Banking Solutions From People You Trust.
Try Popmoney ® Today!

Popmoney® is an easy-to-use service offered through your F&M Bank Bill Pay. It's a fast and secure way to send, request, and receive money.....all you need is a name and an email address or mobile phone number. Split a bill, pay a sitter, send a gift, the possibilities are endless!

To use through Online Banking:
  • Select the Bill Pay tab at the top of the menu
  • Go through the enrollment process if new to Bill pay
  • Select Popmoney from the menu
  • Confirm your mobile phone number, agree to the Terms of Service and click Activate
  • Begin to send, request, or receive money

To use through the Mobile App:
  • Select Payments on the lower menu (Enrollment for Bill Pay must be done through Online Banking)
  • Click on the Popmoney box
  • Confirm your mobile phone number, agree to the Terms of Service and Activate
  • Begin to send, request, or receive money

*Transactions initiated through Popmoney are assessed a $0.75/transaction fee.
Securing Your Accounts
In today's world, we are online and technologically connected in almost everything we do. F&M Bank wants to make sure that your business and home are protected from devastating cyberattacks. 

As hackers and other malicious viruses evolve and become more dangerous, high priority should be placed on the security of your systems, networks, computers, email accounts, etc. - at home and at the office. 

Follow our tips on Cybersecurity:
  • Secure your WI-FI networks at home and at the office
  • Install and maintain firewall security for your internet connections
  • Install and regularly update antivirus and anti-spyware software on every computer
  • Regularly change your passwords - Every 3- 6 months
  • Make your passwords secure: Use a combination of letters, numbers, and special characters.

F&M Bank Is Dedicated To Protecting Your Information By Offering:
  • Debit On/Off and Debit Alerts
  • Debit Blocks In High Fraud Areas
  • Secure Password Requirements for Online Banking - At least 8 characters long, and at least 1 alpha and 1 numeric character
  • Fraud and Alerts Updates
  • Security Pass Phrase when calling into the Bank
  • Pass Phrase should be unique to you and hard to guess. Stay away from answers that could be taken from your social media activity. (i.e. your birthday or the name of a child or pet)

To learn more about Cybersecurity and for more tips on ways to protect your home and business,  click here.

$300 OFF
Closing Costs*
A Special, Limited Time Offer for Our Loyal Customers.
Apply for a new mortgage or refinance and receive $300 off your closing costs.
Now Is The Perfect Time To Buy Or Refinance
Let F&M Bank's Mortgage Team Help You with $300 off your closing costs!*

Mortgage rates are still low, making it the perfect time to buy or finance. If you're looking to buy, build or refinance, F&M Bank is here to help with a limited time special - $300 Off Your Closing Costs. Our team provides personalized attention and care every step of the way, helping you select the best option for your new loan. We're in the business to help save you money, save you time and find the perfect mortgage to fit your life.
Ready to get the process started? Apply Now!

Determine your perfect payment amount with our friendly home budget calculator.  Click here!

*Offer good on applications received by 12/31/2018. Valid on new mortgage loans not currently on file with F&M Bank. Subject to credit approval. Some restrictions apply. Offer subject to change at any time. One coupon per customer loan. NMLS ID# 433987

F&M is passionate about serving our communities! 
F&M Bank Annual Tailgate Party and Shred Event
With another Tailgate Party in the books, F&M Bank 'thanks' all of the generous donors, customers, businesses that pre-ordered, and volunteers that made this event so successful!

This year we had record breaking sales and were able to donate to:
The THS Marching Band, Neighbor for Neighbor Food Pantry, Monroe County Disaster Relief Fund, Cranberry Discovery Center Museum, Chasing Daylight Animal Shelter, and the Wounded Warrior Project on behalf of our Hot Dog Eating Contest winner, Officer Rylan Corcoran.

The weather was beautiful, the food was delicious, and the entertainment was wonderful !
law and justice concept, antique golden scale in front of a row of law books in studio

Tax Reform Changes That May Impact Your Small Business 

For small business owners, managing the bottom line of their company is often a top priority. If you operate a business of any kind, it’s important to understand the impact of the tax law changes that took effect in 2018 and how they may affect your business. Read on for some of the basics.

