IT'S A NEW DAY IN BANKING
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Announcing the fastest growing bank on the
Philadelphia Business Journal "Soaring 76"
Last month we announced that Hyperion Bank was among the Philadelphia region's fastest growing public and private companies included on the Philadelphia Business Journal's annual Soaring 76 list. Now the Journal has released its rankings of the 2020 Soaring 76 companies, which are based off revenue growth over the three-year period from 2017 through 2019.

Hyperion Bank's outstanding 39% growth during this period placed us at #34 on the Soaring 76 list. Hyperion Bank outperformed the other two banks that qualified for the list, and we are the only Pennsylvania-based bank to make the Soaring 76.

Charlie Crawford, Hyperion Bank Chairman and CEO, said, “We are honored to receive this recognition which is a tribute to our employees, customers, and investors that have helped us achieve this growth.”
Get to Know Our Team -- Personally!
JOEL HIGDON
Assistant Vice President,
Branch Manager, Atlanta Region

Joel Higdon joined Hyperion Bank in July 2020 to manage our banking office serving the Atlanta region. He brings more than two decades of experience in customer service-focused positions, including 10 years in the banking sector as a Personal Banker, Retail Banker, and bank Branch Manager.

As a branch manager, Joel excels in many areas that are important to Hyperion Bank customers. He says, “I believe in providing first-class service and having a great relationship with each of my customers. I want to be one of the reasons for the success of customers and the bank alike.”

Joel grew up in the North Georgia mountains and graduated from Appalachian Technical College and Georgia State University. He now resides in Vinings, GA.

Fun fact: Joel enjoys cooking and reconnecting with the outdoors in North Georgia through photography, camping, kayaking, and hiking. What's his favorite recipe? Email Joel.

NMLS 1891570
Pay Safely with your Hyperion Bank Debit Card
Free with Hyperion Bank Personal Checking Account*
Debit Cards are Easy to Use and Help Retailers Manage During U.S. Coin Shortage
Using your debit card is a good way to limit cash handling. Debit cards also support businesses by helping them preserve their coins, until the U.S. Mint can replenish supplies that were diminished due to the COVID-related economic downturn.
A free Mastercard® Debit Card is one of the many valuable benefits that come with Hyperion Bank's free Personal Checking Account. You need only $50 to open a checking account that has no minimum balance requirements, no monthly service charges or fees, unlimited check writing, free online banking and bill payment, free mobile deposits, and more!* Hyperion Bank debit cards are accepted anywhere that accepts Mastercard®.

Contact our customer service team at 215.789.4200 (PHL) or 404.381.2110 (ATL) or email customerservice@hyperionbank.com to open your personal checking account, get your debit card, and put convenience in your hands!

*Other financial institutions may charge ATM fees when you use your Hyperion Bank debit card at their ATMs. If other U.S. banks charge a fee for using your Debit Card at their ATMs, we'll rebate domestic ATM fees up to $25 per statement cycle. Hyperion Bank charges a 1% fee on all international debit card transactions.
Team News
Charlie Crawford Elected to Board of Directors of Community Bankers Association of Georgia
On September 25, 2020, the Community Bankers Association of Georgia (CBA of GA) voted unanimously to add Hyperion Bank Chairman and CEO Charlie Crawford to its Board of Directors. Charlie is a highly experienced and passionate advocate for community banking and currently a member of the Board of the Pennsylvania Community Banker's Association (PACB), which he will continue to serve as a Director.
John McNair, President and Chief Executive Officer of the CBA of GA, said, "The Community Bankers Association of Georgia is pleased to welcome Mr. Charles B. Crawford, Jr. to its Board of Directors. Working both in Georgia and in Pennsylvania, Charlie brings a unique blend of experience to our Board. We are grateful for his leadership and willingness to serve our association.”  

Since Hyperion maintains banking offices in Philadelphia and Atlanta, Charlie's service on both Boards enables him to advocate for locally-owned and operated banks and their customers in both states.

Photo: Charlie Crawford (left) with David Lance, Chairman of the Board of the CBA of GA, following Charlie's election to the Board on September 25, 2020.
FEATURED BUSINESS SPOTLIGHT:
INVESCROW, LLC
2870 Peachtree Rd. NW, Suite 500, Atlanta, GA 30305
Frank A. Thomas, Jr. founded INVESCROW, LLC in 1998 because he recognized that tax-deferred exchanges are a wealth-building tool for investors that also benefits the economy.

Frank says: "As a 1031 IRC Qualified Intermediary Company, we work with individuals, families, LLCs, and Corporations who are utilizing tax laws for investing in real estate, to take advantage of federal tax laws by selling one investment property and replacing it with another. Some of our clients are quite familiar with the process, but we often have clients who need guidance. It is rewarding to work with all levels of clients and see them through this process."

