Your October FRFCU eNewsletter

$25 minimum required to open and start a Save to Win Account. Speak with a member representative for more details. Official account and prize entry rules and a complete list of prizes are available at savetowin.org. Void where prohibited by law. ©CUSG, 2037. All rights reserved. *Up to $175 in additional prizes will be awarded monthly, with one (1) $25, one (1) $50, and one (1) $100 winner per month chosen at random by FRFCU. Official rules apply. Membership eligibility required. Federally Insured by NCUA.

$20,000 Awarded to a Great Cause

THANK YOU to everyone who attended and donated to our FRFCU Foundation Charity Casino Night! We donated $20,000 to Bernice's Place, an Elizabeth Coalition to House the Homeless subsidiary that serves over 2,000 children. Along with watching Frank Almeida, President & CEO, present a $20,000 check to Linda Flores-Tober and Renaee Smith of Bernice's Place, guests enjoyed cocktails, a delicious dinner, various fun casino games, raffles, and door prizes. Thanks again to everyone who supported the FRFCU Foundation and Bernice's Place!

We Moved to Branchburg!

Exciting news! Our Bridgewater Branch and Administrative Offices have moved to 3040 Route 22 West, Building 2, Branchburg, NJ 08876.

We hope you love our new digs and drive-thru banking services!

Locations & Hours

SAVE on a Mortgage with FRFCU

Learn More & Apply

*$1,000 Lender Credit applied at the closing of your loan. Oﬀer is subject to change at any time. Valid on Purchase of First Mortgage only and cannot be combined with any other oﬀers. All loans are subject to approval in accordance with FRFCU's lending policies and standard underwriting guidelines. Oﬀer valid 5/23/24 through 12/31/24 and is subject to loan approval. This oﬀer may be withdrawn or modiﬁed. Federally Insured by NCUA. Equal Opportunity and Equal Housing Lender. Company NMLS #401965.

Rest Easy with Extra Deposit Insurance

Rest assured knowing your deposits are insured up to $500,000 at FRFCU. This extra deposit insurance provides added safety above the NCUA insurance level and allows you to keep all your savings in one place. Additional coverage is another way we show our dedication to your financial prosperity and peace of mind.

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Special Offer: 30% Off Trust & Will in October

Did you know that October is Estate Planning Awareness Month? We’ve teamed up with Trust & Will to make estate planning accessible and affordable for our members. During October, you can save 30% on all estate plans. This limited-time offer ends on October 31, 2024, so don't miss out!

Get Started

Learn More About Your Options

*APR = Annual Percentage Rate. Balance Transfer offer is for New Credit Card Customers; existing FRFCU card balances are ineligible for transfer. 9.99% APR for Balance Transfers for the life of the balance. Visa® Platinum Credit Card: 0.00% introductory APR for the first six months for purchases only. After that, your APR will be between 13.24% and 18.00%. This APR will vary with the market based on prime rate. Transaction Fees apply: 2% of each advance ($10.00 minimum) for Cash Advance. Foreign Transaction Fee is 1% of each foreign currency transaction in U.S Dollars, 1% of each U.S. Dollar transaction that occurs in a foreign country. Your interest rate will vary based on your credit history. Subject to credit approval. All rates are subject to change at any time without notice. Member eligibility required. Federally Insured by NCUA. **APR = Annual Percentage Rate. Rate effective as of 7/24/24. Rates are subject to change at any time without notice. All loans are subject to credit approval. Rates are based on individual credit circumstances and may be higher than the quoted rate. Term loan amounts between $500.00 and $5,000.00 are available. Monthly payment per thousand for a Personal Loan at 10.69% for 60 months is $21.59.

Got Trivia Knowledge?

See if you know the correct answer to this random trivia question.

QUESTION: What is the natural color of leaves?

The answer to last month's brain teaser: If you place the first letter of each word at the end, the word is spelled the same backward.

Financial Education Within Reach

Ready to work towards your financial goals?

RSVP for one of our upcoming FREE financial webinars in English or Spanish!

Visit our Webinars page to see the upcoming free webinars that are available and reserve your spot.

October Holiday Closing

Financial Resources FCU will be closed on Monday, October 14th, for the federal holiday. Regular business hours will resume on Tuesday, October 15th. Our Virtual Assistant Phil, online banking, and mobile banking are available 24/7.

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Federally Insured by NCUA. Equal Housing Lender.