit's reuse retail store, which is our main source of earned revenue. Public safety meant also shutting down our art gallery and workshops. We then had to temporarily furlough our valued staff, hoping that somehow we would be able to have a full time crew back again in the future."

The center is now continuing to reopen gradually and with caution, to help fight the spread of COVID-19, and with respect and care for those most at risk and disproportionately affected. "Our small but mighty staff is back part time, for limited occupancy shopping on weekends. Accepting donations safely is also challenging under these circumstances, but we are continuing to save, sort, and resell reuseable materials, with limited drop offs and by appointment," Karyn says.

Karyn adds that The Resource Exchange is servicing customers under COVID restrictions as follows:
  • We opened an online shop, for safe shopping 24/7 and weekend contactless pick up
  • We now offer limited occupancy in store shopping Fridays and Saturdays from 11-5 and Sundays 12-4, with COVID Health & Safety Protocols and Updates posted for our customers and donors
  • Donors can drop off one bag or bin of our Acceptable Materials, larger donations are scheduled via email at info@theresourceexchange.org
  • Until we can safely resume our artist exhibits and workshops, our reCreate artist online gallery supports talented local artists and we regularly showcase new creative reuse projects on our social media.

She says, "To keep our staff and community safe, we have to limit occupancy indoors, and we are also operating with a very small part time staff. We are so grateful for the patience and kindness of folks while they are waiting. We all have to navigate this together, so we are doing our best to evaluate the situation week by week, and regularly post updates for our customers & donors on our website & social media."
Make a Donation
Before COVID hit, The Resource Exchange was planning its 10-year anniversary celebration, which was cancelled due to the pandemic. Now they are making a crowdfunding appeal for critically needed support to continue operations. You can make a tax-deductible contribution to the center's GoFundMe campaign in any amount--all welcome!
You can also support The Resource Exchange during this challenging time by:
  • Giving the gift of creative reuse to a friend or family member by buying a gift card
  • Email Karyn with your inspiring creative reuse pictures + stories (and get a10% off code for the future!)
  • Taking a few moments to give the center a friendly shout-out or positive review on Google, Yelp, and Facebook and follow them on Instagram.
Karyn says she enjoys banking with Hyperion Bank because, "We made our first deposit of $500 in seed funding for our nonprofit at Hyperion Bank a decade ago, and have been doing our banking with Hyperion ever since. Now we have moved to our new location just a few blocks away at 1800 N American St. It has always been a pleasure to have such a friendly and convenient community bank!"

"Hyperion Bank also helped us to obtain a PPP loan, which was a lifeline to us and enabled us to bring back part time staff to reopen. Their helpful staff showed us much needed understanding and patience as we navigated the application process. They continue to be just a call or email away for all of our banking needs, and we are so thankful for all of their assistance."

Visit TheResourceExchange.org online to learn more about how you can donate, create, shop, and make an impact.
To see YOUR business or nonprofit organization featured in the Hyperion Bank newsletter, please contact Lee Green for details.
Team News
Gretchen Santamour earns "Best of the Bar" Award from Philadelphia Business Journal
Gretchen Santamour, a member of the Hyperion Bank Board of Directors, was one of four attorneys awarded "Best of the Bar" in the Bankruptcy category in the Philadelphia Business Journal's fourth annual Best of the Bar: Philadelphia's Top Lawyers program, announced on October 30, 2020.