INVESCROW has grown through "grass roots" networking and referrals from attorneys, CPAs, real estate agents, and former clients. "We have an informational web presence with INVESCROW.com, but mostly the growth has come from consistency in the marketplace and established credibility," says Frank. "As we hold client funds as fiduciaries, it is essential the client has confidence that their funds are held safely in an institution that understands this relationship."

Why does Frank enjoy banking with Hyperion Bank?

"Relationship banking and customer service are two features essential to our business model and Hyperion Bank understands and delivers," Frank says. "With banks being bought, merged, and acquired, the 'back office' red tape requirements and policies seemed to be a moving target. Our business is deadline-driven, so we need a financial institution that respects urgency and timeliness. What we have found at Hyperion Bank is established policies, consistency, ease of opening accounts, and wiring funds. Amy (Ellis) and Joel (Higdon) provide excellent, timely, customer service and make us feel valued as a customer. We couldn’t be happier about this relationship."

Interested in learning more about tax-deferred exchanges? Call Frank at 404.231.9111.
Would you like to see YOUR business or nonprofit organization featured in the Hyperion Bank newsletter?
Please contact Lee Green, lgreen@hyperionbank.com for details.
Community Corner
You'll Fall for these October Opportunities
ATLANTA REGION
BIKETOBER, Oct. 1-31, Atlanta Region
Tune up your bike for this month-long event, when thousands of regional residents take to the roads for the 8th annual BIKETOBER Atlanta Bike Challenge, presented by Georgia Commute Options (GCO). BIKETOBER encourages riders from across the metro Atlanta region to ditch their four wheels for two. Riders who register will be eligible for tons of prizes, including gift cards, bike gear, and an electric bike. Visit the website to learn how you can register now to take part as an individual or as a member of a company or social team--and because it is a virtual bike challenge, you can participate and cheer each other on whether you're working from home or office. Get on your bike and get into this friendly cycling competition across the metro Atlanta region. Learn more. Photo courtesy Georgia Commute Options.
Taste of Atlanta, Oct. 16-18
Historic Old Fourth Ward Park
Taste of Atlanta brings local and national chefs together to celebrate local cuisine in a three-day festival featuring food and drinks from more than 100 restaurants. Tastings, live cooking demonstrations on three stages, Opening Night Party, Saturday Night Concert, live music from local bands, and street performers make this a family-friendly event with something for all ages. Purchase discounted tickets online through October 18, or full-price tickets at the door. Learn more. Photo courtesy Taste of Atlanta.
PHILADELPHIA REGION
DesignPhiladelphia, Oct. 7-18
Various Center City locations
DesignPhiladelphia is one of the nation's largest design festivals and the oldest of its kind. This year the festival goes all virtual, with online exhibitions, lectures, and demonstrations representing hundreds of artists, professionals, and students in practically every design discipline, including automotive, product and interior design, graphic design, architecture, multimedia, and urban planning. Explore a broad array of virtual programs to experience Philadelphia as a hub for design excellence and appreciate the impact of design on our everyday lives. Learn more. Photo courtesy DesignPhiladelphia.
Philadelphia Closes Streets for Fall Outdoor Dining, Various Locations, Oct. 1-31
Philadelphia City Council is expected to pass two bills that will extend outdoor dining regulations and options for city street closings through 2021, making it possible for restaurants to maximize their investments in al fresco seating and outdoor heating elements during the pandemic. Last month, a dozen neighborhoods each closed a designated street to cars for an entire weekend, allowing restaurants to expand their outdoor seating capacity--although they did so quietly to limit crowds and maintain social distancing. In October, watch for outdoor dining street closings to continue on varying weekends in Old City (2nd St.), Midtown Village, Rittenhouse Square, South Street & South Street Headhouse District, East Passyunk Avenue, the Italian Market (S. 9th St.), S. Camac St., E. Clementine St., University City, and Manayunk. Even with indoor dining capacity raised to 50%, many restaurants still need outdoor dining business to help them survive COVID-19.

Since the street closings are often not widely advertised, BillyPenn.com's Philly Food and Drink Scene column is a good source for restaurant news and outdoor dining information: consider subscribing to their free email newsletter for current restaurant news. BillyPenn's editorial staff reminds dining patrons: "If you go, take steps to stay safe and keep others around you safe. That means maintain social distancing, with your seat at least 6 feet from any other table. Wear a mask whenever you’re not eating or drinking — and ideally whenever your server comes to the table. Provide contact info when asked, for potential tracing efforts later on. And tip well! Restaurant workers are putting themselves at risk for customers’ enjoyment."
Photo courtesy Old City District.
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Questions or comments? Contact Lauren Flowers.
We proudly serve customers in the greater Philadelphia and Atlanta regions and beyond. Ask us how you can enjoy our personal service and convenient mobile banking, wherever you live.
199 W. GIRARD AVE.
PHILADELPHIA, PA 19123
215.789.4200
3525 PIEDMONT RD., SUITE 6-305
ATLANTA, GA 30305
404.381.2110
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