Not Federally insured. No financial institution guarantee; may lose value. Ameriprise Financial and the financial institution are not affiliated. Rick Carlson, CFP ® , APMA ® , MBA ,  CERTIFIED FINANCIAL PLANNER™ Professional and Martha Klatt, MS, APMA ® are Financial Advisors with Carlson Advisors, A financial advisory practice of Ameriprise Financial Services, Inc. in Tomah, WI. They specialize in fee-based financial planning and asset management strategies and has been in practice for 21 years to contact them , , 608-372-9444, 1500 N. Superior Ave. Ste 2, Tomah WI, 54660. 
Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser.  
Ameriprise Financial Services, Inc. Member FINRA and SIPC.
© 2018 Ameriprise Financial, Inc. All rights reserved.           
Financial Advisor
Financial Advisor
Managing Partner
Congratulations Pat Scott and Laurie Waltemath!

On September 12th, 2 F&M Bank Employees were honored by the  Wisconsin Bankers Association  for 30 Years of Service in the Banking Industry. Congratulations to Laurie Waltemath, Deposit Operations Lead, and to Patrick Scott, Senior Vice President/CFO.

The Banking Industry and F&M Bank are very lucky to have you both. Congratulations on this amazing accomplishment.

Pictured L to R: Pete Reichardt, President/CEO, Patrick Scott, Senior Vice President/CFO, Laurie Waltemath, Deposit Operations Lead, and Robin Pierce, Senior Vice President of Compliance and Operations.
Happy 35th Carol!

1983 was a great year. The average cost of a new home was $89,330, a gallon of gas cost $1.16, a ticket to the movies was just $2.75, the game of Jenga was first debuted, Flashdance was all the rage, AND Carol Betthauser started her career with F&M Bank.

Very few people can say that they have worked at the same organization for more than 35 years. What a great accomplishment. We are very thankful to have dedicated employees like Carol Betthauser working for us.

Happy 35th Anniversary to Carol! We thank you for your years of service to F&M Bank.
Save the Date:
Securing Safety Event to Benefit Brighter Tomorrows.
October 18th, 5:30-8:30 PM
Jake's Northwoods - Sparta, Wi

Brighter Tomorrows strives to end domestic violence and sexual assault in Monroe County by providing safe environments and support for victims of domestic violence, along with community education and outreach programs. F&M Bank is proud to be one of the sponsors for Securing Safety. Please join Brighter Tomorrows for their first fundraising event.

Enjoy an Italian themed dinner, bucket raffles, and other auctions. Tickets are $25 per person or $200 for a table of 8. Please contact Brighter Tomorrows for more information or to purchase tickets at (608)269-7853 or click here.
F&M Bank's Monroe County Disaster
Recovery Account and Loan Options

Disaster Recovery Loans*
F&M Bank is offering Disaster Relief Loans to individuals and business affected by flood damage. You can apply by calling 608-372-2126 or stop by our Main Office or North Tomah Branch to apply in person. 
Disaster Recovery Account: F&M Bank has set up a Monroe County Disaster Recovery Account where people can make donations for those impacted by this terrible storm. Donations can be made at either of our locations in Tomah:

F&M Bank Main Branch
1001 Superior Ave
F&M Bank Convenience Center
Located behind the Main Bank Parking Lot
F&M Bank North Branch
1500 N. Superior Ave
Donations can also be mailed to:
F&M Bank
Attn: MC Disaster Recovery
PO Box 409
Tomah, WI 54660

*Loans are subject to credit approval. One loan per household or business. Applications must be receive on or before 10/31/2018.
Bob Hoepfner
SVP/Chief Lending Officer
F & M Bank
Dear F & M Bank Business Owner,

As a successful business owner, you know that just wanting to own a business is a far cry from being able to run one effectively. Expanding your business to the next revenue milestone is not much different—or much easier—than starting it. It can be a struggle. Here are a few benchmarks to keep in mind before you invest in the space, machinery or new employees to accomplish that new goal. (and when you are ready – give me a call to explore ways to fund it!)


Bob Hoepfner