Gretchen is a member of the Finance Practice Group and Business Reorganization and Bankruptcy Practice at Stradley Ronon Stevens & Young. Please join us in congratulating Gretchen! We appreciate her service and expertise on our Board team.
Mitchell Crawford (Charlie's son) featured on Dr. Phil
Chief Executives Organization (CEO) recently featured family news about its member, Hyperion Bank Chairman and CEO Charlie Crawford, noting that Charlie and his wife Ansley's son, Mitchell, was recently featured on a TV episode of the Dr. Phil show.
Mitchell Crawford is a college student and social media influencer with 3.5 million followers, known for his short skits on apps like TikTok and Instagram. Mitchell was invited to appear on the Dr. Phil show to discuss how the pandemic is affecting Gen Z. While interviewing Mitchell, Dr. Phil said he thinks Mitchell's humorous work is "critically important" and that Mitchell’s videos have “a mental health impact that’s very positive, other than just the levity of it.” You can watch Mitchell on Dr. Phil and follow Mitchell on Instagram at @mitchellcrawford and @mitchell on TikTok.
Community Corner
November Traditions Proceed with New
Health & Safety Protocols
PHILADELPHIA REGION
Note that the City's Thanksgiving Day Parade has been cancelled due to COVID-19 concerns. 6abc-TV will instead host an on-air Thanksgiving Day Celebration.
Philadelphia Museum of Art (PMA) Craft Show
Nov. 6-8, Virtual and In-person
Philly-Made Market at PMA, Nov. 6-Jan. 17
Recognizing the 44th annual Philadelphia Museum of Art Craft Show, one of the nation's most prestigious juried shows of contemporary craft and design, the City of Philadelphia has proclaimed November as Craft Month. This weekend you can experience the PMA Craft Show in-person or online, where you can explore the innovative work of 130 artists in diverse media from the safety of your own home, and purchase unique, museum-quality craft directly from the artists. On November 6-8 admission is free with a suggested gift of $10 to support PMA. Learn more about the PMA Craft Show.

From November 6 through January 17, visit the Museum for the first-ever Philly-Made Market, a pop-up holiday market featuring the work of more than 25 local artisans, plus favorite gifts from around the world. Be sure to review the Museum's Health & Safety Precautions before you go. Photo courtesy Philadelphia Museum of Art.
Rothman Orthopaedics Ice Rink, Dilworth Park
Nov. 6, 2020 - Feb. 28, 2021
The Rothman Orthopaedics Ice Rink is a safe, outdoor entertainment experience, open seven days a week, November 6, 2020-February 28, 2021. The guest protocol will be different this year, so that the experience is as safe as it is festive. The number of skaters allowed on the ice at any one time will be limited. You will be able to purchase tickets in advance online for 90-minute, timed skating sessions all season long. Guests should print their tickets or use a QR code on their mobile device to check in at the rink and are encouraged to reserve a locker to secure their personal belongings. In-person sales will also be offered onsite, based on availability. Admission is $5 for children 10 and younger, and $7 for adults. Skate rental is $10 per person, and discounts are available for groups of 10 or more. Please be sure to review the complete health safety protocols prior to arriving. Learn more. Photo courtesy Center City District.
ATLANTA REGION
Indie Craft Experience "Shop in Place"
Virtual, November 14 & December 5
Atlanta also celebrates crafts and local makers with its Indie Craft Experience (ICE), ranked as the city's favorite craft market. ICE has cancelled in-person events due to the pandemic, but is hosting live, online markets each month, where you can interact with vendors and purchase handcrafted and vintage items from all decades. Vendors host demos, studio tours, workshops, and more. You have two more opportunities on November 14 and December 5 to find unique gifts for holiday giving and support local artisans. Visit ICE's Schedule of Events page and Tips for Attending page to learn more.
Image courtesy Indie Craft Experience.
Virtual AJC Peachtree Road Race, Nov. 26-29
Although Atlanta's traditional Thanksgiving Day Half Marathon has been cancelled for 2020, you can still celebrate the holiday with a 10K run for a good cause--just REGISTER, FUNDRAISE, and complete your 10K between Thursday, Nov. 26 and Sunday, Nov. 29! The 2020 Virtual Running of the AJC Peachtree Road Race benefits Back on My Feet, a national nonprofit organization operating in 13 cities across the U.S. Back on My Feet uses running, community support, and essential employment and housing resources to transform lives. When you fundraise a minimum of $250, you'll receive a race kit with race numbers and exclusive finisher's shirts delivered before Thanksgiving Day. The Atlanta Track Club has also released an app where participants can track their time, upload GPS-driven results, measure their performance against other runners, and more. Photo courtesy Peachtree Road Race.
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Questions or comments? Contact Lauren Flowers.
Happy Thanksgiving Greeting Fall Leaves Background and text Happy Thanksgiving from all of us
We proudly serve customers in the greater Philadelphia and Atlanta regions and beyond. Ask us how you can enjoy our personal service and convenient mobile banking, wherever you live.
199 W. GIRARD AVE.
PHILADELPHIA, PA 19123
215.789.4200
3525 PIEDMONT RD., SUITE 6-305
ATLANTA, GA 30305
404.381.2110
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